CostTrek

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Bali vs Chicago

Cost-of-living comparison and salary equivalence. Enter your current salary to see what you'd need to earn to live equally well.

Bali, ID vs Chicago, IL at a glance — Chicago, IL is 123% more expensive than Bali, ID overall. Median 1-bed rent runs about $1,900/mo versus $600/mo. Top income tax: 37% vs 35%.

$/ year

To keep the same standard of living in Chicago, IL, you'd need

$167,131 / year

Chicago, IL is 123% more expensive overall

Category breakdown (Chicago, IL vs Bali, ID)

  • Housing+190%
  • Food & groceries+111%
  • Transport+189%
  • Utilities+64%
  • Healthcare+118%
  • Goods & services+78%

◎ How Bali, ID and Chicago, IL compare

HousingFood & groceriesTransportUtilitiesHealthcareGoods & services
Bali, IDChicago, IL

Index vs the US average — the line marks 100. Lower is cheaper.

▤ Full comparison

Bali, IDChicago, IL
Cost of living
Overall cost index46103
Housing40116
Food4595
Transport35101
Utilities5590
Healthcare4598
Goods & services5598
Housing
Rent, 1-bed centre$600/mo$1,900/mo
Rent, 1-bed outside$350/mo$1,450/mo
Rent, 3-bed centre$1,200/mo$3,600/mo
Buy price / m² centre$2,000$5,500
Money & purchasing power
$1,000 goes as far as$2,169$973
Inexpensive meal$3$18
Monthly transit pass—$105
Taxes
Income tax (top rate)35%37%
VAT / sales tax11%0%
Social security (employee)—7.7%
Corporate tax22%21%
Capital gains—20%
Economy & salaries
Avg net salary$300/mo$4,300/mo
Avg annual wage (OECD, PPP)—$86,977✓
Minimum wage$200/mo$1,257/mo✓
GDP per capita$4,981✓$90,027✓
Inflation (annual)2.8%✓—
Work & digital nomad
Digital-nomad visaYesNo
English proficiencyModerateNative
Coworking spaces4090
Time zoneUTC+8UTC-6
Quality of life
Quality of life (overall)4866
Safety index6048
Healthcare index5580
Pollution index5545
Internet speed25 Mbps200 Mbps
Walkability3578
Public transport2078
Family-friendly6060
Tap waterUse cautionSafe to drink
Health insurance—$450/mo
Life expectancy71 yr✓79 yr✓
LGBTQ+ acceptanceLowHigh
Climate
January avg+27 °C-4 °C
July avg+27 °C+24 °C
Sunny days / year240189
Rainfall / year1,700 mm950 mm
Connectivity
Flight to nearest hub2 h1 h

Taxes & Economy & salaries: Indonesia vs United States. Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.

✓ = official statistics (OECD (PPP), US DOL (federal), World Bank 2025, World Bank 2024). Unmarked figures are CostTrek estimates. How we calculate these figures →

Cost of living: Bali vs Chicago — in your currency

BaliChicago
1-bed rent, city centre$600$1,900
1-bed rent, outside centre$350$1,450
Inexpensive meal$3$18
Utilities (monthly)$70$170

Converted from USD at approximate rates (2026-09).

Good to know before you move to Bali

The world's default digital-nomad island — Canggu cafés, Ubud rice terraces and Bukit surf breaks. Very low costs and a huge remote-work community, tempered by scooter-only transport, patchy infrastructure and visa runs.

Currency
Indonesian rupiah (Rp IDR)
Languages
Indonesian
Time zone
UTC+8
Internet
25 Mbps
English
Fairly common
Safety
60/100
Climate
❄ 27°C · ☀ 27°C · 240 sunny days/yr
Tap water
Bottled recommended
Power
C/F · 230V
Driving
Left-hand side
Popular areas
Canggu · Ubud · Seminyak · Sanur

Good to know before you move to Chicago

Big-city amenities and architecture at Midwest prices — the winters, though, are famously brutal.

Currency
US dollar ($ USD)
Languages
English
Time zone
UTC-6
Internet
200 Mbps
English
Native language
Safety
48/100
Climate
❄ -4°C · ☀ 24°C · 189 sunny days/yr
Tap water
Safe to drink
Power
A/B · 120V
Driving
Right-hand side
Popular areas
Loop · Wicker Park · Lincoln Park

? Frequently asked questions

Moving from Bali to Chicago: cheaper or more expensive?

Moving from Bali to Chicago, your cost of living will be roughly 123% more expensive. Chicago’s cost-of-living index is 103 versus 46 for Bali (US = 100). Use the salary tool above to see the income you’d need to keep the same lifestyle.

Is Bali cheaper than Chicago?

Chicago is about 123% more expensive than Bali overall — its cost-of-living index is 103 versus 46 for Bali.

Which is more expensive, Bali or Chicago?

Chicago is more expensive than Bali. Its cost-of-living index is 103 vs 46 (US = 100) — about 124% higher.

Is rent cheaper in Bali or Chicago?

Rent is cheaper in Bali — about $600/month for a one-bedroom in the city centre, vs $1,900 in Chicago.

How much do you need to earn in Chicago to live like in Bali?

To keep the same standard of living, a $75,000 salary in Bali is worth about $167,131 in Chicago. Enter your own figure in the calculator above.

Which has lower taxes, Bali or Chicago?

Indonesia has the lower top income-tax rate — 35% versus 37% in United States.

◷ More comparisons from Bali

How we calculate these figures →

Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.