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Lisbon vs Munich

Cost-of-living comparison and salary equivalence. Enter your current salary to see what you'd need to earn to live equally well.

Lisbon, PT vs Munich, DE at a glance — Munich, DE is 25% more expensive than Lisbon, PT overall. Median 1-bed rent runs about $1,700/mo versus $1,300/mo. Top income tax: 45% vs 48%.

$/ year

To keep the same standard of living in Munich, DE, you'd need

$93,865 / year

Munich, DE is 25% more expensive overall

Category breakdown (Munich, DE vs Lisbon, PT)

  • Housing+29%
  • Food & groceries+20%
  • Transport+29%
  • Utilities+32%
  • Healthcare+27%
  • Goods & services+20%

◎ How Lisbon, PT and Munich, DE compare

HousingFood & groceriesTransportUtilitiesHealthcareGoods & services
Lisbon, PTMunich, DE

Index vs the US average — the line marks 100. Lower is cheaper.

▤ Full comparison

Lisbon, PTMunich, DE
Cost of living
Overall cost index97121
Housing118152
Food92110
Transport7090
Utilities100132
Healthcare7595
Goods & services92110
Housing
Rent, 1-bed centre$1,300/mo$1,700/mo
Rent, 1-bed outside$950/mo$1,300/mo
Rent, 3-bed centre$2,400/mo$3,400/mo
Buy price / m² centre$6,000$11,000
Money & purchasing power
$1,000 goes as far as$1,035$827
Inexpensive meal$12$16
Monthly transit pass$45$60
Taxes
Income tax (top rate)48%45%
VAT / sales tax23%19%
Social security (employee)—20%
Corporate tax21%30%
Capital gains28%26.4%
Economy & salaries
Avg net salary$1,300/mo$2,900/mo
Minimum wage$1,244/mo✓$2,716/mo✓
GDP per capita$32,082✓$60,496✓
Inflation (annual)2.3%✓2.2%✓
Work & digital nomad
Digital-nomad visaYesNo
English proficiencyModerateHigh
Coworking spaces6060
Time zoneUTC+0UTC+1
Quality of life
Quality of life (overall)7576
Safety index6878
Healthcare index7680
Pollution index4040
Internet speed200 Mbps120 Mbps
Walkability8286
Public transport7892
Family-friendly6674
Tap waterSafe to drinkSafe to drink
Life expectancy82 yr✓81 yr✓
LGBTQ+ acceptanceHighHigh
Climate
January avg+11 °C0 °C
July avg+23 °C+19 °C
Sunny days / year260100
Rainfall / year725 mm960 mm
Connectivity
Flight to nearest hub1 h1 h

Taxes & Economy & salaries: Portugal vs Germany. Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.

✓ = official statistics (Eurostat 2026, World Bank 2025, World Bank 2024). Unmarked figures are CostTrek estimates. How we calculate these figures →

Cost of living: Lisbon vs Munich — in your currency

LisbonMunich
1-bed rent, city centre$1,300$1,700
1-bed rent, outside centre$950$1,300
Inexpensive meal$12$16
Monthly transit pass$45$60
Utilities (monthly)$120$250

Converted from USD at approximate rates (2026-09).

Good to know before you move to Lisbon

Sunny, hilly and the poster child for the digital-nomad wave — locals feel priced out as rents climb.

Currency
Euro (€ EUR)
Languages
Portuguese
Time zone
UTC+0
Internet
200 Mbps
English
Fairly common
Safety
68/100
Climate
❄ 11°C · ☀ 23°C · 260 sunny days/yr
Tap water
Safe to drink
Power
F · 230V
Driving
Right-hand side
Popular areas
Alfama · Príncipe Real · Alcântara

Good to know before you move to Munich

Germany's wealthy southern powerhouse — BMW, beer gardens and the Alps nearby, at the country's highest rents.

Currency
Euro (€ EUR)
Languages
German
Time zone
UTC+1
Internet
120 Mbps
English
Widely spoken
Safety
78/100
Climate
❄ 0°C · ☀ 19°C · 100 sunny days/yr
Tap water
Safe to drink
Power
F · 230V
Driving
Right-hand side
Popular areas
Schwabing · Glockenbachviertel · Maxvorstadt

? Frequently asked questions

Moving from Lisbon to Munich: cheaper or more expensive?

Moving from Lisbon to Munich, your cost of living will be roughly 25% more expensive. Munich’s cost-of-living index is 121 versus 97 for Lisbon (US = 100). Use the salary tool above to see the income you’d need to keep the same lifestyle.

Is Lisbon cheaper than Munich?

Munich is about 25% more expensive than Lisbon overall — its cost-of-living index is 121 versus 97 for Lisbon.

Which is more expensive, Lisbon or Munich?

Munich is more expensive than Lisbon. Its cost-of-living index is 121 vs 97 (US = 100) — about 25% higher.

Is rent cheaper in Lisbon or Munich?

Rent is cheaper in Lisbon — about $1,300/month for a one-bedroom in the city centre, vs $1,700 in Munich.

How much do you need to earn in Munich to live like in Lisbon?

To keep the same standard of living, a $75,000 salary in Lisbon is worth about $93,865 in Munich. Enter your own figure in the calculator above.

Which has lower taxes, Lisbon or Munich?

Germany has the lower top income-tax rate — 45% versus 48% in Portugal.

◷ More comparisons from Lisbon

How we calculate these figures →

Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.