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San Francisco vs Valencia

Cost-of-living comparison and salary equivalence. Enter your current salary to see what you'd need to earn to live equally well.

San Francisco, CA vs Valencia, ES at a glance — Valencia, ES is 21% cheaper than San Francisco, CA overall. Median 1-bed rent runs about $1,000/mo versus $3,300/mo. Top income tax: 47% vs 37%.

$/ year

To keep the same standard of living in Valencia, ES, you'd need

$58,929 / year

Valencia, ES is 21% cheaper overall

Category breakdown (Valencia, ES vs San Francisco, CA)

  • Housing-40%
  • Food & groceries-2%
  • Transport-24%
  • Utilities+15%
  • Healthcare-15%
  • Goods & services-6%

◎ How San Francisco, CA and Valencia, ES compare

HousingFood & groceriesTransportUtilitiesHealthcareGoods & services
San Francisco, CAValencia, ES

Index vs the US average — the line marks 100. Lower is cheaper.

▤ Full comparison

San Francisco, CAValencia, ES
Cost of living
Overall cost index11893
Housing174105
Food9492
Transport9270
Utilities87100
Healthcare9278
Goods & services9892
Housing
Rent, 1-bed centre$3,300/mo$1,000/mo
Rent, 1-bed outside$2,500/mo$750/mo
Rent, 3-bed centre$6,500/mo$1,900/mo
Buy price / m² centre$14,000$3,200
Money & purchasing power
$1,000 goes as far as$846$1,076
Inexpensive meal$22$12
Monthly transit pass$98$40
Taxes
Income tax (top rate)37%47%
VAT / sales tax0%21%
Social security (employee)7.7%6.4%
Corporate tax21%25%
Capital gains20%28%
Economy & salaries
Avg net salary$4,300/mo$1,900/mo
Avg annual wage (OECD, PPP)$86,977✓$57,779✓
Minimum wage$1,257/mo✓$1,652/mo✓
GDP per capita$90,027✓$38,627✓
Inflation (annual)—2.7%✓
Work & digital nomad
Digital-nomad visaNoYes
English proficiencyNativeModerate
Coworking spaces15040
Time zoneUTC-8UTC+1
Quality of life
Quality of life (overall)7077
Safety index4572
Healthcare index8080
Pollution index4035
Internet speed220 Mbps300 Mbps
Walkability8880
Public transport8074
Family-friendly5574
Tap waterSafe to drinkSafe to drink
Health insurance$500/mo—
Life expectancy79 yr✓84 yr✓
LGBTQ+ acceptanceHighHigh
Climate
January avg+11 °C+12 °C
July avg+17 °C+26 °C
Sunny days / year256300
Rainfall / year600 mm475 mm
Connectivity
Flight to nearest hub1 h1 h

Taxes & Economy & salaries: United States vs Spain. Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.

✓ = official statistics (OECD (PPP), US DOL (federal), Eurostat 2026, World Bank 2025, World Bank 2024). Unmarked figures are CostTrek estimates. How we calculate these figures →

Cost of living: San Francisco vs Valencia — in your currency

San FranciscoValencia
1-bed rent, city centre$3,300$1,000
1-bed rent, outside centre$2,500$750
Inexpensive meal$22$12
Monthly transit pass$98$40
Utilities (monthly)$170$105

Converted from USD at approximate rates (2026-09).

Good to know before you move to San Francisco

Tech's global capital — the highest salaries in the US, and rents to match, wrapped in fog and hills.

Currency
US dollar ($ USD)
Languages
English
Time zone
UTC-8
Internet
220 Mbps
English
Native language
Safety
45/100
Climate
❄ 11°C · ☀ 17°C · 256 sunny days/yr
Tap water
Safe to drink
Power
A/B · 120V
Driving
Right-hand side
Popular areas
Mission · SoMa · Hayes Valley

Good to know before you move to Valencia

The paella-and-beaches value pick that keeps topping 'best city to live' lists — Mediterranean sun, a walkable centre and the Turia park, at rents well below Madrid or Barcelona.

Currency
Euro (€ EUR)
Languages
Spanish
Time zone
UTC+1
Internet
300 Mbps
English
Fairly common
Safety
72/100
Climate
❄ 12°C · ☀ 26°C · 300 sunny days/yr
Tap water
Safe to drink
Power
F · 230V
Driving
Right-hand side
Popular areas
Ruzafa · El Carmen · El Cabanyal · Eixample

? Frequently asked questions

Moving from San Francisco to Valencia: cheaper or more expensive?

Moving from San Francisco to Valencia, your cost of living will be roughly 21% cheaper. Valencia’s cost-of-living index is 93 versus 118 for San Francisco (US = 100). Use the salary tool above to see the income you’d need to keep the same lifestyle.

Is San Francisco cheaper than Valencia?

Valencia is about 21% cheaper than San Francisco overall — its cost-of-living index is 93 versus 118 for San Francisco.

Which is more expensive, San Francisco or Valencia?

San Francisco is more expensive than Valencia. Its cost-of-living index is 118 vs 93 (US = 100) — about 27% higher.

Is rent cheaper in San Francisco or Valencia?

Rent is cheaper in Valencia — about $1,000/month for a one-bedroom in the city centre, vs $3,300 in San Francisco.

How much do you need to earn in Valencia to live like in San Francisco?

To keep the same standard of living, a $75,000 salary in San Francisco is worth about $58,929 in Valencia. Enter your own figure in the calculator above.

Which has lower taxes, San Francisco or Valencia?

United States has the lower top income-tax rate — 37% versus 47% in Spain.

◷ More comparisons from San Francisco

How we calculate these figures →

Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.