✦ Compare
Austin vs
Chicago
Cost-of-living comparison and salary equivalence. Enter your current salary to see what you'd need to earn to live equally well.
Austin, TX vs Chicago, IL at a glance — Chicago, IL is 5% more expensive than Austin, TX overall. Median 1-bed rent runs about $1,900/mo versus $1,650/mo. The top national income-tax rate is 37%.
To keep the same standard of living in Chicago, IL, you'd need
$78,829 / year
Chicago, IL is 5% more expensive overall
Category breakdown (Chicago, IL vs Austin, TX)
- Housing+6%
- Food & groceries+4%
- Transport+7%
- Utilities-2%
- Healthcare+8%
- Goods & services+4%
◎ How Austin, TX and Chicago, IL compare
Index vs the US average — the line marks 100. Lower is cheaper.
▤ Full comparison
| Austin, TX | Chicago, IL | |
|---|---|---|
| Cost of living | ||
| Overall cost index | 98 | 103 |
| Housing | 109 | 116 |
| Food | 91 | 95 |
| Transport | 94 | 101 |
| Utilities | 92 | 90 |
| Healthcare | 91 | 98 |
| Goods & services | 94 | 98 |
| Housing | ||
| Rent, 1-bed centre | $1,650/mo | $1,900/mo |
| Rent, 1-bed outside | $1,300/mo | $1,450/mo |
| Rent, 3-bed centre | $3,000/mo | $3,600/mo |
| Buy price / m² centre | $5,000 | $5,500 |
| Money & purchasing power | ||
| $1,000 goes as far as | $1,023 | $973 |
| Inexpensive meal | $17 | $18 |
| Monthly transit pass | $42 | $105 |
| Taxes | ||
| Income tax (top rate) | 37% | 37% |
| VAT / sales tax | 0% | 0% |
| Social security (employee) | 7.7% | 7.7% |
| Corporate tax | 21% | 21% |
| Capital gains | 20% | 20% |
| Economy & salaries | ||
| Avg net salary | $4,300/mo | $4,300/mo |
| Minimum wage | $1,257/mo✓ | $1,257/mo✓ |
| GDP per capita | $90,027✓ | $90,027✓ |
| Work & digital nomad | ||
| Digital-nomad visa | No | No |
| English proficiency | Native | Native |
| Coworking spaces | 60 | 90 |
| Time zone | UTC-6 | UTC-6 |
| Quality of life | ||
| Quality of life (overall) | 61 | 66 |
| Safety index | 58 | 48 |
| Healthcare index | 76 | 80 |
| Pollution index | 40 | 45 |
| Internet speed | 200 Mbps | 200 Mbps |
| Walkability | 42 | 78 |
| Public transport | 40 | 78 |
| Family-friendly | 65 | 60 |
| Tap water | Safe to drink | Safe to drink |
| Health insurance | $450/mo | $450/mo |
| Life expectancy | 79 yr✓ | 79 yr✓ |
| LGBTQ+ acceptance | High | High |
| Climate | ||
| January avg | +11 °C | -4 °C |
| July avg | +30 °C | +24 °C |
| Sunny days / year | 228 | 189 |
| Rainfall / year | 870 mm | 950 mm |
| Connectivity | ||
| Flight to nearest hub | 1.5 h | 1 h |
Taxes & Economy & salaries: United States vs United States. Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.
✓ = official statistics (US DOL (federal), World Bank 2025, World Bank 2024). Unmarked figures are CostTrek estimates. How we calculate these figures →
Cost of living: Austin vs Chicago — in your currency
Converted from USD at approximate rates (2026-09).
Good to know before you move to Austin
Texas's tech boomtown — no state income tax, live music and warmth, though prices have caught up fast.
- Currency
- US dollar ($ USD)
- Languages
- English
- Time zone
- UTC-6
- Internet
- 200 Mbps
- English
- Native language
- Safety
- 58/100
- Climate
- ❄ 11°C · ☀ 30°C · 228 sunny days/yr
- Tap water
- Safe to drink
- Power
- A/B · 120V
- Driving
- Right-hand side
- Popular areas
- Downtown · East Austin · South Congress
Good to know before you move to Chicago
Big-city amenities and architecture at Midwest prices — the winters, though, are famously brutal.
- Currency
- US dollar ($ USD)
- Languages
- English
- Time zone
- UTC-6
- Internet
- 200 Mbps
- English
- Native language
- Safety
- 48/100
- Climate
- ❄ -4°C · ☀ 24°C · 189 sunny days/yr
- Tap water
- Safe to drink
- Power
- A/B · 120V
- Driving
- Right-hand side
- Popular areas
- Loop · Wicker Park · Lincoln Park
Plan your move to Austin
Everything you will book for the move — sorted, and updated as we add partners.
- FlightsCheapvuelos
- FlightsAviasales
- HotelsPlanetofhotels
- Car rentalEconomybookings
- Airport transferKiwitaxi
- Tours & ticketsKlook
- eSIM / dataAiralo
- Luggage storageRadical Storage
- Parking & carWay.com
Sponsored
Plan your move to Chicago
Everything you will book for the move — sorted, and updated as we add partners.
- FlightsCheapvuelos
- FlightsAviasales
- HotelsPlanetofhotels
- Car rentalEconomybookings
- Airport transferKiwitaxi
- Tours & ticketsKlook
- eSIM / dataAiralo
- Luggage storageRadical Storage
- Parking & carWay.com
Sponsored
? Frequently asked questions
Moving from Austin to Chicago: cheaper or more expensive?
Moving from Austin to Chicago, your cost of living will be roughly 5% more expensive. Chicago’s cost-of-living index is 103 versus 98 for Austin (US = 100). Use the salary tool above to see the income you’d need to keep the same lifestyle.
Is Austin cheaper than Chicago?
Chicago is about 5% more expensive than Austin overall — its cost-of-living index is 103 versus 98 for Austin.
Which is more expensive, Austin or Chicago?
Chicago is more expensive than Austin. Its cost-of-living index is 103 vs 98 (US = 100) — about 5% higher.
Is rent cheaper in Austin or Chicago?
Rent is cheaper in Austin — about $1,650/month for a one-bedroom in the city centre, vs $1,900 in Chicago.
How much do you need to earn in Chicago to live like in Austin?
To keep the same standard of living, a $75,000 salary in Austin is worth about $78,829 in Chicago. Enter your own figure in the calculator above.
Which has lower taxes, Austin or Chicago?
Both cities are in the same country, so national income tax (37%) and VAT are identical; only local cost of living differs.
◷ More comparisons from Austin
How we calculate these figures →
Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.