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Chiang Mai vs Mumbai

Cost-of-living comparison and salary equivalence. Enter your current salary to see what you'd need to earn to live equally well.

Chiang Mai, TH vs Mumbai, IN at a glance — Mumbai, IN is 18% more expensive than Chiang Mai, TH overall. Median 1-bed rent runs about $700/mo versus $450/mo. Top income tax: 30% vs 35%.

$/ year

To keep the same standard of living in Mumbai, IN, you'd need

$88,576 / year

Mumbai, IN is 18% more expensive overall

Category breakdown (Mumbai, IN vs Chiang Mai, TH)

  • Housing+43%
  • Food & groceries+11%
  • Transport+18%
  • Utilities+31%
  • Healthcare0%
  • Goods & services+2%

◎ How Chiang Mai, TH and Mumbai, IN compare

HousingFood & groceriesTransportUtilitiesHealthcareGoods & services
Chiang Mai, THMumbai, IN

Index vs the US average — the line marks 100. Lower is cheaper.

▤ Full comparison

Chiang Mai, THMumbai, IN
Cost of living
Overall cost index4957
Housing4260
Food4550
Transport3845
Utilities6585
Healthcare5555
Goods & services5556
Housing
Rent, 1-bed centre$450/mo$700/mo
Rent, 1-bed outside$300/mo$400/mo
Rent, 3-bed centre$900/mo$1,800/mo
Buy price / m² centre$1,800$8,000
Money & purchasing power
$1,000 goes as far as$2,059$1,744
Inexpensive meal$3$3
Monthly transit pass—$15
Taxes
Income tax (top rate)35%30%
VAT / sales tax7%18%
Corporate tax20%25%
Economy & salaries
Avg net salary$800/mo$500/mo
Minimum wage$300/mo$150/mo
GDP per capita$8,057✓$2,702✓
Inflation (annual)-0.1%✓2.4%✓
Work & digital nomad
Digital-nomad visaYesNo
English proficiencyModerateHigh
Coworking spaces5080
Time zoneUTC+7UTC+5.5
Quality of life
Quality of life (overall)5350
Safety index6550
Healthcare index7060
Pollution index7085
Internet speed200 Mbps70 Mbps
Walkability4560
Public transport3060
Family-friendly6255
Tap waterUse cautionUse caution
Health insurance—$30/mo
Life expectancy77 yr✓72 yr✓
LGBTQ+ acceptanceModerateLow
Climate
January avg+22 °C+24 °C
July avg+28 °C+28 °C
Sunny days / year240200
Rainfall / year1,150 mm2,400 mm
Connectivity
Flight to nearest hub2 h3 h

Taxes & Economy & salaries: Thailand vs India. Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.

✓ = official statistics (World Bank 2025, World Bank 2024). Unmarked figures are CostTrek estimates. How we calculate these figures →

Cost of living: Chiang Mai vs Mumbai — in your currency

Chiang MaiMumbai
1-bed rent, city centre$450$700
1-bed rent, outside centre$300$400
Inexpensive meal$3$3
Utilities (monthly)$60$60

Converted from USD at approximate rates (2026-09).

Good to know before you move to Chiang Mai

The original budget-nomad capital — temples, mountains and Nimman's café-coworking strip at some of Asia's lowest costs. The trade-off is the March–April burning season, when air quality collapses.

Currency
Thai baht (฿ THB)
Languages
Thai
Time zone
UTC+7
Internet
200 Mbps
English
Fairly common
Safety
65/100
Climate
❄ 22°C · ☀ 28°C · 240 sunny days/yr
Tap water
Bottled recommended
Power
A/B/C · 230V
Driving
Left-hand side
Popular areas
Nimman · Old City · Santitham · Hang Dong

Good to know before you move to Mumbai

India's financial and Bollywood capital — intense, fast and cheap by global standards, if crowded and humid.

Currency
Indian rupee (₹ INR)
Languages
Hindi, English
Time zone
UTC+5.5
Internet
70 Mbps
English
Widely spoken
Safety
50/100
Climate
❄ 24°C · ☀ 28°C · 200 sunny days/yr
Tap water
Bottled recommended
Power
C/D/M · 230V
Driving
Left-hand side
Popular areas
Bandra · Andheri · Lower Parel

? Frequently asked questions

Moving from Chiang Mai to Mumbai: cheaper or more expensive?

Moving from Chiang Mai to Mumbai, your cost of living will be roughly 18% more expensive. Mumbai’s cost-of-living index is 57 versus 49 for Chiang Mai (US = 100). Use the salary tool above to see the income you’d need to keep the same lifestyle.

Is Chiang Mai cheaper than Mumbai?

Mumbai is about 18% more expensive than Chiang Mai overall — its cost-of-living index is 57 versus 49 for Chiang Mai.

Which is more expensive, Chiang Mai or Mumbai?

Mumbai is more expensive than Chiang Mai. Its cost-of-living index is 57 vs 49 (US = 100) — about 16% higher.

Is rent cheaper in Chiang Mai or Mumbai?

Rent is cheaper in Chiang Mai — about $450/month for a one-bedroom in the city centre, vs $700 in Mumbai.

How much do you need to earn in Mumbai to live like in Chiang Mai?

To keep the same standard of living, a $75,000 salary in Chiang Mai is worth about $88,576 in Mumbai. Enter your own figure in the calculator above.

Which has lower taxes, Chiang Mai or Mumbai?

India has the lower top income-tax rate — 30% versus 35% in Thailand.

◷ More comparisons from Chiang Mai

How we calculate these figures →

Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.