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Austin vs Mumbai

Cost-of-living comparison and salary equivalence. Enter your current salary to see what you'd need to earn to live equally well.

Austin, TX vs Mumbai, IN at a glance — Mumbai, IN is 41% cheaper than Austin, TX overall. Median 1-bed rent runs about $700/mo versus $1,650/mo. Top income tax: 30% vs 37%.

$/ year

To keep the same standard of living in Mumbai, IN, you'd need

$44,007 / year

Mumbai, IN is 41% cheaper overall

Category breakdown (Mumbai, IN vs Austin, TX)

  • Housing-45%
  • Food & groceries-45%
  • Transport-52%
  • Utilities-8%
  • Healthcare-40%
  • Goods & services-40%

◎ How Austin, TX and Mumbai, IN compare

HousingFood & groceriesTransportUtilitiesHealthcareGoods & services
Austin, TXMumbai, IN

Index vs the US average — the line marks 100. Lower is cheaper.

▤ Full comparison

Austin, TXMumbai, IN
Cost of living
Overall cost index9857
Housing10960
Food9150
Transport9445
Utilities9285
Healthcare9155
Goods & services9456
Housing
Rent, 1-bed centre$1,650/mo$700/mo
Rent, 1-bed outside$1,300/mo$400/mo
Rent, 3-bed centre$3,000/mo$1,800/mo
Buy price / m² centre$5,000$8,000
Money & purchasing power
$1,000 goes as far as$1,023$1,744
Inexpensive meal$17$3
Monthly transit pass$42$15
Taxes
Income tax (top rate)37%30%
VAT / sales tax0%18%
Social security (employee)7.7%—
Corporate tax21%25%
Capital gains20%—
Economy & salaries
Avg net salary$4,300/mo$500/mo
Minimum wage$1,257/mo✓$150/mo
GDP per capita$90,027✓$2,702✓
Inflation (annual)—2.4%✓
Work & digital nomad
Digital-nomad visaNoNo
English proficiencyNativeHigh
Coworking spaces6080
Time zoneUTC-6UTC+5.5
Quality of life
Quality of life (overall)6150
Safety index5850
Healthcare index7660
Pollution index4085
Internet speed200 Mbps70 Mbps
Walkability4260
Public transport4060
Family-friendly6555
Tap waterSafe to drinkUse caution
Health insurance$450/mo$30/mo
Life expectancy79 yr✓72 yr✓
LGBTQ+ acceptanceHighLow
Climate
January avg+11 °C+24 °C
July avg+30 °C+28 °C
Sunny days / year228200
Rainfall / year870 mm2,400 mm
Connectivity
Flight to nearest hub1.5 h3 h

Taxes & Economy & salaries: United States vs India. Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.

✓ = official statistics (US DOL (federal), World Bank 2025, World Bank 2024). Unmarked figures are CostTrek estimates. How we calculate these figures →

Cost of living: Austin vs Mumbai — in your currency

AustinMumbai
1-bed rent, city centre$1,650$700
1-bed rent, outside centre$1,300$400
Inexpensive meal$17$3
Monthly transit pass$42$15
Utilities (monthly)$170$60

Converted from USD at approximate rates (2026-09).

Good to know before you move to Austin

Texas's tech boomtown — no state income tax, live music and warmth, though prices have caught up fast.

Currency
US dollar ($ USD)
Languages
English
Time zone
UTC-6
Internet
200 Mbps
English
Native language
Safety
58/100
Climate
❄ 11°C · ☀ 30°C · 228 sunny days/yr
Tap water
Safe to drink
Power
A/B · 120V
Driving
Right-hand side
Popular areas
Downtown · East Austin · South Congress

Good to know before you move to Mumbai

India's financial and Bollywood capital — intense, fast and cheap by global standards, if crowded and humid.

Currency
Indian rupee (₹ INR)
Languages
Hindi, English
Time zone
UTC+5.5
Internet
70 Mbps
English
Widely spoken
Safety
50/100
Climate
❄ 24°C · ☀ 28°C · 200 sunny days/yr
Tap water
Bottled recommended
Power
C/D/M · 230V
Driving
Left-hand side
Popular areas
Bandra · Andheri · Lower Parel

? Frequently asked questions

Moving from Austin to Mumbai: cheaper or more expensive?

Moving from Austin to Mumbai, your cost of living will be roughly 41% cheaper. Mumbai’s cost-of-living index is 57 versus 98 for Austin (US = 100). Use the salary tool above to see the income you’d need to keep the same lifestyle.

Is Austin cheaper than Mumbai?

Mumbai is about 41% cheaper than Austin overall — its cost-of-living index is 57 versus 98 for Austin.

Which is more expensive, Austin or Mumbai?

Austin is more expensive than Mumbai. Its cost-of-living index is 98 vs 57 (US = 100) — about 72% higher.

Is rent cheaper in Austin or Mumbai?

Rent is cheaper in Mumbai — about $700/month for a one-bedroom in the city centre, vs $1,650 in Austin.

How much do you need to earn in Mumbai to live like in Austin?

To keep the same standard of living, a $75,000 salary in Austin is worth about $44,007 in Mumbai. Enter your own figure in the calculator above.

Which has lower taxes, Austin or Mumbai?

India has the lower top income-tax rate — 30% versus 37% in United States.

◷ More comparisons from Austin

How we calculate these figures →

Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.