✦ Compare
Hamburg vs
Munich
Cost-of-living comparison and salary equivalence. Enter your current salary to see what you'd need to earn to live equally well.
Hamburg, DE vs Munich, DE at a glance — Munich, DE is 10% more expensive than Hamburg, DE overall. Median 1-bed rent runs about $1,700/mo versus $1,200/mo. The top national income-tax rate is 45%.
To keep the same standard of living in Munich, DE, you'd need
$82,222 / year
Munich, DE is 10% more expensive overall
Category breakdown (Munich, DE vs Hamburg, DE)
- Housing+22%
- Food & groceries+4%
- Transport+5%
- Utilities+3%
- Healthcare0%
- Goods & services+4%
◎ How Hamburg, DE and Munich, DE compare
Index vs the US average — the line marks 100. Lower is cheaper.
▤ Full comparison
| Hamburg, DE | Munich, DE | |
|---|---|---|
| Cost of living | ||
| Overall cost index | 110 | 121 |
| Housing | 125 | 152 |
| Food | 106 | 110 |
| Transport | 86 | 90 |
| Utilities | 128 | 132 |
| Healthcare | 95 | 95 |
| Goods & services | 106 | 110 |
| Housing | ||
| Rent, 1-bed centre | $1,200/mo | $1,700/mo |
| Rent, 1-bed outside | $850/mo | $1,300/mo |
| Rent, 3-bed centre | $2,300/mo | $3,400/mo |
| Buy price / m² centre | $7,000 | $11,000 |
| Money & purchasing power | ||
| $1,000 goes as far as | $907 | $827 |
| Inexpensive meal | $15 | $16 |
| Monthly transit pass | $115 | $60 |
| Taxes | ||
| Income tax (top rate) | 45% | 45% |
| VAT / sales tax | 19% | 19% |
| Social security (employee) | 20% | 20% |
| Corporate tax | 30% | 30% |
| Capital gains | 26.4% | 26.4% |
| Economy & salaries | ||
| Avg net salary | $2,900/mo | $2,900/mo |
| Minimum wage | $2,200/mo | $2,200/mo |
| GDP per capita | $60,496 | $60,496 |
| Inflation (annual) | 2.2% | 2.2% |
| Work & digital nomad | ||
| Digital-nomad visa | No | No |
| English proficiency | High | High |
| Coworking spaces | 35 | 60 |
| Time zone | UTC+1 | UTC+1 |
| Quality of life | ||
| Safety index | 66 | 78 |
| Healthcare index | 84 | 80 |
| Pollution index | 38 | 40 |
| Internet speed | 150 Mbps | 120 Mbps |
| Walkability | 78 | 86 |
| Public transport | 82 | 92 |
| Family-friendly | 72 | 74 |
| Tap water | Safe to drink | Safe to drink |
| Life expectancy | 81 yr | 81 yr |
| LGBTQ+ acceptance | High | High |
| Climate | ||
| January avg | +2 °C | 0 °C |
| July avg | +18 °C | +19 °C |
| Sunny days / year | 100 | 100 |
| Rainfall / year | 770 mm | 960 mm |
| Connectivity | ||
| Flight to nearest hub | 1 h | 1 h |
Taxes & Economy & salaries: Germany vs Germany. Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.
Good to know before you move to Hamburg
Germany's second city and biggest port — a wealthy media, trade and startup hub laced with canals and red-brick warehouses. Greener and more liveable than Berlin and cheaper than Munich, with the catch of grey, wet, windy weather.
- Currency
- Euro (€ EUR)
- Languages
- German
- Time zone
- UTC+1
- Internet
- 150 Mbps
- English
- Widely spoken
- Safety
- 66/100
- Climate
- ❄ 2°C · ☀ 18°C · 100 sunny days/yr
- Tap water
- Safe to drink
- Power
- F · 230V
- Driving
- Right-hand side
- Popular areas
- Sternschanze · St. Pauli · Eimsbüttel · HafenCity
Good to know before you move to Munich
Germany's wealthy southern powerhouse — BMW, beer gardens and the Alps nearby, at the country's highest rents.
- Currency
- Euro (€ EUR)
- Languages
- German
- Time zone
- UTC+1
- Internet
- 120 Mbps
- English
- Widely spoken
- Safety
- 78/100
- Climate
- ❄ 0°C · ☀ 19°C · 100 sunny days/yr
- Tap water
- Safe to drink
- Power
- F · 230V
- Driving
- Right-hand side
- Popular areas
- Schwabing · Glockenbachviertel · Maxvorstadt
Plan your move to Hamburg
Everything you will book for the move — sorted, and updated as we add partners.
- FlightsCheapvuelos
- FlightsAviasales
- HotelsNH Hotels
- Car rentalEconomybookings
- Airport transferKiwitaxi
- Tours & ticketsKlook
- Tours & ticketsTiqets
- InsuranceSafetyWing
- eSIM / dataAiralo
- Luggage storageRadical Storage
- Flight compensationAirHelp
Sponsored
Plan your move to Munich
Everything you will book for the move — sorted, and updated as we add partners.
- FlightsCheapvuelos
- FlightsAviasales
- HotelsNH Hotels
- Car rentalEconomybookings
- Airport transferKiwitaxi
- Tours & ticketsKlook
- Tours & ticketsTiqets
- InsuranceSafetyWing
- eSIM / dataAiralo
- Luggage storageRadical Storage
- Flight compensationAirHelp
Sponsored
? Frequently asked questions
Moving from Hamburg to Munich: cheaper or more expensive?
Moving from Hamburg to Munich, your cost of living will be roughly 10% more expensive. Munich’s cost-of-living index is 121 versus 110 for Hamburg (US = 100). Use the salary tool above to see the income you’d need to keep the same lifestyle.
Is Hamburg cheaper than Munich?
Munich is about 10% more expensive than Hamburg overall — its cost-of-living index is 121 versus 110 for Hamburg.
How much do you need to earn in Munich to live like in Hamburg?
To keep the same standard of living, a $75,000 salary in Hamburg is worth about $82,222 in Munich. Enter your own figure in the calculator above.
Which has lower taxes, Hamburg or Munich?
Both cities are in the same country, so national income tax (45%) and VAT are identical; only local cost of living differs.
◷ More comparisons from Hamburg
Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.