✦ Compare
Lugano vs
Mumbai
Cost-of-living comparison and salary equivalence. Enter your current salary to see what you'd need to earn to live equally well.
Lugano, CH vs Mumbai, IN at a glance — Mumbai, IN is 61% cheaper than Lugano, CH overall. Median 1-bed rent runs about $700/mo versus $1,800/mo. Top income tax: 30% vs 40%.
To keep the same standard of living in Mumbai, IN, you'd need
$29,189 / year
Mumbai, IN is 61% cheaper overall
Category breakdown (Mumbai, IN vs Lugano, CH)
- Housing-63%
- Food & groceries-67%
- Transport-61%
- Utilities-30%
- Healthcare-61%
- Goods & services-64%
◎ How Lugano, CH and Mumbai, IN compare
Index vs the US average — the line marks 100. Lower is cheaper.
▤ Full comparison
| Lugano, CH | Mumbai, IN | |
|---|---|---|
| Cost of living | ||
| Overall cost index | 147 | 57 |
| Housing | 160 | 60 |
| Food | 150 | 50 |
| Transport | 115 | 45 |
| Utilities | 122 | 85 |
| Healthcare | 140 | 55 |
| Goods & services | 155 | 56 |
| Housing | ||
| Rent, 1-bed centre | $1,800/mo | $700/mo |
| Rent, 1-bed outside | — | $400/mo |
| Rent, 3-bed centre | — | $1,800/mo |
| Buy price / m² centre | — | $8,000 |
| Money & purchasing power | ||
| $1,000 goes as far as | $679 | $1,744 |
| Inexpensive meal | — | $3 |
| Monthly transit pass | — | $15 |
| Taxes | ||
| Income tax (top rate) | 40% | 30% |
| VAT / sales tax | 8.1% | 18% |
| Corporate tax | 15% | 25% |
| Capital gains | 0% | — |
| Economy & salaries | ||
| Avg net salary | $6,000/mo | $500/mo |
| Minimum wage | — | $150/mo |
| GDP per capita | $114,769✓ | $2,702✓ |
| Inflation (annual) | 0.2%✓ | 2.4%✓ |
| Work & digital nomad | ||
| Digital-nomad visa | No | No |
| English proficiency | — | High |
| Coworking spaces | — | 80 |
| Time zone | — | UTC+5.5 |
| Quality of life | ||
| Quality of life (overall) | — | 50 |
| Safety index | — | 50 |
| Healthcare index | — | 60 |
| Pollution index | — | 85 |
| Internet speed | — | 70 Mbps |
| Walkability | — | 60 |
| Public transport | — | 60 |
| Family-friendly | — | 55 |
| Tap water | — | Use caution |
| Health insurance | — | $30/mo |
| Life expectancy | 84 yr✓ | 72 yr✓ |
| LGBTQ+ acceptance | High | Low |
| Climate | ||
| January avg | — | +24 °C |
| July avg | — | +28 °C |
| Sunny days / year | — | 200 |
| Rainfall / year | — | 2,400 mm |
| Connectivity | ||
| Flight to nearest hub | — | 3 h |
Taxes & Economy & salaries: Switzerland vs India. Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.
✓ = official statistics (World Bank 2025, World Bank 2024). Unmarked figures are CostTrek estimates. How we calculate these figures →
Cost of living: Lugano vs Mumbai — in your currency
Converted from USD at approximate rates (2026-09).
Good to know before you move to Lugano
- Currency
- Swiss franc (Fr. CHF)
- Languages
- German, French, Italian
- Power
- J · 230V
- Driving
- Right-hand side
Good to know before you move to Mumbai
India's financial and Bollywood capital — intense, fast and cheap by global standards, if crowded and humid.
- Currency
- Indian rupee (₹ INR)
- Languages
- Hindi, English
- Time zone
- UTC+5.5
- Internet
- 70 Mbps
- English
- Widely spoken
- Safety
- 50/100
- Climate
- ❄ 24°C · ☀ 28°C · 200 sunny days/yr
- Tap water
- Bottled recommended
- Power
- C/D/M · 230V
- Driving
- Left-hand side
- Popular areas
- Bandra · Andheri · Lower Parel
Plan your move to Lugano
Everything you will book for the move — sorted, and updated as we add partners.
- FlightsAviasales
- HotelsPlanetofhotels
- Car rentalDiscoverCars
- Airport transferKiwitaxi
- Tours & ticketsKlook
- eSIM / dataAiralo
- Luggage storageRadical Storage
Sponsored
Plan your move to Mumbai
Everything you will book for the move — sorted, and updated as we add partners.
- FlightsAviasales
- HotelsPlanetofhotels
- Car rentalDiscoverCars
- Airport transferKiwitaxi
- Tours & ticketsKlook
- InsuranceSafetyWing
- eSIM / dataAiralo
- Luggage storageRadical Storage
Sponsored
? Frequently asked questions
Moving from Lugano to Mumbai: cheaper or more expensive?
Moving from Lugano to Mumbai, your cost of living will be roughly 61% cheaper. Mumbai’s cost-of-living index is 57 versus 147 for Lugano (US = 100). Use the salary tool above to see the income you’d need to keep the same lifestyle.
Is Lugano cheaper than Mumbai?
Mumbai is about 61% cheaper than Lugano overall — its cost-of-living index is 57 versus 147 for Lugano.
Which is more expensive, Lugano or Mumbai?
Lugano is more expensive than Mumbai. Its cost-of-living index is 147 vs 57 (US = 100) — about 158% higher.
Is rent cheaper in Lugano or Mumbai?
Rent is cheaper in Mumbai — about $700/month for a one-bedroom in the city centre, vs $1,800 in Lugano.
How much do you need to earn in Mumbai to live like in Lugano?
To keep the same standard of living, a $75,000 salary in Lugano is worth about $29,189 in Mumbai. Enter your own figure in the calculator above.
Which has lower taxes, Lugano or Mumbai?
India has the lower top income-tax rate — 30% versus 40% in Switzerland.
◷ More comparisons from Lugano
How we calculate these figures →
Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.