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Boston vs San Francisco

Cost-of-living comparison and salary equivalence. Enter your current salary to see what you'd need to earn to live equally well.

$/ year

To keep the same standard of living in San Francisco, CA, you'd need

$82,106 / year

San Francisco, CA is 9% more expensive overall

Category breakdown (San Francisco, CA vs Boston, MA)

  • Housing+18%
  • Food & groceries+8%
  • Transport+4%
  • Utilities-5%
  • Healthcare-3%
  • Goods & services+6%

Full comparison

Boston, MASan Francisco, CA
Cost of living
Overall cost index139152
Housing190224
Food112121
Transport114118
Utilities118112
Healthcare122118
Goods & services120127
Housing
Rent, 1-bed centre$3,000/mo$3,300/mo
Rent, 1-bed outside$2,300/mo$2,500/mo
Rent, 3-bed centre$5,500/mo$6,500/mo
Buy price / m² centre$11,000$14,000
Money & purchasing power
$1,000 goes as far as$718$656
Inexpensive meal$22$22
Monthly transit pass$90$98
Taxes
Income tax (top rate)37%37%
VAT / sales tax0%0%
Social security (employee)7.7%7.7%
Corporate tax21%21%
Capital gains20%20%
Economy & salaries
Avg net salary$4,300/mo$4,300/mo
Minimum wage$1,257/mo$1,257/mo
GDP per capita$82,000$82,000
Work & digital nomad
Digital-nomad visaNoNo
English proficiencyNativeNative
Coworking spaces80150
Time zoneUTC-5UTC-8
Quality of life
Safety index6245
Healthcare index8580
Pollution index3540
Internet speed200 Mbps220 Mbps
Walkability8388
Public transport7580
Family-friendly6555
Tap waterSafe to drinkSafe to drink
Health insurance$460/mo$500/mo
Life expectancy79 yr79 yr
LGBTQ+ acceptanceHighHigh
Climate
January avg-1 °C+11 °C
July avg+23 °C+17 °C
Sunny days / year200256
Rainfall / year1,100 mm600 mm
Connectivity
Flight to nearest hub1 h1 h

Taxes & Economy & salaries: United States vs United States. Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.

? Frequently asked questions

Is Boston cheaper than San Francisco?

San Francisco is about 9% more expensive than Boston overall — its cost-of-living index is 152 versus 139 for Boston.

How much do you need to earn in San Francisco to live like in Boston?

To keep the same standard of living, a $75,000 salary in Boston is worth about $82,106 in San Francisco. Enter your own figure in the calculator above.

Which has lower taxes, Boston or San Francisco?

Both cities are in the same country, so national income tax (37%) and VAT are identical; only local cost of living differs.

More comparisons from Boston

Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.