CostTrek

✦ Compare

Monterrey vs Philadelphia

Cost-of-living comparison and salary equivalence. Enter your current salary to see what you'd need to earn to live equally well.

Monterrey, MX vs Philadelphia, PA at a glance — Philadelphia, PA is 68% more expensive than Monterrey, MX overall. Median 1-bed rent runs about $1,600/mo versus $650/mo. Top income tax: 37% vs 35%.

$/ year

To keep the same standard of living in Philadelphia, PA, you'd need

$126,241 / year

Philadelphia, PA is 68% more expensive overall

Category breakdown (Philadelphia, PA vs Monterrey, MX)

  • Housing+107%
  • Food & groceries+56%
  • Transport+115%
  • Utilities+21%
  • Healthcare+60%
  • Goods & services+46%

◎ How Monterrey, MX and Philadelphia, PA compare

HousingFood & groceriesTransportUtilitiesHealthcareGoods & services
Monterrey, MXPhiladelphia, PA

Index vs the US average — the line marks 100. Lower is cheaper.

▤ Full comparison

Monterrey, MXPhiladelphia, PA
Cost of living
Overall cost index62104
Housing55114
Food6297
Transport48103
Utilities8299
Healthcare6299
Goods & services6899
Housing
Rent, 1-bed centre$650/mo$1,600/mo
Rent, 1-bed outside—$1,250/mo
Rent, 3-bed centre—$2,900/mo
Buy price / m² centre—$4,500
Money & purchasing power
$1,000 goes as far as$1,623$964
Inexpensive meal—$18
Monthly transit pass—$96
Taxes
Income tax (top rate)35%37%
VAT / sales tax16%0%
Social security (employee)—7.7%
Corporate tax30%21%
Capital gains—20%
Economy & salaries
Avg net salary$700/mo$4,300/mo
Avg annual wage (OECD, PPP)$24,463✓$86,977✓
Minimum wage$420/mo$1,257/mo✓
GDP per capita$13,889✓$90,027✓
Inflation (annual)3.8%✓—
Work & digital nomad
Digital-nomad visaYesNo
English proficiency—Native
Coworking spaces—50
Time zone—UTC-5
Quality of life
Quality of life (overall)—65
Safety index—45
Healthcare index—80
Pollution index—45
Internet speed—200 Mbps
Walkability—79
Public transport—68
Family-friendly—60
Tap water—Safe to drink
Health insurance—$450/mo
Life expectancy75 yr✓79 yr✓
LGBTQ+ acceptanceModerateHigh
Climate
January avg—+1 °C
July avg—+26 °C
Sunny days / year—207
Rainfall / year—1,060 mm
Connectivity
Flight to nearest hub—1 h

Taxes & Economy & salaries: Mexico vs United States. Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.

✓ = official statistics (OECD (PPP), US DOL (federal), World Bank 2025, World Bank 2024). Unmarked figures are CostTrek estimates. How we calculate these figures →

Cost of living: Monterrey vs Philadelphia — in your currency

MonterreyPhiladelphia
1-bed rent, city centre$650$1,600
1-bed rent, outside centre$488$1,250

Converted from USD at approximate rates (2026-09).

Good to know before you move to Monterrey

Currency
Mexican peso ($ MXN)
Languages
Spanish
Power
A/B · 127V
Driving
Right-hand side

Good to know before you move to Philadelphia

History, cheesesteaks and East-Coast walkability at a discount to New York, an hour away.

Currency
US dollar ($ USD)
Languages
English
Time zone
UTC-5
Internet
200 Mbps
English
Native language
Safety
45/100
Climate
❄ 1°C · ☀ 26°C · 207 sunny days/yr
Tap water
Safe to drink
Power
A/B · 120V
Driving
Right-hand side
Popular areas
Center City · Fishtown · University City

? Frequently asked questions

Moving from Monterrey to Philadelphia: cheaper or more expensive?

Moving from Monterrey to Philadelphia, your cost of living will be roughly 68% more expensive. Philadelphia’s cost-of-living index is 104 versus 62 for Monterrey (US = 100). Use the salary tool above to see the income you’d need to keep the same lifestyle.

Is Monterrey cheaper than Philadelphia?

Philadelphia is about 68% more expensive than Monterrey overall — its cost-of-living index is 104 versus 62 for Monterrey.

Which is more expensive, Monterrey or Philadelphia?

Philadelphia is more expensive than Monterrey. Its cost-of-living index is 104 vs 62 (US = 100) — about 68% higher.

Is rent cheaper in Monterrey or Philadelphia?

Rent is cheaper in Monterrey — about $650/month for a one-bedroom in the city centre, vs $1,600 in Philadelphia.

How much do you need to earn in Philadelphia to live like in Monterrey?

To keep the same standard of living, a $75,000 salary in Monterrey is worth about $126,241 in Philadelphia. Enter your own figure in the calculator above.

Which has lower taxes, Monterrey or Philadelphia?

Mexico has the lower top income-tax rate — 35% versus 37% in United States.

◷ More comparisons from Monterrey

How we calculate these figures →

Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.