✦ Compare
Munich vs
Stuttgart
Cost-of-living comparison and salary equivalence. Enter your current salary to see what you'd need to earn to live equally well.
Munich, DE vs Stuttgart, DE at a glance — Stuttgart, DE is 10% cheaper than Munich, DE overall. Median 1-bed rent runs about $1,150/mo versus $1,700/mo. The top national income-tax rate is 45%.
To keep the same standard of living in Stuttgart, DE, you'd need
$67,482 / year
Stuttgart, DE is 10% cheaper overall
Category breakdown (Stuttgart, DE vs Munich, DE)
- Housing-21%
- Food & groceries-4%
- Transport-4%
- Utilities-3%
- Healthcare0%
- Goods & services-4%
◎ How Munich, DE and Stuttgart, DE compare
Index vs the US average — the line marks 100. Lower is cheaper.
▤ Full comparison
| Munich, DE | Stuttgart, DE | |
|---|---|---|
| Cost of living | ||
| Overall cost index | 121 | 109 |
| Housing | 152 | 120 |
| Food | 110 | 106 |
| Transport | 90 | 86 |
| Utilities | 132 | 128 |
| Healthcare | 95 | 95 |
| Goods & services | 110 | 106 |
| Housing | ||
| Rent, 1-bed centre | $1,700/mo | $1,150/mo |
| Rent, 1-bed outside | $1,300/mo | $850/mo |
| Rent, 3-bed centre | $3,400/mo | $2,200/mo |
| Buy price / m² centre | $11,000 | $6,500 |
| Money & purchasing power | ||
| $1,000 goes as far as | $827 | $919 |
| Inexpensive meal | $16 | $15 |
| Monthly transit pass | $60 | $100 |
| Taxes | ||
| Income tax (top rate) | 45% | 45% |
| VAT / sales tax | 19% | 19% |
| Social security (employee) | 20% | 20% |
| Corporate tax | 30% | 30% |
| Capital gains | 26.4% | 26.4% |
| Economy & salaries | ||
| Avg net salary | $2,900/mo | $2,900/mo |
| Avg annual wage (OECD, PPP) | $76,285✓ | $76,285✓ |
| Minimum wage | $2,716/mo✓ | $2,716/mo✓ |
| GDP per capita | $60,496✓ | $60,496✓ |
| Inflation (annual) | 2.2%✓ | 2.2%✓ |
| Work & digital nomad | ||
| Digital-nomad visa | No | No |
| English proficiency | High | High |
| Coworking spaces | 60 | 25 |
| Time zone | UTC+1 | UTC+1 |
| Quality of life | ||
| Quality of life (overall) | 76 | 72 |
| Safety index | 78 | 70 |
| Healthcare index | 80 | 84 |
| Pollution index | 40 | 42 |
| Internet speed | 120 Mbps | 150 Mbps |
| Walkability | 86 | 74 |
| Public transport | 92 | 80 |
| Family-friendly | 74 | 74 |
| Tap water | Safe to drink | Safe to drink |
| Life expectancy | 81 yr✓ | 81 yr✓ |
| LGBTQ+ acceptance | High | High |
| Climate | ||
| January avg | 0 °C | +1 °C |
| July avg | +19 °C | +20 °C |
| Sunny days / year | 100 | 110 |
| Rainfall / year | 960 mm | 680 mm |
| Connectivity | ||
| Flight to nearest hub | 1 h | 1 h |
Taxes & Economy & salaries: Germany vs Germany. Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.
✓ = official statistics (OECD (PPP), Eurostat 2026, World Bank 2025, World Bank 2024). Unmarked figures are CostTrek estimates. How we calculate these figures →
Cost of living: Munich vs Stuttgart — in your currency
Converted from USD at approximate rates (2026-09).
Good to know before you move to Munich
Germany's wealthy southern powerhouse — BMW, beer gardens and the Alps nearby, at the country's highest rents.
- Currency
- Euro (€ EUR)
- Languages
- German
- Time zone
- UTC+1
- Internet
- 120 Mbps
- English
- Widely spoken
- Safety
- 78/100
- Climate
- ❄ 0°C · ☀ 19°C · 100 sunny days/yr
- Tap water
- Safe to drink
- Power
- F · 230V
- Driving
- Right-hand side
- Popular areas
- Schwabing · Glockenbachviertel · Maxvorstadt
Good to know before you move to Stuttgart
Germany's car-industry heartland (Mercedes and Porsche are born here) — an affluent, hilly city ringed by vineyards with high wages and a strong engineering job market. Costs sit near the German top end, just below Munich, and housing is tight.
- Currency
- Euro (€ EUR)
- Languages
- German
- Time zone
- UTC+1
- Internet
- 150 Mbps
- English
- Widely spoken
- Safety
- 70/100
- Climate
- ❄ 1°C · ☀ 20°C · 110 sunny days/yr
- Tap water
- Safe to drink
- Power
- F · 230V
- Driving
- Right-hand side
- Popular areas
- Mitte · West · Süd · Bad Cannstatt
Plan your move to Munich
Everything you will book for the move — sorted, and updated as we add partners.
- FlightsCheapvuelos
- FlightsAviasales
- HotelsPlanetofhotels
- Car rentalDiscoverCars
- Airport transferKiwitaxi
- Tours & ticketsKlook
- Tours & ticketsTiqets
- InsuranceSafetyWing
- eSIM / dataAiralo
- Luggage storageRadical Storage
- Flight compensationAirHelp
Sponsored
Plan your move to Stuttgart
Everything you will book for the move — sorted, and updated as we add partners.
- FlightsCheapvuelos
- FlightsAviasales
- HotelsPlanetofhotels
- Car rentalDiscoverCars
- Airport transferKiwitaxi
- Tours & ticketsKlook
- Tours & ticketsTiqets
- InsuranceSafetyWing
- eSIM / dataAiralo
- Luggage storageRadical Storage
- Flight compensationAirHelp
Sponsored
? Frequently asked questions
Moving from Munich to Stuttgart: cheaper or more expensive?
Moving from Munich to Stuttgart, your cost of living will be roughly 10% cheaper. Stuttgart’s cost-of-living index is 109 versus 121 for Munich (US = 100). Use the salary tool above to see the income you’d need to keep the same lifestyle.
Is Munich cheaper than Stuttgart?
Stuttgart is about 10% cheaper than Munich overall — its cost-of-living index is 109 versus 121 for Munich.
Which is more expensive, Munich or Stuttgart?
Munich is more expensive than Stuttgart. Its cost-of-living index is 121 vs 109 (US = 100) — about 11% higher.
Is rent cheaper in Munich or Stuttgart?
Rent is cheaper in Stuttgart — about $1,150/month for a one-bedroom in the city centre, vs $1,700 in Munich.
How much do you need to earn in Stuttgart to live like in Munich?
To keep the same standard of living, a $75,000 salary in Munich is worth about $67,482 in Stuttgart. Enter your own figure in the calculator above.
Which has lower taxes, Munich or Stuttgart?
Both cities are in the same country, so national income tax (45%) and VAT are identical; only local cost of living differs.
◷ More comparisons from Munich
How we calculate these figures →
Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.