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Melbourne vs Philadelphia

Cost-of-living comparison and salary equivalence. Enter your current salary to see what you'd need to earn to live equally well.

Melbourne, AU vs Philadelphia, PA at a glance — Philadelphia, PA is 12% cheaper than Melbourne, AU overall. Median 1-bed rent runs about $1,600/mo versus $1,800/mo. Top income tax: 37% vs 45%.

$/ year

To keep the same standard of living in Philadelphia, PA, you'd need

$65,896 / year

Philadelphia, PA is 12% cheaper overall

Category breakdown (Philadelphia, PA vs Melbourne, AU)

  • Housing-17%
  • Food & groceries-13%
  • Transport+3%
  • Utilities-8%
  • Healthcare+4%
  • Goods & services-15%

◎ How Melbourne, AU and Philadelphia, PA compare

HousingFood & groceriesTransportUtilitiesHealthcareGoods & services
Melbourne, AUPhiladelphia, PA

Index vs the US average — the line marks 100. Lower is cheaper.

▤ Full comparison

Melbourne, AUPhiladelphia, PA
Cost of living
Overall cost index118104
Housing138114
Food11297
Transport100103
Utilities10899
Healthcare9599
Goods & services11699
Housing
Rent, 1-bed centre$1,800/mo$1,600/mo
Rent, 1-bed outside$1,350/mo$1,250/mo
Rent, 3-bed centre$3,400/mo$2,900/mo
Buy price / m² centre$9,000$4,500
Money & purchasing power
$1,000 goes as far as$847$964
Inexpensive meal$17$18
Monthly transit pass$110$96
Taxes
Income tax (top rate)45%37%
VAT / sales tax10%0%
Social security (employee)—7.7%
Corporate tax30%21%
Capital gains—20%
Economy & salaries
Avg net salary$3,900/mo$4,300/mo
Minimum wage$2,600/mo$1,257/mo✓
GDP per capita$65,130✓$90,027✓
Inflation (annual)2.9%✓—
Work & digital nomad
Digital-nomad visaNoNo
English proficiencyNativeNative
Coworking spaces7050
Time zoneUTC+10UTC-5
Quality of life
Quality of life (overall)7365
Safety index6845
Healthcare index8580
Pollution index3045
Internet speed90 Mbps200 Mbps
Walkability7879
Public transport8068
Family-friendly7460
Tap waterSafe to drinkSafe to drink
Health insurance—$450/mo
Life expectancy83 yr✓79 yr✓
LGBTQ+ acceptanceHighHigh
Climate
January avg+20 °C+1 °C
July avg+10 °C+26 °C
Sunny days / year180207
Rainfall / year600 mm1,060 mm
Connectivity
Flight to nearest hub1.5 h1 h

Taxes & Economy & salaries: Australia vs United States. Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.

✓ = official statistics (US DOL (federal), World Bank 2025, World Bank 2024). Unmarked figures are CostTrek estimates. How we calculate these figures →

Cost of living: Melbourne vs Philadelphia — in your currency

MelbournePhiladelphia
1-bed rent, city centre$1,800$1,600
1-bed rent, outside centre$1,350$1,250
Inexpensive meal$17$18
Monthly transit pass$110$96
Utilities (monthly)$150$170

Converted from USD at approximate rates (2026-09).

Good to know before you move to Melbourne

Coffee, laneways and a famously liveable city — cheaper than Sydney, with famously changeable weather.

Currency
Australian dollar ($ AUD)
Languages
English
Time zone
UTC+10
Internet
90 Mbps
English
Native language
Safety
68/100
Climate
❄ 20°C · ☀ 10°C · 180 sunny days/yr
Tap water
Safe to drink
Power
I · 230V
Driving
Left-hand side
Popular areas
Fitzroy · St Kilda · Carlton

Good to know before you move to Philadelphia

History, cheesesteaks and East-Coast walkability at a discount to New York, an hour away.

Currency
US dollar ($ USD)
Languages
English
Time zone
UTC-5
Internet
200 Mbps
English
Native language
Safety
45/100
Climate
❄ 1°C · ☀ 26°C · 207 sunny days/yr
Tap water
Safe to drink
Power
A/B · 120V
Driving
Right-hand side
Popular areas
Center City · Fishtown · University City

? Frequently asked questions

Moving from Melbourne to Philadelphia: cheaper or more expensive?

Moving from Melbourne to Philadelphia, your cost of living will be roughly 12% cheaper. Philadelphia’s cost-of-living index is 104 versus 118 for Melbourne (US = 100). Use the salary tool above to see the income you’d need to keep the same lifestyle.

Is Melbourne cheaper than Philadelphia?

Philadelphia is about 12% cheaper than Melbourne overall — its cost-of-living index is 104 versus 118 for Melbourne.

Which is more expensive, Melbourne or Philadelphia?

Melbourne is more expensive than Philadelphia. Its cost-of-living index is 118 vs 104 (US = 100) — about 13% higher.

Is rent cheaper in Melbourne or Philadelphia?

Rent is cheaper in Philadelphia — about $1,600/month for a one-bedroom in the city centre, vs $1,800 in Melbourne.

How much do you need to earn in Philadelphia to live like in Melbourne?

To keep the same standard of living, a $75,000 salary in Melbourne is worth about $65,896 in Philadelphia. Enter your own figure in the calculator above.

Which has lower taxes, Melbourne or Philadelphia?

United States has the lower top income-tax rate — 37% versus 45% in Australia.

◷ More comparisons from Melbourne

How we calculate these figures →

Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.