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Denver vs Philadelphia

Cost-of-living comparison and salary equivalence. Enter your current salary to see what you'd need to earn to live equally well.

Denver, CO vs Philadelphia, PA at a glance — Philadelphia, PA is 2% cheaper than Denver, CO overall. Median 1-bed rent runs about $1,600/mo versus $1,750/mo. The top national income-tax rate is 37%.

$/ year

To keep the same standard of living in Philadelphia, PA, you'd need

$73,672 / year

Philadelphia, PA is 2% cheaper overall

Category breakdown (Philadelphia, PA vs Denver, CO)

  • Housing-7%
  • Food & groceries0%
  • Transport+4%
  • Utilities+13%
  • Healthcare+1%
  • Goods & services-2%

◎ How Denver, CO and Philadelphia, PA compare

HousingFood & groceriesTransportUtilitiesHealthcareGoods & services
Denver, COPhiladelphia, PA

Index vs the US average — the line marks 100. Lower is cheaper.

▤ Full comparison

Denver, COPhiladelphia, PA
Cost of living
Overall cost index106104
Housing123114
Food9797
Transport99103
Utilities8899
Healthcare9899
Goods & services10199
Housing
Rent, 1-bed centre$1,750/mo$1,600/mo
Rent, 1-bed outside$1,400/mo$1,250/mo
Rent, 3-bed centre$3,300/mo$2,900/mo
Buy price / m² centre$5,500$4,500
Money & purchasing power
$1,000 goes as far as$947$964
Inexpensive meal$18$18
Monthly transit pass$88$96
Taxes
Income tax (top rate)37%37%
VAT / sales tax0%0%
Social security (employee)7.7%7.7%
Corporate tax21%21%
Capital gains20%20%
Economy & salaries
Avg net salary$4,300/mo$4,300/mo
Minimum wage$1,257/mo✓$1,257/mo✓
GDP per capita$90,027✓$90,027✓
Work & digital nomad
Digital-nomad visaNoNo
English proficiencyNativeNative
Coworking spaces5050
Time zoneUTC-7UTC-5
Quality of life
Quality of life (overall)6365
Safety index5845
Healthcare index7880
Pollution index4545
Internet speed200 Mbps200 Mbps
Walkability6179
Public transport5568
Family-friendly6660
Tap waterSafe to drinkSafe to drink
Health insurance$450/mo$450/mo
Life expectancy79 yr✓79 yr✓
LGBTQ+ acceptanceHighHigh
Climate
January avg-1 °C+1 °C
July avg+23 °C+26 °C
Sunny days / year245207
Rainfall / year390 mm1,060 mm
Connectivity
Flight to nearest hub1.5 h1 h

Taxes & Economy & salaries: United States vs United States. Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.

✓ = official statistics (US DOL (federal), World Bank 2025, World Bank 2024). Unmarked figures are CostTrek estimates. How we calculate these figures →

Cost of living: Denver vs Philadelphia — in your currency

DenverPhiladelphia
1-bed rent, city centre$1,750$1,600
1-bed rent, outside centre$1,400$1,250
Inexpensive meal$18$18
Monthly transit pass$88$96
Utilities (monthly)$150$170

Converted from USD at approximate rates (2026-09).

Good to know before you move to Denver

Outdoor-lover's base camp with 300 days of sun and quick mountain access — rents keep rising.

Currency
US dollar ($ USD)
Languages
English
Time zone
UTC-7
Internet
200 Mbps
English
Native language
Safety
58/100
Climate
❄ -1°C · ☀ 23°C · 245 sunny days/yr
Tap water
Safe to drink
Power
A/B · 120V
Driving
Right-hand side
Popular areas
RiNo · LoHi · Capitol Hill

Good to know before you move to Philadelphia

History, cheesesteaks and East-Coast walkability at a discount to New York, an hour away.

Currency
US dollar ($ USD)
Languages
English
Time zone
UTC-5
Internet
200 Mbps
English
Native language
Safety
45/100
Climate
❄ 1°C · ☀ 26°C · 207 sunny days/yr
Tap water
Safe to drink
Power
A/B · 120V
Driving
Right-hand side
Popular areas
Center City · Fishtown · University City

? Frequently asked questions

Moving from Denver to Philadelphia: cheaper or more expensive?

Moving from Denver to Philadelphia, your cost of living will be roughly 2% cheaper. Philadelphia’s cost-of-living index is 104 versus 106 for Denver (US = 100). Use the salary tool above to see the income you’d need to keep the same lifestyle.

Is Denver cheaper than Philadelphia?

Philadelphia is about 2% cheaper than Denver overall — its cost-of-living index is 104 versus 106 for Denver.

Which is more expensive, Denver or Philadelphia?

Denver is more expensive than Philadelphia. Its cost-of-living index is 106 vs 104 (US = 100) — about 2% higher.

Is rent cheaper in Denver or Philadelphia?

Rent is cheaper in Philadelphia — about $1,600/month for a one-bedroom in the city centre, vs $1,750 in Denver.

How much do you need to earn in Philadelphia to live like in Denver?

To keep the same standard of living, a $75,000 salary in Denver is worth about $73,672 in Philadelphia. Enter your own figure in the calculator above.

Which has lower taxes, Denver or Philadelphia?

Both cities are in the same country, so national income tax (37%) and VAT are identical; only local cost of living differs.

◷ More comparisons from Denver

How we calculate these figures →

Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.