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Chiang Mai vs Osaka

Cost-of-living comparison and salary equivalence. Enter your current salary to see what you'd need to earn to live equally well.

Chiang Mai, TH vs Osaka, JP at a glance — Osaka, JP is 98% more expensive than Chiang Mai, TH overall. Median 1-bed rent runs about $850/mo versus $450/mo. Top income tax: 45% vs 35%.

$/ year

To keep the same standard of living in Osaka, JP, you'd need

$148,471 / year

Osaka, JP is 98% more expensive overall

Category breakdown (Osaka, JP vs Chiang Mai, TH)

  • Housing+119%
  • Food & groceries+118%
  • Transport+116%
  • Utilities+69%
  • Healthcare+55%
  • Goods & services+89%

◎ How Chiang Mai, TH and Osaka, JP compare

HousingFood & groceriesTransportUtilitiesHealthcareGoods & services
Chiang Mai, THOsaka, JP

Index vs the US average — the line marks 100. Lower is cheaper.

▤ Full comparison

Chiang Mai, THOsaka, JP
Cost of living
Overall cost index4996
Housing4292
Food4598
Transport3882
Utilities65110
Healthcare5585
Goods & services55104
Housing
Rent, 1-bed centre$450/mo$850/mo
Rent, 1-bed outside$300/mo$600/mo
Rent, 3-bed centre$900/mo$1,600/mo
Buy price / m² centre$1,800$6,500
Money & purchasing power
$1,000 goes as far as$2,059$1,040
Inexpensive meal$3$8
Monthly transit pass—$60
Taxes
Income tax (top rate)35%45%
VAT / sales tax7%10%
Corporate tax20%30%
Capital gains—20.3%
Economy & salaries
Avg net salary$800/mo$2,600/mo
Avg annual wage (OECD, PPP)—$50,183✓
Minimum wage$300/mo$1,300/mo
GDP per capita$8,057✓$35,951✓
Inflation (annual)-0.1%✓3.2%✓
Work & digital nomad
Digital-nomad visaYesYes
English proficiencyModerateLow
Coworking spaces5025
Time zoneUTC+7UTC+9
Quality of life
Quality of life (overall)5379
Safety index6582
Healthcare index7084
Pollution index7040
Internet speed200 Mbps230 Mbps
Walkability4580
Public transport3088
Family-friendly6272
Tap waterUse cautionSafe to drink
Life expectancy77 yr✓84 yr✓
LGBTQ+ acceptanceModerateModerate
Climate
January avg+22 °C+6 °C
July avg+28 °C+28 °C
Sunny days / year240200
Rainfall / year1,150 mm1,300 mm
Connectivity
Flight to nearest hub2 h2 h

Taxes & Economy & salaries: Thailand vs Japan. Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.

✓ = official statistics (OECD (PPP), World Bank 2025, World Bank 2024). Unmarked figures are CostTrek estimates. How we calculate these figures →

Cost of living: Chiang Mai vs Osaka — in your currency

Chiang MaiOsaka
1-bed rent, city centre$450$850
1-bed rent, outside centre$300$600
Inexpensive meal$3$8
Utilities (monthly)$60$150

Converted from USD at approximate rates (2026-09).

Good to know before you move to Chiang Mai

The original budget-nomad capital — temples, mountains and Nimman's café-coworking strip at some of Asia's lowest costs. The trade-off is the March–April burning season, when air quality collapses.

Currency
Thai baht (฿ THB)
Languages
Thai
Time zone
UTC+7
Internet
200 Mbps
English
Fairly common
Safety
65/100
Climate
❄ 22°C · ☀ 28°C · 240 sunny days/yr
Tap water
Bottled recommended
Power
A/B/C · 230V
Driving
Left-hand side
Popular areas
Nimman · Old City · Santitham · Hang Dong

Good to know before you move to Osaka

Japan's warm, wisecracking second city and its street-food heart — cheaper and more laid-back than Tokyo, with the same safety, transit and reliability. The gateway to Kansai (Kyoto and Kobe are minutes away), it's an easy-going base with a big food and startup scene.

Currency
Japanese yen (¥ JPY)
Languages
Japanese
Time zone
UTC+9
Internet
230 Mbps
English
Rarely spoken
Safety
82/100
Climate
❄ 6°C · ☀ 28°C · 200 sunny days/yr
Tap water
Safe to drink
Power
A/B · 100V
Driving
Left-hand side
Popular areas
Namba · Umeda · Tennoji · Nakazakicho

? Frequently asked questions

Moving from Chiang Mai to Osaka: cheaper or more expensive?

Moving from Chiang Mai to Osaka, your cost of living will be roughly 98% more expensive. Osaka’s cost-of-living index is 96 versus 49 for Chiang Mai (US = 100). Use the salary tool above to see the income you’d need to keep the same lifestyle.

Is Chiang Mai cheaper than Osaka?

Osaka is about 98% more expensive than Chiang Mai overall — its cost-of-living index is 96 versus 49 for Chiang Mai.

Which is more expensive, Chiang Mai or Osaka?

Osaka is more expensive than Chiang Mai. Its cost-of-living index is 96 vs 49 (US = 100) — about 96% higher.

Is rent cheaper in Chiang Mai or Osaka?

Rent is cheaper in Chiang Mai — about $450/month for a one-bedroom in the city centre, vs $850 in Osaka.

How much do you need to earn in Osaka to live like in Chiang Mai?

To keep the same standard of living, a $75,000 salary in Chiang Mai is worth about $148,471 in Osaka. Enter your own figure in the calculator above.

Which has lower taxes, Chiang Mai or Osaka?

Thailand has the lower top income-tax rate — 35% versus 45% in Japan.

◷ More comparisons from Chiang Mai

How we calculate these figures →

Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.