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Lugano vs Rotterdam

Cost-of-living comparison and salary equivalence. Enter your current salary to see what you'd need to earn to live equally well.

Lugano, CH vs Rotterdam, NL at a glance — Rotterdam, NL is 19% cheaper than Lugano, CH overall. Median 1-bed rent runs about $1,500/mo versus $1,800/mo. Top income tax: 49.5% vs 40%.

$/ year

To keep the same standard of living in Rotterdam, NL, you'd need

$60,515 / year

Rotterdam, NL is 19% cheaper overall

Category breakdown (Rotterdam, NL vs Lugano, CH)

  • Housing-9%
  • Food & groceries-27%
  • Transport-20%
  • Utilities-2%
  • Healthcare-30%
  • Goods & services-28%

◎ How Lugano, CH and Rotterdam, NL compare

HousingFood & groceriesTransportUtilitiesHealthcareGoods & services
Lugano, CHRotterdam, NL

Index vs the US average — the line marks 100. Lower is cheaper.

▤ Full comparison

Lugano, CHRotterdam, NL
Cost of living
Overall cost index147119
Housing160145
Food150110
Transport11592
Utilities122120
Healthcare14098
Goods & services155112
Housing
Rent, 1-bed centre$1,800/mo$1,500/mo
Rent, 1-bed outside—$1,150/mo
Rent, 3-bed centre—$2,600/mo
Buy price / m² centre—$6,500
Money & purchasing power
$1,000 goes as far as$679$841
Inexpensive meal—$18
Monthly transit pass—$100
Taxes
Income tax (top rate)40%49.5%
VAT / sales tax8.1%21%
Corporate tax15%25.8%
Capital gains0%—
Economy & salaries
Avg net salary$6,000/mo$3,100/mo
Avg annual wage (OECD, PPP)—$80,136✓
Minimum wage—$2,710/mo✓
GDP per capita$114,769✓$73,684✓
Inflation (annual)0.2%✓3.3%✓
Work & digital nomad
Digital-nomad visaNoNo
English proficiency—High
Coworking spaces—35
Time zone—UTC+1
Quality of life
Quality of life (overall)—73
Safety index—62
Healthcare index—85
Pollution index—40
Internet speed—170 Mbps
Walkability—80
Public transport—82
Family-friendly—72
Tap water—Safe to drink
Life expectancy84 yr✓82 yr✓
LGBTQ+ acceptanceHighHigh
Climate
January avg—+4 °C
July avg—+18 °C
Sunny days / year—110
Rainfall / year—800 mm
Connectivity
Flight to nearest hub—1 h

Taxes & Economy & salaries: Switzerland vs Netherlands. Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.

✓ = official statistics (OECD (PPP), Eurostat 2026, World Bank 2025, World Bank 2024). Unmarked figures are CostTrek estimates. How we calculate these figures →

Cost of living: Lugano vs Rotterdam — in your currency

LuganoRotterdam
1-bed rent, city centre$1,800$1,500
1-bed rent, outside centre$1,350$1,150

Converted from USD at approximate rates (2026-09).

Good to know before you move to Lugano

Currency
Swiss franc (Fr. CHF)
Languages
German, French, Italian
Power
J · 230V
Driving
Right-hand side

Good to know before you move to Rotterdam

Europe's biggest port and the Netherlands' boldest architecture — a modern, design-driven city rebuilt after the war, noticeably cheaper and grittier than Amsterdam. Bike-first, international and well-connected, with the same flat, wet, windy weather.

Currency
Euro (€ EUR)
Languages
Dutch
Time zone
UTC+1
Internet
170 Mbps
English
Widely spoken
Safety
62/100
Climate
❄ 4°C · ☀ 18°C · 110 sunny days/yr
Tap water
Safe to drink
Power
F · 230V
Driving
Right-hand side
Popular areas
Kop van Zuid · Kralingen · Cool District · Delfshaven

? Frequently asked questions

Moving from Lugano to Rotterdam: cheaper or more expensive?

Moving from Lugano to Rotterdam, your cost of living will be roughly 19% cheaper. Rotterdam’s cost-of-living index is 119 versus 147 for Lugano (US = 100). Use the salary tool above to see the income you’d need to keep the same lifestyle.

Is Lugano cheaper than Rotterdam?

Rotterdam is about 19% cheaper than Lugano overall — its cost-of-living index is 119 versus 147 for Lugano.

Which is more expensive, Lugano or Rotterdam?

Lugano is more expensive than Rotterdam. Its cost-of-living index is 147 vs 119 (US = 100) — about 24% higher.

Is rent cheaper in Lugano or Rotterdam?

Rent is cheaper in Rotterdam — about $1,500/month for a one-bedroom in the city centre, vs $1,800 in Lugano.

How much do you need to earn in Rotterdam to live like in Lugano?

To keep the same standard of living, a $75,000 salary in Lugano is worth about $60,515 in Rotterdam. Enter your own figure in the calculator above.

Which has lower taxes, Lugano or Rotterdam?

Switzerland has the lower top income-tax rate — 40% versus 49.5% in Netherlands.

◷ More comparisons from Lugano

How we calculate these figures →

Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.