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Lugano vs Pune

Cost-of-living comparison and salary equivalence. Enter your current salary to see what you'd need to earn to live equally well.

Lugano, CH vs Pune, IN at a glance — Pune, IN is 75% cheaper than Lugano, CH overall. Median 1-bed rent runs about $250/mo versus $1,800/mo. Top income tax: 30% vs 40%.

$/ year

To keep the same standard of living in Pune, IN, you'd need

$18,908 / year

Pune, IN is 75% cheaper overall

Category breakdown (Pune, IN vs Lugano, CH)

  • Housing-84%
  • Food & groceries-77%
  • Transport-74%
  • Utilities-61%
  • Healthcare-73%
  • Goods & services-68%

◎ How Lugano, CH and Pune, IN compare

HousingFood & groceriesTransportUtilitiesHealthcareGoods & services
Lugano, CHPune, IN

Index vs the US average — the line marks 100. Lower is cheaper.

▤ Full comparison

Lugano, CHPune, IN
Cost of living
Overall cost index14737
Housing16025
Food15035
Transport11530
Utilities12248
Healthcare14038
Goods & services15550
Housing
Rent, 1-bed centre$1,800/mo$250/mo
Rent, 1-bed outside—$160/mo
Rent, 3-bed centre—$650/mo
Buy price / m² centre—$1,500
Money & purchasing power
$1,000 goes as far as$679$2,692
Inexpensive meal—$3
Monthly transit pass—$20
Taxes
Income tax (top rate)40%30%
VAT / sales tax8.1%18%
Corporate tax15%25%
Capital gains0%—
Economy & salaries
Avg net salary$6,000/mo$500/mo
Minimum wage—$150/mo
GDP per capita$114,769✓$2,702✓
Inflation (annual)0.2%✓2.4%✓
Work & digital nomad
Digital-nomad visaNoNo
English proficiency—High
Coworking spaces—45
Time zone—UTC+5.5
Quality of life
Quality of life (overall)—54
Safety index—58
Healthcare index—62
Pollution index—62
Internet speed—50 Mbps
Walkability—45
Public transport—42
Family-friendly—58
Tap water—Use caution
Health insurance—$25/mo
Life expectancy84 yr✓72 yr✓
LGBTQ+ acceptanceHighLow
Climate
January avg—+21 °C
July avg—+25 °C
Sunny days / year—250
Rainfall / year—720 mm
Connectivity
Flight to nearest hub—3 h

Taxes & Economy & salaries: Switzerland vs India. Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.

✓ = official statistics (World Bank 2025, World Bank 2024). Unmarked figures are CostTrek estimates. How we calculate these figures →

Cost of living: Lugano vs Pune — in your currency

LuganoPune
1-bed rent, city centre$1,800$250
1-bed rent, outside centre$1,350$160

Converted from USD at approximate rates (2026-09).

Good to know before you move to Lugano

Currency
Swiss franc (Fr. CHF)
Languages
German, French, Italian
Power
J · 230V
Driving
Right-hand side

Good to know before you move to Pune

A booming education and IT hub a few hours inland from Mumbai, with a milder climate and a big student and tech-worker crowd. Costs are among the lowest of any major tech city worldwide; the trade-offs are worsening traffic and stretched infrastructure.

Currency
Indian rupee (₹ INR)
Languages
Hindi, English
Time zone
UTC+5.5
Internet
50 Mbps
English
Widely spoken
Safety
58/100
Climate
❄ 21°C · ☀ 25°C · 250 sunny days/yr
Tap water
Bottled recommended
Power
C/D/M · 230V
Driving
Left-hand side
Popular areas
Koregaon Park · Kalyani Nagar · Viman Nagar · Baner

? Frequently asked questions

Moving from Lugano to Pune: cheaper or more expensive?

Moving from Lugano to Pune, your cost of living will be roughly 75% cheaper. Pune’s cost-of-living index is 37 versus 147 for Lugano (US = 100). Use the salary tool above to see the income you’d need to keep the same lifestyle.

Is Lugano cheaper than Pune?

Pune is about 75% cheaper than Lugano overall — its cost-of-living index is 37 versus 147 for Lugano.

Which is more expensive, Lugano or Pune?

Lugano is more expensive than Pune. Its cost-of-living index is 147 vs 37 (US = 100) — about 297% higher.

Is rent cheaper in Lugano or Pune?

Rent is cheaper in Pune — about $250/month for a one-bedroom in the city centre, vs $1,800 in Lugano.

How much do you need to earn in Pune to live like in Lugano?

To keep the same standard of living, a $75,000 salary in Lugano is worth about $18,908 in Pune. Enter your own figure in the calculator above.

Which has lower taxes, Lugano or Pune?

India has the lower top income-tax rate — 30% versus 40% in Switzerland.

◷ More comparisons from Lugano

How we calculate these figures →

Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.