CostTrek

Cost of living

San Francisco

San Francisco, California

152
Overall cost index
US = 100
$3,300
Median 1-bedroom rent
+52%
52% above the US average

In plain terms: San Francisco is about 52% pricier than a typical US city. A one-bedroom in the centre runs around $3,300/month.

Cities in United States

Category breakdown

Index vs the US average — the line marks 100. Lower is cheaper.

  • Housing224+124%
  • Food & groceries121+21%
  • Transport118+18%
  • Utilities112+12%
  • Healthcare118+18%
  • Goods & services127+27%

About

The City by the Bay

Tech's global capital — the highest salaries in the US, and rents to match, wrapped in fog and hills.

Currency
US dollar · USD
Languages
English
Coordinates
37.77, -122.42
Emergency
911

What things cost

1-bed, city centre$3,300 /mo
1-bed, outside centre$2,500 /mo
Inexpensive meal$22
Monthly transit pass$98
Utilities (85 m²)$170 /mo
Internet, 100 Mbps$65 /mo

Taxes

37%

Income tax

progressive

0%

VAT / sales

7.65%

Social (employee)

21%

Corporate

20%

Capital gains

$4,300

Avg net salary

per month

Federal; states add 0–13.3% on top.

Visas & residency

Employment-based (H-1B, L-1, O-1) and family routes; famously hard for the green card.

N/A for immigration; ESTA for short visits from VWP countries.

H-1B specialty workerwork

Lottery-based, employer-sponsored.

Max stay: 73 months

O-1 extraordinary abilitywork

For top talent; no lottery.

Green Card (permanent residence)residence

Citizenship after ~5 yrs. Naturalization after 5 years as LPR (3 if married to citizen).

Quality of life

Safety

45/100

Healthcare

80/100

Pollution

40/100

Internet

220 Mbps

Jan avg

+11 °C

Jul avg

+17 °C

Sunny days

256/yr

Walkability

88/100

Relocation & documents

Coming soon

Where to look

RentZillowBuyRedfinFlightsSkyscannerCoworkingWeWork

Updated: 2026-08-14 · Sources: Cost/quality survey (placeholder) · National tax authority / OECD (headline figures)

? Frequently asked questions

How much does it cost to live in San Francisco, CA?

San Francisco, CA's cost-of-living index is 152 (US average = 100) — about 52% more expensive than a typical US city. A one-bedroom apartment in the centre costs around $3,300 per month.

What is the average rent in San Francisco, CA?

A one-bedroom in the city centre averages about $3,300 per month, and around $2,500 outside the centre.

What taxes would I pay in United States?

United States has a top income-tax rate of 37% and a VAT or sales tax of 0%. See the taxes section above for the full breakdown.

What is the weather like in San Francisco, CA?

San Francisco, CA averages around +11 °C in January and +17 °C in July, with roughly 256 sunny days a year.

Compare San Francisco with…

Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.