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Boston vs New York

Cost-of-living comparison and salary equivalence. Enter your current salary to see what you'd need to earn to live equally well.

Boston, MA vs New York, NY at a glance — New York, NY is 1% more expensive than Boston, MA overall. Median 1-bed rent runs about $3,800/mo versus $3,000/mo. The top national income-tax rate is 37%.

$/ year

To keep the same standard of living in New York, NY, you'd need

$75,868 / year

New York, NY is 1% more expensive overall

Category breakdown (New York, NY vs Boston, MA)

  • Housing+12%
  • Food & groceries-4%
  • Transport-2%
  • Utilities-17%
  • Healthcare-21%
  • Goods & services-2%

◎ How Boston, MA and New York, NY compare

HousingFood & groceriesTransportUtilitiesHealthcareGoods & services
Boston, MANew York, NY

Index vs the US average — the line marks 100. Lower is cheaper.

▤ Full comparison

Boston, MANew York, NY
Cost of living
Overall cost index111113
Housing152170
Food9086
Transport9189
Utilities9579
Healthcare9877
Goods & services9694
Housing
Rent, 1-bed centre$3,000/mo$3,800/mo
Rent, 1-bed outside$2,300/mo$2,600/mo
Rent, 3-bed centre$5,500/mo$7,500/mo
Buy price / m² centre$11,000$15,000
Money & purchasing power
$1,000 goes as far as$897$887
Inexpensive meal$22$25
Monthly transit pass$90$132
Taxes
Income tax (top rate)37%37%
VAT / sales tax0%0%
Social security (employee)7.7%7.7%
Corporate tax21%21%
Capital gains20%20%
Economy & salaries
Avg net salary$4,300/mo$4,300/mo
Minimum wage$1,257/mo✓$1,257/mo✓
GDP per capita$90,027✓$90,027✓
Work & digital nomad
Digital-nomad visaNoNo
English proficiencyNativeNative
Coworking spaces80200
Time zoneUTC-5UTC-5
Quality of life
Quality of life (overall)7369
Safety index6255
Healthcare index8578
Pollution index3555
Internet speed200 Mbps200 Mbps
Walkability8390
Public transport7585
Family-friendly6555
Tap waterSafe to drinkSafe to drink
Health insurance$460/mo$500/mo
Life expectancy79 yr✓79 yr✓
LGBTQ+ acceptanceHighHigh
Climate
January avg-1 °C0 °C
July avg+23 °C+25 °C
Sunny days / year200234
Rainfall / year1,100 mm1,200 mm
Connectivity
Flight to nearest hub1 h1 h

Taxes & Economy & salaries: United States vs United States. Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.

✓ = official statistics (US DOL (federal), World Bank 2025, World Bank 2024). Unmarked figures are CostTrek estimates. How we calculate these figures →

Cost of living: Boston vs New York — in your currency

BostonNew York
1-bed rent, city centre$3,000$3,800
1-bed rent, outside centre$2,300$2,600
Inexpensive meal$22$25
Monthly transit pass$90$132
Utilities (monthly)$200$180

Converted from USD at approximate rates (2026-09).

Good to know before you move to Boston

Historic, walkable and a global university and biotech hub — winters are long and rents are steep.

Currency
US dollar ($ USD)
Languages
English
Time zone
UTC-5
Internet
200 Mbps
English
Native language
Safety
62/100
Climate
❄ -1°C · ☀ 23°C · 200 sunny days/yr
Tap water
Safe to drink
Power
A/B · 120V
Driving
Right-hand side
Popular areas
Back Bay · Cambridge · South End

Good to know before you move to New York

The benchmark against which everywhere else feels cheap. World-class salaries and everything else, offset by the highest rents in the dataset.

Currency
US dollar ($ USD)
Languages
English
Time zone
UTC-5
Internet
200 Mbps
English
Native language
Safety
55/100
Climate
❄ 0°C · ☀ 25°C · 234 sunny days/yr
Tap water
Safe to drink
Power
A/B · 120V
Driving
Right-hand side
Popular areas
Manhattan · Brooklyn · Queens

? Frequently asked questions

Moving from Boston to New York: cheaper or more expensive?

Moving from Boston to New York, your cost of living will be roughly 1% more expensive. New York’s cost-of-living index is 113 versus 111 for Boston (US = 100). Use the salary tool above to see the income you’d need to keep the same lifestyle.

Is Boston cheaper than New York?

New York is about 1% more expensive than Boston overall — its cost-of-living index is 113 versus 111 for Boston.

Which is more expensive, Boston or New York?

New York is more expensive than Boston. Its cost-of-living index is 113 vs 111 (US = 100) — about 2% higher.

Is rent cheaper in Boston or New York?

Rent is cheaper in Boston — about $3,000/month for a one-bedroom in the city centre, vs $3,800 in New York.

How much do you need to earn in New York to live like in Boston?

To keep the same standard of living, a $75,000 salary in Boston is worth about $75,868 in New York. Enter your own figure in the calculator above.

Which has lower taxes, Boston or New York?

Both cities are in the same country, so national income tax (37%) and VAT are identical; only local cost of living differs.

◷ More comparisons from Boston

How we calculate these figures →

Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.