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Lugano vs Naples

Cost-of-living comparison and salary equivalence. Enter your current salary to see what you'd need to earn to live equally well.

Lugano, CH vs Naples, IT at a glance — Naples, IT is 36% cheaper than Lugano, CH overall. Median 1-bed rent runs about $750/mo versus $1,800/mo. Top income tax: 43% vs 40%.

$/ year

To keep the same standard of living in Naples, IT, you'd need

$48,351 / year

Naples, IT is 36% cheaper overall

Category breakdown (Naples, IT vs Lugano, CH)

  • Housing-45%
  • Food & groceries-33%
  • Transport-32%
  • Utilities-3%
  • Healthcare-43%
  • Goods & services-33%

◎ How Lugano, CH and Naples, IT compare

HousingFood & groceriesTransportUtilitiesHealthcareGoods & services
Lugano, CHNaples, IT

Index vs the US average — the line marks 100. Lower is cheaper.

▤ Full comparison

Lugano, CHNaples, IT
Cost of living
Overall cost index14795
Housing16088
Food150100
Transport11578
Utilities122118
Healthcare14080
Goods & services155104
Housing
Rent, 1-bed centre$1,800/mo$750/mo
Rent, 1-bed outside—$560/mo
Rent, 3-bed centre—$1,400/mo
Buy price / m² centre—$3,200
Money & purchasing power
$1,000 goes as far as$679$1,053
Inexpensive meal—$13
Monthly transit pass—$45
Taxes
Income tax (top rate)40%43%
VAT / sales tax8.1%22%
Corporate tax15%24%
Capital gains0%26%
Economy & salaries
Avg net salary$6,000/mo$1,900/mo
Avg annual wage (OECD, PPP)—$53,864✓
GDP per capita$114,769✓$43,309✓
Inflation (annual)0.2%✓1.5%✓
Work & digital nomad
Digital-nomad visaNoYes
English proficiency—Low
Coworking spaces—15
Time zone—UTC+1
Quality of life
Quality of life (overall)—67
Safety index—48
Healthcare index—78
Pollution index—52
Internet speed—100 Mbps
Walkability—80
Public transport—66
Family-friendly—64
Tap water—Safe to drink
Life expectancy84 yr✓84 yr✓
LGBTQ+ acceptanceHighModerate
Climate
January avg—+10 °C
July avg—+25 °C
Sunny days / year—280
Rainfall / year—1,000 mm
Connectivity
Flight to nearest hub—1 h

Taxes & Economy & salaries: Switzerland vs Italy. Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.

✓ = official statistics (OECD (PPP), World Bank 2025, World Bank 2024). Unmarked figures are CostTrek estimates. How we calculate these figures →

Cost of living: Lugano vs Naples — in your currency

LuganoNaples
1-bed rent, city centre$1,800$750
1-bed rent, outside centre$1,350$560

Converted from USD at approximate rates (2026-09).

Good to know before you move to Lugano

Currency
Swiss franc (Fr. CHF)
Languages
German, French, Italian
Power
J · 230V
Driving
Right-hand side

Good to know before you move to Naples

Chaotic, soulful and steeped in history under the gaze of Vesuvius — the most affordable of Italy's big cities and the birthplace of pizza. Incredible food and coastline offset the notorious bureaucracy and patchy services.

Currency
Euro (€ EUR)
Languages
Italian
Time zone
UTC+1
Internet
100 Mbps
English
Rarely spoken
Safety
48/100
Climate
❄ 10°C · ☀ 25°C · 280 sunny days/yr
Tap water
Safe to drink
Power
F/L · 230V
Driving
Right-hand side
Popular areas
Chiaia · Vomero · Centro Storico · Posillipo

? Frequently asked questions

Moving from Lugano to Naples: cheaper or more expensive?

Moving from Lugano to Naples, your cost of living will be roughly 36% cheaper. Naples’s cost-of-living index is 95 versus 147 for Lugano (US = 100). Use the salary tool above to see the income you’d need to keep the same lifestyle.

Is Lugano cheaper than Naples?

Naples is about 36% cheaper than Lugano overall — its cost-of-living index is 95 versus 147 for Lugano.

Which is more expensive, Lugano or Naples?

Lugano is more expensive than Naples. Its cost-of-living index is 147 vs 95 (US = 100) — about 55% higher.

Is rent cheaper in Lugano or Naples?

Rent is cheaper in Naples — about $750/month for a one-bedroom in the city centre, vs $1,800 in Lugano.

How much do you need to earn in Naples to live like in Lugano?

To keep the same standard of living, a $75,000 salary in Lugano is worth about $48,351 in Naples. Enter your own figure in the calculator above.

Which has lower taxes, Lugano or Naples?

Switzerland has the lower top income-tax rate — 40% versus 43% in Italy.

◷ More comparisons from Lugano

How we calculate these figures →

Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.