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Toronto vs Charlotte

Cost-of-living comparison and salary equivalence. Enter your current salary to see what you'd need to earn to live equally well.

$/ year

To keep the same standard of living in Charlotte, NC, you'd need

$65,300 / year

Charlotte, NC is 13% cheaper overall

Category breakdown (Charlotte, NC vs Toronto, CA)

  • Housing-26%
  • Food & groceries-9%
  • Transport+1%
  • Utilities-7%
  • Healthcare+18%
  • Goods & services-8%

â–¤ Full comparison

Toronto, CACharlotte, NC
Cost of living
Overall cost index119104
Housing152112
Food10898
Transport100101
Utilities10598
Healthcare85100
Goods & services110101
Housing
Rent, 1-bed centre$1,900/mo$1,500/mo
Rent, 1-bed outside$1,500/mo$1,200/mo
Rent, 3-bed centre$3,800/mo$2,700/mo
Buy price / m² centre$9,000$3,800
Money & purchasing power
$1,000 goes as far as$840$965
Inexpensive meal$18$16
Monthly transit pass$115$88
Taxes
Income tax (top rate)33%37%
VAT / sales tax5%0%
Social security (employee)—7.7%
Corporate tax26.5%21%
Capital gains—20%
Economy & salaries
Avg net salary$3,300/mo$4,300/mo
Minimum wage$1,900/mo$1,257/mo
GDP per capita$54,000$82,000
Work & digital nomad
Digital-nomad visaYesNo
English proficiencyNativeNative
Coworking spaces9035
Time zoneUTC-5UTC-5
Quality of life
Safety index7056
Healthcare index8278
Pollution index4040
Internet speed180 Mbps200 Mbps
Walkability8040
Public transport7835
Family-friendly7266
Tap waterSafe to drinkSafe to drink
Health insurance—$450/mo
Life expectancy82 yr79 yr
LGBTQ+ acceptanceHighHigh
Climate
January avg-4 °C+6 °C
July avg+22 °C+27 °C
Sunny days / year100218
Rainfall / year830 mm1,100 mm
Connectivity
Flight to nearest hub1.5 h1 h

Taxes & Economy & salaries: Canada vs United States. Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.

? Frequently asked questions

Is Toronto cheaper than Charlotte?

Charlotte is about 13% cheaper than Toronto overall — its cost-of-living index is 104 versus 119 for Toronto.

How much do you need to earn in Charlotte to live like in Toronto?

To keep the same standard of living, a $75,000 salary in Toronto is worth about $65,300 in Charlotte. Enter your own figure in the calculator above.

Which has lower taxes, Toronto or Charlotte?

Canada has the lower top income-tax rate — 33% versus 37% in United States.

â—· More comparisons from Toronto

Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.