CostTrek

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Lugano vs Melbourne

Cost-of-living comparison and salary equivalence. Enter your current salary to see what you'd need to earn to live equally well.

Lugano, CH vs Melbourne, AU at a glance — Melbourne, AU is 20% cheaper than Lugano, CH overall. Median 1-bed rent runs about $1,800/mo versus $1,800/mo. Top income tax: 45% vs 40%.

$/ year

To keep the same standard of living in Melbourne, AU, you'd need

$60,082 / year

Melbourne, AU is 20% cheaper overall

Category breakdown (Melbourne, AU vs Lugano, CH)

  • Housing-14%
  • Food & groceries-25%
  • Transport-13%
  • Utilities-11%
  • Healthcare-32%
  • Goods & services-25%

◎ How Lugano, CH and Melbourne, AU compare

HousingFood & groceriesTransportUtilitiesHealthcareGoods & services
Lugano, CHMelbourne, AU

Index vs the US average — the line marks 100. Lower is cheaper.

▤ Full comparison

Lugano, CHMelbourne, AU
Cost of living
Overall cost index147118
Housing160138
Food150112
Transport115100
Utilities122108
Healthcare14095
Goods & services155116
Housing
Rent, 1-bed centre$1,800/mo$1,800/mo
Rent, 1-bed outside—$1,350/mo
Rent, 3-bed centre—$3,400/mo
Buy price / m² centre—$9,000
Money & purchasing power
$1,000 goes as far as$679$847
Inexpensive meal—$17
Monthly transit pass—$110
Taxes
Income tax (top rate)40%45%
VAT / sales tax8.1%10%
Corporate tax15%30%
Capital gains0%—
Economy & salaries
Avg net salary$6,000/mo$3,900/mo
Avg annual wage (OECD, PPP)—$72,018✓
Minimum wage—$2,600/mo
GDP per capita$114,769✓$65,130✓
Inflation (annual)0.2%✓2.9%✓
Work & digital nomad
Digital-nomad visaNoNo
English proficiency—Native
Coworking spaces—70
Time zone—UTC+10
Quality of life
Quality of life (overall)—73
Safety index—68
Healthcare index—85
Pollution index—30
Internet speed—90 Mbps
Walkability—78
Public transport—80
Family-friendly—74
Tap water—Safe to drink
Life expectancy84 yr✓83 yr✓
LGBTQ+ acceptanceHighHigh
Climate
January avg—+20 °C
July avg—+10 °C
Sunny days / year—180
Rainfall / year—600 mm
Connectivity
Flight to nearest hub—1.5 h

Taxes & Economy & salaries: Switzerland vs Australia. Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.

✓ = official statistics (OECD (PPP), World Bank 2025, World Bank 2024). Unmarked figures are CostTrek estimates. How we calculate these figures →

Cost of living: Lugano vs Melbourne — in your currency

LuganoMelbourne
1-bed rent, city centre$1,800$1,800
1-bed rent, outside centre$1,350$1,350

Converted from USD at approximate rates (2026-09).

Good to know before you move to Lugano

Currency
Swiss franc (Fr. CHF)
Languages
German, French, Italian
Power
J · 230V
Driving
Right-hand side

Good to know before you move to Melbourne

Coffee, laneways and a famously liveable city — cheaper than Sydney, with famously changeable weather.

Currency
Australian dollar ($ AUD)
Languages
English
Time zone
UTC+10
Internet
90 Mbps
English
Native language
Safety
68/100
Climate
❄ 20°C · ☀ 10°C · 180 sunny days/yr
Tap water
Safe to drink
Power
I · 230V
Driving
Left-hand side
Popular areas
Fitzroy · St Kilda · Carlton

? Frequently asked questions

Moving from Lugano to Melbourne: cheaper or more expensive?

Moving from Lugano to Melbourne, your cost of living will be roughly 20% cheaper. Melbourne’s cost-of-living index is 118 versus 147 for Lugano (US = 100). Use the salary tool above to see the income you’d need to keep the same lifestyle.

Is Lugano cheaper than Melbourne?

Melbourne is about 20% cheaper than Lugano overall — its cost-of-living index is 118 versus 147 for Lugano.

Which is more expensive, Lugano or Melbourne?

Lugano is more expensive than Melbourne. Its cost-of-living index is 147 vs 118 (US = 100) — about 25% higher.

Is rent cheaper in Lugano or Melbourne?

Rent is cheaper in Lugano — about $1,800/month for a one-bedroom in the city centre, vs $1,800 in Melbourne.

How much do you need to earn in Melbourne to live like in Lugano?

To keep the same standard of living, a $75,000 salary in Lugano is worth about $60,082 in Melbourne. Enter your own figure in the calculator above.

Which has lower taxes, Lugano or Melbourne?

Switzerland has the lower top income-tax rate — 40% versus 45% in Australia.

◷ More comparisons from Lugano

How we calculate these figures →

Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.