✦ Compare
Amsterdam vs
San Francisco
Cost-of-living comparison and salary equivalence. Enter your current salary to see what you'd need to earn to live equally well.
Amsterdam, NL vs San Francisco, CA at a glance — San Francisco, CA is 7% cheaper than Amsterdam, NL overall. Median 1-bed rent runs about $3,300/mo versus $2,100/mo. Top income tax: 37% vs 49.5%.
To keep the same standard of living in San Francisco, CA, you'd need
$69,828 / year
San Francisco, CA is 7% cheaper overall
Category breakdown (San Francisco, CA vs Amsterdam, NL)
- Housing+5%
- Food & groceries-16%
- Transport-3%
- Utilities-29%
- Healthcare-8%
- Goods & services-16%
Median 1-bed rent
$2,100 /mo
Amsterdam, NL overview →
Median 1-bed rent
$3,300 /mo
San Francisco, CA overview →
◎ How Amsterdam, NL and San Francisco, CA compare
Index vs the US average — the line marks 100. Lower is cheaper.
▤ Full comparison
| Amsterdam, NL | San Francisco, CA | |
|---|---|---|
| Cost of living | ||
| Overall cost index | 127 | 118 |
| Housing | 165 | 174 |
| Food | 112 | 94 |
| Transport | 95 | 92 |
| Utilities | 122 | 87 |
| Healthcare | 100 | 92 |
| Goods & services | 116 | 98 |
| Housing | ||
| Rent, 1-bed centre | $2,100/mo | $3,300/mo |
| Rent, 1-bed outside | $1,500/mo | $2,500/mo |
| Rent, 3-bed centre | $4,000/mo | $6,500/mo |
| Buy price / m² centre | $9,000 | $14,000 |
| Money & purchasing power | ||
| $1,000 goes as far as | $787 | $846 |
| Inexpensive meal | $20 | $22 |
| Monthly transit pass | $100 | $98 |
| Taxes | ||
| Income tax (top rate) | 49.5% | 37% |
| VAT / sales tax | 21% | 0% |
| Social security (employee) | — | 7.7% |
| Corporate tax | 25.8% | 21% |
| Capital gains | — | 20% |
| Economy & salaries | ||
| Avg net salary | $3,100/mo | $4,300/mo |
| Minimum wage | $2,710/mo✓ | $1,257/mo✓ |
| GDP per capita | $73,684✓ | $90,027✓ |
| Inflation (annual) | 3.3%✓ | — |
| Work & digital nomad | ||
| Digital-nomad visa | No | No |
| English proficiency | High | Native |
| Coworking spaces | 90 | 150 |
| Time zone | UTC+1 | UTC-8 |
| Quality of life | ||
| Quality of life (overall) | 75 | 70 |
| Safety index | 68 | 45 |
| Healthcare index | 80 | 80 |
| Pollution index | 40 | 40 |
| Internet speed | 160 Mbps | 220 Mbps |
| Walkability | 90 | 88 |
| Public transport | 88 | 80 |
| Family-friendly | 70 | 55 |
| Tap water | Safe to drink | Safe to drink |
| Health insurance | — | $500/mo |
| Life expectancy | 82 yr✓ | 79 yr✓ |
| LGBTQ+ acceptance | High | High |
| Climate | ||
| January avg | +4 °C | +11 °C |
| July avg | +18 °C | +17 °C |
| Sunny days / year | 60 | 256 |
| Rainfall / year | 840 mm | 600 mm |
| Connectivity | ||
| Flight to nearest hub | 1 h | 1 h |
Taxes & Economy & salaries: Netherlands vs United States. Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.
✓ = official statistics (Eurostat 2026, US DOL (federal), World Bank 2025, World Bank 2024). Unmarked figures are CostTrek estimates. How we calculate these figures →
Cost of living: Amsterdam vs San Francisco — in your currency
Converted from USD at approximate rates (2026-09).
Good to know before you move to Amsterdam
Compact, bike-first and very English-friendly — a favourite expat landing pad, if you can win the tight housing lottery.
- Currency
- Euro (€ EUR)
- Languages
- Dutch
- Time zone
- UTC+1
- Internet
- 160 Mbps
- English
- Widely spoken
- Safety
- 68/100
- Climate
- ❄ 4°C · ☀ 18°C · 60 sunny days/yr
- Tap water
- Safe to drink
- Power
- F · 230V
- Driving
- Right-hand side
- Popular areas
- Jordaan · De Pijp · Oost
Good to know before you move to San Francisco
Tech's global capital — the highest salaries in the US, and rents to match, wrapped in fog and hills.
- Currency
- US dollar ($ USD)
- Languages
- English
- Time zone
- UTC-8
- Internet
- 220 Mbps
- English
- Native language
- Safety
- 45/100
- Climate
- ❄ 11°C · ☀ 17°C · 256 sunny days/yr
- Tap water
- Safe to drink
- Power
- A/B · 120V
- Driving
- Right-hand side
- Popular areas
- Mission · SoMa · Hayes Valley
Plan your move to Amsterdam
Everything you will book for the move — sorted, and updated as we add partners.
- FlightsCheapvuelos
- FlightsAviasales
- HotelsPlanetofhotels
- Car rentalEconomybookings
- Airport transferKiwitaxi
- Tours & ticketsKlook
- Tours & ticketsTiqets
- InsuranceSafetyWing
- eSIM / dataAiralo
- Luggage storageRadical Storage
- Flight compensationAirHelp
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Plan your move to San Francisco
Everything you will book for the move — sorted, and updated as we add partners.
- FlightsCheapvuelos
- FlightsAviasales
- HotelsPlanetofhotels
- Car rentalEconomybookings
- Airport transferKiwitaxi
- Tours & ticketsKlook
- eSIM / dataAiralo
- Luggage storageRadical Storage
- Parking & carWay.com
Sponsored
? Frequently asked questions
Moving from Amsterdam to San Francisco: cheaper or more expensive?
Moving from Amsterdam to San Francisco, your cost of living will be roughly 7% cheaper. San Francisco’s cost-of-living index is 118 versus 127 for Amsterdam (US = 100). Use the salary tool above to see the income you’d need to keep the same lifestyle.
Is Amsterdam cheaper than San Francisco?
San Francisco is about 7% cheaper than Amsterdam overall — its cost-of-living index is 118 versus 127 for Amsterdam.
Which is more expensive, Amsterdam or San Francisco?
Amsterdam is more expensive than San Francisco. Its cost-of-living index is 127 vs 118 (US = 100) — about 8% higher.
Is rent cheaper in Amsterdam or San Francisco?
Rent is cheaper in Amsterdam — about $2,100/month for a one-bedroom in the city centre, vs $3,300 in San Francisco.
How much do you need to earn in San Francisco to live like in Amsterdam?
To keep the same standard of living, a $75,000 salary in Amsterdam is worth about $69,828 in San Francisco. Enter your own figure in the calculator above.
Which has lower taxes, Amsterdam or San Francisco?
United States has the lower top income-tax rate — 37% versus 49.5% in Netherlands.
◷ More comparisons from Amsterdam
How we calculate these figures →
Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.