✦ Compare
Munich vs
Osaka
Cost-of-living comparison and salary equivalence. Enter your current salary to see what you'd need to earn to live equally well.
Munich, DE vs Osaka, JP at a glance — Osaka, JP is 20% cheaper than Munich, DE overall. Median 1-bed rent runs about $850/mo versus $1,700/mo. Top income tax: 45% vs 45%.
To keep the same standard of living in Osaka, JP, you'd need
$59,629 / year
Osaka, JP is 20% cheaper overall
Category breakdown (Osaka, JP vs Munich, DE)
- Housing-39%
- Food & groceries-11%
- Transport-9%
- Utilities-17%
- Healthcare-11%
- Goods & services-5%
◎ How Munich, DE and Osaka, JP compare
Index vs the US average — the line marks 100. Lower is cheaper.
▤ Full comparison
| Munich, DE | Osaka, JP | |
|---|---|---|
| Cost of living | ||
| Overall cost index | 121 | 96 |
| Housing | 152 | 92 |
| Food | 110 | 98 |
| Transport | 90 | 82 |
| Utilities | 132 | 110 |
| Healthcare | 95 | 85 |
| Goods & services | 110 | 104 |
| Housing | ||
| Rent, 1-bed centre | $1,700/mo | $850/mo |
| Rent, 1-bed outside | $1,300/mo | $600/mo |
| Rent, 3-bed centre | $3,400/mo | $1,600/mo |
| Buy price / m² centre | $11,000 | $6,500 |
| Money & purchasing power | ||
| $1,000 goes as far as | $827 | $1,040 |
| Inexpensive meal | $16 | $8 |
| Monthly transit pass | $60 | $60 |
| Taxes | ||
| Income tax (top rate) | 45% | 45% |
| VAT / sales tax | 19% | 10% |
| Social security (employee) | 20% | — |
| Corporate tax | 30% | 30% |
| Capital gains | 26.4% | 20.3% |
| Economy & salaries | ||
| Avg net salary | $2,900/mo | $2,600/mo |
| Avg annual wage (OECD, PPP) | $76,285✓ | $50,183✓ |
| Minimum wage | $2,716/mo✓ | $1,300/mo |
| GDP per capita | $60,496✓ | $35,951✓ |
| Inflation (annual) | 2.2%✓ | 3.2%✓ |
| Work & digital nomad | ||
| Digital-nomad visa | No | Yes |
| English proficiency | High | Low |
| Coworking spaces | 60 | 25 |
| Time zone | UTC+1 | UTC+9 |
| Quality of life | ||
| Quality of life (overall) | 76 | 79 |
| Safety index | 78 | 82 |
| Healthcare index | 80 | 84 |
| Pollution index | 40 | 40 |
| Internet speed | 120 Mbps | 230 Mbps |
| Walkability | 86 | 80 |
| Public transport | 92 | 88 |
| Family-friendly | 74 | 72 |
| Tap water | Safe to drink | Safe to drink |
| Life expectancy | 81 yr✓ | 84 yr✓ |
| LGBTQ+ acceptance | High | Moderate |
| Climate | ||
| January avg | 0 °C | +6 °C |
| July avg | +19 °C | +28 °C |
| Sunny days / year | 100 | 200 |
| Rainfall / year | 960 mm | 1,300 mm |
| Connectivity | ||
| Flight to nearest hub | 1 h | 2 h |
Taxes & Economy & salaries: Germany vs Japan. Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.
✓ = official statistics (OECD (PPP), Eurostat 2026, World Bank 2025, World Bank 2024). Unmarked figures are CostTrek estimates. How we calculate these figures →
Cost of living: Munich vs Osaka — in your currency
Converted from USD at approximate rates (2026-09).
Good to know before you move to Munich
Germany's wealthy southern powerhouse — BMW, beer gardens and the Alps nearby, at the country's highest rents.
- Currency
- Euro (€ EUR)
- Languages
- German
- Time zone
- UTC+1
- Internet
- 120 Mbps
- English
- Widely spoken
- Safety
- 78/100
- Climate
- ❄ 0°C · ☀ 19°C · 100 sunny days/yr
- Tap water
- Safe to drink
- Power
- F · 230V
- Driving
- Right-hand side
- Popular areas
- Schwabing · Glockenbachviertel · Maxvorstadt
Good to know before you move to Osaka
Japan's warm, wisecracking second city and its street-food heart — cheaper and more laid-back than Tokyo, with the same safety, transit and reliability. The gateway to Kansai (Kyoto and Kobe are minutes away), it's an easy-going base with a big food and startup scene.
- Currency
- Japanese yen (¥ JPY)
- Languages
- Japanese
- Time zone
- UTC+9
- Internet
- 230 Mbps
- English
- Rarely spoken
- Safety
- 82/100
- Climate
- ❄ 6°C · ☀ 28°C · 200 sunny days/yr
- Tap water
- Safe to drink
- Power
- A/B · 100V
- Driving
- Left-hand side
- Popular areas
- Namba · Umeda · Tennoji · Nakazakicho
Plan your move to Munich
Everything you will book for the move — sorted, and updated as we add partners.
- FlightsCheapvuelos
- FlightsAviasales
- HotelsPlanetofhotels
- Car rentalDiscoverCars
- Airport transferKiwitaxi
- Tours & ticketsKlook
- Tours & ticketsTiqets
- InsuranceSafetyWing
- eSIM / dataAiralo
- Luggage storageRadical Storage
- Flight compensationAirHelp
Sponsored
Plan your move to Osaka
Everything you will book for the move — sorted, and updated as we add partners.
- FlightsCheapvuelos
- FlightsAviasales
- HotelsPlanetofhotels
- Car rentalDiscoverCars
- Airport transferKiwitaxi
- Tours & ticketsKlook
- InsuranceSafetyWing
- eSIM / dataAiralo
- Luggage storageRadical Storage
Sponsored
? Frequently asked questions
Moving from Munich to Osaka: cheaper or more expensive?
Moving from Munich to Osaka, your cost of living will be roughly 20% cheaper. Osaka’s cost-of-living index is 96 versus 121 for Munich (US = 100). Use the salary tool above to see the income you’d need to keep the same lifestyle.
Is Munich cheaper than Osaka?
Osaka is about 20% cheaper than Munich overall — its cost-of-living index is 96 versus 121 for Munich.
Which is more expensive, Munich or Osaka?
Munich is more expensive than Osaka. Its cost-of-living index is 121 vs 96 (US = 100) — about 26% higher.
Is rent cheaper in Munich or Osaka?
Rent is cheaper in Osaka — about $850/month for a one-bedroom in the city centre, vs $1,700 in Munich.
How much do you need to earn in Osaka to live like in Munich?
To keep the same standard of living, a $75,000 salary in Munich is worth about $59,629 in Osaka. Enter your own figure in the calculator above.
Which has lower taxes, Munich or Osaka?
Germany has the lower top income-tax rate — 45% versus 45% in Japan.
◷ More comparisons from Munich
How we calculate these figures →
Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.