CostTrek

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Lugano vs Osaka

Cost-of-living comparison and salary equivalence. Enter your current salary to see what you'd need to earn to live equally well.

Lugano, CH vs Osaka, JP at a glance — Osaka, JP is 35% cheaper than Lugano, CH overall. Median 1-bed rent runs about $850/mo versus $1,800/mo. Top income tax: 45% vs 40%.

$/ year

To keep the same standard of living in Osaka, JP, you'd need

$48,926 / year

Osaka, JP is 35% cheaper overall

Category breakdown (Osaka, JP vs Lugano, CH)

  • Housing-43%
  • Food & groceries-35%
  • Transport-29%
  • Utilities-10%
  • Healthcare-39%
  • Goods & services-33%

◎ How Lugano, CH and Osaka, JP compare

HousingFood & groceriesTransportUtilitiesHealthcareGoods & services
Lugano, CHOsaka, JP

Index vs the US average — the line marks 100. Lower is cheaper.

▤ Full comparison

Lugano, CHOsaka, JP
Cost of living
Overall cost index14796
Housing16092
Food15098
Transport11582
Utilities122110
Healthcare14085
Goods & services155104
Housing
Rent, 1-bed centre$1,800/mo$850/mo
Rent, 1-bed outside—$600/mo
Rent, 3-bed centre—$1,600/mo
Buy price / m² centre—$6,500
Money & purchasing power
$1,000 goes as far as$679$1,040
Inexpensive meal—$8
Monthly transit pass—$60
Taxes
Income tax (top rate)40%45%
VAT / sales tax8.1%10%
Corporate tax15%30%
Capital gains0%20.3%
Economy & salaries
Avg net salary$6,000/mo$2,600/mo
Avg annual wage (OECD, PPP)—$50,183✓
Minimum wage—$1,300/mo
GDP per capita$114,769✓$35,951✓
Inflation (annual)0.2%✓3.2%✓
Work & digital nomad
Digital-nomad visaNoYes
English proficiency—Low
Coworking spaces—25
Time zone—UTC+9
Quality of life
Quality of life (overall)—79
Safety index—82
Healthcare index—84
Pollution index—40
Internet speed—230 Mbps
Walkability—80
Public transport—88
Family-friendly—72
Tap water—Safe to drink
Life expectancy84 yr✓84 yr✓
LGBTQ+ acceptanceHighModerate
Climate
January avg—+6 °C
July avg—+28 °C
Sunny days / year—200
Rainfall / year—1,300 mm
Connectivity
Flight to nearest hub—2 h

Taxes & Economy & salaries: Switzerland vs Japan. Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.

✓ = official statistics (OECD (PPP), World Bank 2025, World Bank 2024). Unmarked figures are CostTrek estimates. How we calculate these figures →

Cost of living: Lugano vs Osaka — in your currency

LuganoOsaka
1-bed rent, city centre$1,800$850
1-bed rent, outside centre$1,350$600

Converted from USD at approximate rates (2026-09).

Good to know before you move to Lugano

Currency
Swiss franc (Fr. CHF)
Languages
German, French, Italian
Power
J · 230V
Driving
Right-hand side

Good to know before you move to Osaka

Japan's warm, wisecracking second city and its street-food heart — cheaper and more laid-back than Tokyo, with the same safety, transit and reliability. The gateway to Kansai (Kyoto and Kobe are minutes away), it's an easy-going base with a big food and startup scene.

Currency
Japanese yen (¥ JPY)
Languages
Japanese
Time zone
UTC+9
Internet
230 Mbps
English
Rarely spoken
Safety
82/100
Climate
❄ 6°C · ☀ 28°C · 200 sunny days/yr
Tap water
Safe to drink
Power
A/B · 100V
Driving
Left-hand side
Popular areas
Namba · Umeda · Tennoji · Nakazakicho

? Frequently asked questions

Moving from Lugano to Osaka: cheaper or more expensive?

Moving from Lugano to Osaka, your cost of living will be roughly 35% cheaper. Osaka’s cost-of-living index is 96 versus 147 for Lugano (US = 100). Use the salary tool above to see the income you’d need to keep the same lifestyle.

Is Lugano cheaper than Osaka?

Osaka is about 35% cheaper than Lugano overall — its cost-of-living index is 96 versus 147 for Lugano.

Which is more expensive, Lugano or Osaka?

Lugano is more expensive than Osaka. Its cost-of-living index is 147 vs 96 (US = 100) — about 53% higher.

Is rent cheaper in Lugano or Osaka?

Rent is cheaper in Osaka — about $850/month for a one-bedroom in the city centre, vs $1,800 in Lugano.

How much do you need to earn in Osaka to live like in Lugano?

To keep the same standard of living, a $75,000 salary in Lugano is worth about $48,926 in Osaka. Enter your own figure in the calculator above.

Which has lower taxes, Lugano or Osaka?

Switzerland has the lower top income-tax rate — 40% versus 45% in Japan.

◷ More comparisons from Lugano

How we calculate these figures →

Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.