CostTrek

✦ Compare

Nashville vs Philadelphia

Cost-of-living comparison and salary equivalence. Enter your current salary to see what you'd need to earn to live equally well.

Nashville, TN vs Philadelphia, PA at a glance — Philadelphia, PA is 6% more expensive than Nashville, TN overall. Median 1-bed rent runs about $1,600/mo versus $1,550/mo. The top national income-tax rate is 37%.

$/ year

To keep the same standard of living in Philadelphia, PA, you'd need

$79,687 / year

Philadelphia, PA is 6% more expensive overall

Category breakdown (Philadelphia, PA vs Nashville, TN)

  • Housing+6%
  • Food & groceries+7%
  • Transport+8%
  • Utilities+11%
  • Healthcare+9%
  • Goods & services+4%

◎ How Nashville, TN and Philadelphia, PA compare

HousingFood & groceriesTransportUtilitiesHealthcareGoods & services
Nashville, TNPhiladelphia, PA

Index vs the US average — the line marks 100. Lower is cheaper.

▤ Full comparison

Nashville, TNPhiladelphia, PA
Cost of living
Overall cost index98104
Housing108114
Food9197
Transport95103
Utilities8999
Healthcare9199
Goods & services9599
Housing
Rent, 1-bed centre$1,550/mo$1,600/mo
Rent, 1-bed outside$1,250/mo$1,250/mo
Rent, 3-bed centre$2,800/mo$2,900/mo
Buy price / m² centre$4,500$4,500
Money & purchasing power
$1,000 goes as far as$1,024$964
Inexpensive meal$17$18
Monthly transit pass$88$96
Taxes
Income tax (top rate)37%37%
VAT / sales tax0%0%
Social security (employee)7.7%7.7%
Corporate tax21%21%
Capital gains20%20%
Economy & salaries
Avg net salary$4,300/mo$4,300/mo
Minimum wage$1,257/mo✓$1,257/mo✓
GDP per capita$90,027✓$90,027✓
Work & digital nomad
Digital-nomad visaNoNo
English proficiencyNativeNative
Coworking spaces4050
Time zoneUTC-6UTC-5
Quality of life
Quality of life (overall)5765
Safety index5545
Healthcare index7880
Pollution index4045
Internet speed200 Mbps200 Mbps
Walkability3079
Public transport3068
Family-friendly6460
Tap waterSafe to drinkSafe to drink
Health insurance$450/mo$450/mo
Life expectancy79 yr✓79 yr✓
LGBTQ+ acceptanceHighHigh
Climate
January avg+4 °C+1 °C
July avg+27 °C+26 °C
Sunny days / year208207
Rainfall / year1,200 mm1,060 mm
Connectivity
Flight to nearest hub1.5 h1 h

Taxes & Economy & salaries: United States vs United States. Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.

✓ = official statistics (US DOL (federal), World Bank 2025, World Bank 2024). Unmarked figures are CostTrek estimates. How we calculate these figures →

Cost of living: Nashville vs Philadelphia — in your currency

NashvillePhiladelphia
1-bed rent, city centre$1,550$1,600
1-bed rent, outside centre$1,250$1,250
Inexpensive meal$17$18
Monthly transit pass$88$96
Utilities (monthly)$160$170

Converted from USD at approximate rates (2026-09).

Good to know before you move to Nashville

Live-music capital with no state income tax and a hot job market — booming, and car-centric.

Currency
US dollar ($ USD)
Languages
English
Time zone
UTC-6
Internet
200 Mbps
English
Native language
Safety
55/100
Climate
❄ 4°C · ☀ 27°C · 208 sunny days/yr
Tap water
Safe to drink
Power
A/B · 120V
Driving
Right-hand side
Popular areas
The Gulch · East Nashville · Germantown

Good to know before you move to Philadelphia

History, cheesesteaks and East-Coast walkability at a discount to New York, an hour away.

Currency
US dollar ($ USD)
Languages
English
Time zone
UTC-5
Internet
200 Mbps
English
Native language
Safety
45/100
Climate
❄ 1°C · ☀ 26°C · 207 sunny days/yr
Tap water
Safe to drink
Power
A/B · 120V
Driving
Right-hand side
Popular areas
Center City · Fishtown · University City

? Frequently asked questions

Moving from Nashville to Philadelphia: cheaper or more expensive?

Moving from Nashville to Philadelphia, your cost of living will be roughly 6% more expensive. Philadelphia’s cost-of-living index is 104 versus 98 for Nashville (US = 100). Use the salary tool above to see the income you’d need to keep the same lifestyle.

Is Nashville cheaper than Philadelphia?

Philadelphia is about 6% more expensive than Nashville overall — its cost-of-living index is 104 versus 98 for Nashville.

Which is more expensive, Nashville or Philadelphia?

Philadelphia is more expensive than Nashville. Its cost-of-living index is 104 vs 98 (US = 100) — about 6% higher.

Is rent cheaper in Nashville or Philadelphia?

Rent is cheaper in Nashville — about $1,550/month for a one-bedroom in the city centre, vs $1,600 in Philadelphia.

How much do you need to earn in Philadelphia to live like in Nashville?

To keep the same standard of living, a $75,000 salary in Nashville is worth about $79,687 in Philadelphia. Enter your own figure in the calculator above.

Which has lower taxes, Nashville or Philadelphia?

Both cities are in the same country, so national income tax (37%) and VAT are identical; only local cost of living differs.

◷ More comparisons from Nashville

How we calculate these figures →

Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.