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Austin vs Toronto

Cost-of-living comparison and salary equivalence. Enter your current salary to see what you'd need to earn to live equally well.

Austin, TX vs Toronto, CA at a glance — Toronto, CA is 22% more expensive than Austin, TX overall. Median 1-bed rent runs about $1,900/mo versus $1,650/mo. Top income tax: 33% vs 37%.

$/ year

To keep the same standard of living in Toronto, CA, you'd need

$91,306 / year

Toronto, CA is 22% more expensive overall

Category breakdown (Toronto, CA vs Austin, TX)

  • Housing+39%
  • Food & groceries+19%
  • Transport+6%
  • Utilities+14%
  • Healthcare-7%
  • Goods & services+17%

◎ How Austin, TX and Toronto, CA compare

HousingFood & groceriesTransportUtilitiesHealthcareGoods & services
Austin, TXToronto, CA

Index vs the US average — the line marks 100. Lower is cheaper.

▤ Full comparison

Austin, TXToronto, CA
Cost of living
Overall cost index98119
Housing109152
Food91108
Transport94100
Utilities92105
Healthcare9185
Goods & services94110
Housing
Rent, 1-bed centre$1,650/mo$1,900/mo
Rent, 1-bed outside$1,300/mo$1,500/mo
Rent, 3-bed centre$3,000/mo$3,800/mo
Buy price / m² centre$5,000$9,000
Money & purchasing power
$1,000 goes as far as$1,023$840
Inexpensive meal$17$18
Monthly transit pass$42$115
Taxes
Income tax (top rate)37%33%
VAT / sales tax0%5%
Social security (employee)7.7%—
Corporate tax21%26.5%
Capital gains20%—
Economy & salaries
Avg net salary$4,300/mo$3,300/mo
Minimum wage$1,257/mo✓$1,900/mo
GDP per capita$90,027✓$55,698✓
Inflation (annual)—2.1%✓
Work & digital nomad
Digital-nomad visaNoYes
English proficiencyNativeNative
Coworking spaces6090
Time zoneUTC-6UTC-5
Quality of life
Quality of life (overall)6172
Safety index5870
Healthcare index7682
Pollution index4040
Internet speed200 Mbps180 Mbps
Walkability4280
Public transport4078
Family-friendly6572
Tap waterSafe to drinkSafe to drink
Health insurance$450/mo—
Life expectancy79 yr✓82 yr✓
LGBTQ+ acceptanceHighHigh
Climate
January avg+11 °C-4 °C
July avg+30 °C+22 °C
Sunny days / year228100
Rainfall / year870 mm830 mm
Connectivity
Flight to nearest hub1.5 h1.5 h

Taxes & Economy & salaries: United States vs Canada. Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.

✓ = official statistics (US DOL (federal), World Bank 2025, World Bank 2024). Unmarked figures are CostTrek estimates. How we calculate these figures →

Cost of living: Austin vs Toronto — in your currency

AustinToronto
1-bed rent, city centre$1,650$1,900
1-bed rent, outside centre$1,300$1,500
Inexpensive meal$17$18
Monthly transit pass$42$115
Utilities (monthly)$170$150

Converted from USD at approximate rates (2026-09).

Good to know before you move to Austin

Texas's tech boomtown — no state income tax, live music and warmth, though prices have caught up fast.

Currency
US dollar ($ USD)
Languages
English
Time zone
UTC-6
Internet
200 Mbps
English
Native language
Safety
58/100
Climate
❄ 11°C · ☀ 30°C · 228 sunny days/yr
Tap water
Safe to drink
Power
A/B · 120V
Driving
Right-hand side
Popular areas
Downtown · East Austin · South Congress

Good to know before you move to Toronto

Canada's diverse economic engine — a smooth immigration path and strong salaries, weighed against steep rents and long winters.

Currency
Canadian dollar ($ CAD)
Languages
English, French
Time zone
UTC-5
Internet
180 Mbps
English
Native language
Safety
70/100
Climate
❄ -4°C · ☀ 22°C · 100 sunny days/yr
Tap water
Safe to drink
Power
A/B · 120V
Driving
Right-hand side
Popular areas
Downtown · Leslieville · West End

? Frequently asked questions

Moving from Austin to Toronto: cheaper or more expensive?

Moving from Austin to Toronto, your cost of living will be roughly 22% more expensive. Toronto’s cost-of-living index is 119 versus 98 for Austin (US = 100). Use the salary tool above to see the income you’d need to keep the same lifestyle.

Is Austin cheaper than Toronto?

Toronto is about 22% more expensive than Austin overall — its cost-of-living index is 119 versus 98 for Austin.

Which is more expensive, Austin or Toronto?

Toronto is more expensive than Austin. Its cost-of-living index is 119 vs 98 (US = 100) — about 21% higher.

Is rent cheaper in Austin or Toronto?

Rent is cheaper in Austin — about $1,650/month for a one-bedroom in the city centre, vs $1,900 in Toronto.

How much do you need to earn in Toronto to live like in Austin?

To keep the same standard of living, a $75,000 salary in Austin is worth about $91,306 in Toronto. Enter your own figure in the calculator above.

Which has lower taxes, Austin or Toronto?

Canada has the lower top income-tax rate — 33% versus 37% in United States.

◷ More comparisons from Austin

How we calculate these figures →

Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.