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Charlotte vs Montreal

Cost-of-living comparison and salary equivalence. Enter your current salary to see what you'd need to earn to live equally well.

$/ year

To keep the same standard of living in Montreal, CA, you'd need

$76,249 / year

Montreal, CA is 2% more expensive overall

Category breakdown (Montreal, CA vs Charlotte, NC)

  • Housing-3%
  • Food & groceries+15%
  • Transport-16%
  • Utilities+7%
  • Healthcare-15%
  • Goods & services+11%

How Charlotte, NC and Montreal, CA compare

HousingFood & groceriesTransportUtilitiesHealthcareGoods & services
Charlotte, NCMontreal, CA

Index vs the US average — the line marks 100. Lower is cheaper.

Full comparison

Charlotte, NCMontreal, CA
Cost of living
Overall cost index9799
Housing105102
Food92106
Transport9580
Utilities9298
Healthcare9480
Goods & services95105
Housing
Rent, 1-bed centre$1,500/mo$1,150/mo
Rent, 1-bed outside$1,200/mo$900/mo
Rent, 3-bed centre$2,700/mo$2,200/mo
Buy price / m² centre$3,800$5,500
Money & purchasing power
$1,000 goes as far as$1,028$1,011
Inexpensive meal$16$18
Monthly transit pass$88$70
Taxes
Income tax (top rate)37%33%
VAT / sales tax0%5%
Social security (employee)7.7%
Corporate tax21%26.5%
Capital gains20%
Economy & salaries
Avg net salary$4,300/mo$3,300/mo
Minimum wage$1,257/mo$1,900/mo
GDP per capita$90,027$55,698
Inflation (annual)2.1%
Work & digital nomad
Digital-nomad visaNoYes
English proficiencyNativeHigh
Coworking spaces3550
Time zoneUTC-5UTC-5
Quality of life
Safety index5672
Healthcare index7878
Pollution index4035
Internet speed200 Mbps180 Mbps
Walkability4078
Public transport3578
Family-friendly6674
Tap waterSafe to drinkSafe to drink
Health insurance$450/mo
Life expectancy79 yr82 yr
LGBTQ+ acceptanceHighHigh
Climate
January avg+6 °C-9 °C
July avg+27 °C+21 °C
Sunny days / year218160
Rainfall / year1,100 mm1,000 mm
Connectivity
Flight to nearest hub1 h2 h

Taxes & Economy & salaries: United States vs Canada. Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.

Good to know before you move to Charlotte

A rising banking hub with mild weather and low costs — spread out and car-dependent.

Currency
US dollar ($ USD)
Languages
English
Time zone
UTC-5
Internet
200 Mbps
English
Native language
Safety
56/100
Climate
❄ 6°C · ☀ 27°C · 218 sunny days/yr
Tap water
Safe to drink
Power
A/B · 120V
Driving
Right-hand side
Popular areas
Uptown · NoDa · South End

Good to know before you move to Montreal

A bilingual, European-flavoured metropolis and the most affordable of Canada's big cities — rents well below Toronto or Vancouver, a huge festival and food culture, and cheap universities. The catch is the long, brutally cold winter and Quebec's French-first bureaucracy.

Currency
Canadian dollar ($ CAD)
Languages
English, French
Time zone
UTC-5
Internet
180 Mbps
English
Widely spoken
Safety
72/100
Climate
❄ -9°C · ☀ 21°C · 160 sunny days/yr
Tap water
Safe to drink
Power
A/B · 120V
Driving
Right-hand side
Popular areas
Plateau-Mont-Royal · Mile End · Griffintown · Rosemont

? Frequently asked questions

Moving from Charlotte to Montreal: cheaper or more expensive?

Moving from Charlotte to Montreal, your cost of living will be roughly 2% more expensive. Montreal’s cost-of-living index is 99 versus 97 for Charlotte (US = 100). Use the salary tool above to see the income you’d need to keep the same lifestyle.

Is Charlotte cheaper than Montreal?

Montreal is about 2% more expensive than Charlotte overall — its cost-of-living index is 99 versus 97 for Charlotte.

How much do you need to earn in Montreal to live like in Charlotte?

To keep the same standard of living, a $75,000 salary in Charlotte is worth about $76,249 in Montreal. Enter your own figure in the calculator above.

Which has lower taxes, Charlotte or Montreal?

Canada has the lower top income-tax rate — 33% versus 37% in United States.

More comparisons from Charlotte

Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.