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Austin vs Munich

Cost-of-living comparison and salary equivalence. Enter your current salary to see what you'd need to earn to live equally well.

Austin, TX vs Munich, DE at a glance — Munich, DE is 24% more expensive than Austin, TX overall. Median 1-bed rent runs about $1,700/mo versus $1,650/mo. Top income tax: 45% vs 37%.

$/ year

To keep the same standard of living in Munich, DE, you'd need

$92,779 / year

Munich, DE is 24% more expensive overall

Category breakdown (Munich, DE vs Austin, TX)

  • Housing+39%
  • Food & groceries+21%
  • Transport-4%
  • Utilities+43%
  • Healthcare+4%
  • Goods & services+17%

◎ How Austin, TX and Munich, DE compare

HousingFood & groceriesTransportUtilitiesHealthcareGoods & services
Austin, TXMunich, DE

Index vs the US average — the line marks 100. Lower is cheaper.

▤ Full comparison

Austin, TXMunich, DE
Cost of living
Overall cost index98121
Housing109152
Food91110
Transport9490
Utilities92132
Healthcare9195
Goods & services94110
Housing
Rent, 1-bed centre$1,650/mo$1,700/mo
Rent, 1-bed outside$1,300/mo$1,300/mo
Rent, 3-bed centre$3,000/mo$3,400/mo
Buy price / m² centre$5,000$11,000
Money & purchasing power
$1,000 goes as far as$1,023$827
Inexpensive meal$17$16
Monthly transit pass$42$60
Taxes
Income tax (top rate)37%45%
VAT / sales tax0%19%
Social security (employee)7.7%20%
Corporate tax21%30%
Capital gains20%26.4%
Economy & salaries
Avg net salary$4,300/mo$2,900/mo
Minimum wage$1,257/mo✓$2,716/mo✓
GDP per capita$90,027✓$60,496✓
Inflation (annual)—2.2%✓
Work & digital nomad
Digital-nomad visaNoNo
English proficiencyNativeHigh
Coworking spaces6060
Time zoneUTC-6UTC+1
Quality of life
Quality of life (overall)6176
Safety index5878
Healthcare index7680
Pollution index4040
Internet speed200 Mbps120 Mbps
Walkability4286
Public transport4092
Family-friendly6574
Tap waterSafe to drinkSafe to drink
Health insurance$450/mo—
Life expectancy79 yr✓81 yr✓
LGBTQ+ acceptanceHighHigh
Climate
January avg+11 °C0 °C
July avg+30 °C+19 °C
Sunny days / year228100
Rainfall / year870 mm960 mm
Connectivity
Flight to nearest hub1.5 h1 h

Taxes & Economy & salaries: United States vs Germany. Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.

✓ = official statistics (US DOL (federal), Eurostat 2026, World Bank 2025, World Bank 2024). Unmarked figures are CostTrek estimates. How we calculate these figures →

Cost of living: Austin vs Munich — in your currency

AustinMunich
1-bed rent, city centre$1,650$1,700
1-bed rent, outside centre$1,300$1,300
Inexpensive meal$17$16
Monthly transit pass$42$60
Utilities (monthly)$170$250

Converted from USD at approximate rates (2026-09).

Good to know before you move to Austin

Texas's tech boomtown — no state income tax, live music and warmth, though prices have caught up fast.

Currency
US dollar ($ USD)
Languages
English
Time zone
UTC-6
Internet
200 Mbps
English
Native language
Safety
58/100
Climate
❄ 11°C · ☀ 30°C · 228 sunny days/yr
Tap water
Safe to drink
Power
A/B · 120V
Driving
Right-hand side
Popular areas
Downtown · East Austin · South Congress

Good to know before you move to Munich

Germany's wealthy southern powerhouse — BMW, beer gardens and the Alps nearby, at the country's highest rents.

Currency
Euro (€ EUR)
Languages
German
Time zone
UTC+1
Internet
120 Mbps
English
Widely spoken
Safety
78/100
Climate
❄ 0°C · ☀ 19°C · 100 sunny days/yr
Tap water
Safe to drink
Power
F · 230V
Driving
Right-hand side
Popular areas
Schwabing · Glockenbachviertel · Maxvorstadt

? Frequently asked questions

Moving from Austin to Munich: cheaper or more expensive?

Moving from Austin to Munich, your cost of living will be roughly 24% more expensive. Munich’s cost-of-living index is 121 versus 98 for Austin (US = 100). Use the salary tool above to see the income you’d need to keep the same lifestyle.

Is Austin cheaper than Munich?

Munich is about 24% more expensive than Austin overall — its cost-of-living index is 121 versus 98 for Austin.

Which is more expensive, Austin or Munich?

Munich is more expensive than Austin. Its cost-of-living index is 121 vs 98 (US = 100) — about 23% higher.

Is rent cheaper in Austin or Munich?

Rent is cheaper in Austin — about $1,650/month for a one-bedroom in the city centre, vs $1,700 in Munich.

How much do you need to earn in Munich to live like in Austin?

To keep the same standard of living, a $75,000 salary in Austin is worth about $92,779 in Munich. Enter your own figure in the calculator above.

Which has lower taxes, Austin or Munich?

United States has the lower top income-tax rate — 37% versus 45% in Germany.

◷ More comparisons from Austin

How we calculate these figures →

Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.