CostTrek

Cost of living

New York

New York, New York

154
Overall cost index
US = 100
$3,800
Median 1-bedroom rent
+54%
54% above the US average

In plain terms: New York is about 54% pricier than a typical US city. A one-bedroom in the centre runs around $3,800/month.

Cities in United States

Category breakdown

Index vs the US average — the line marks 100. Lower is cheaper.

  • Housing232+132%
  • Food & groceries118+18%
  • Transport122+22%
  • Utilities108+8%
  • Healthcare105+5%
  • Goods & services128+28%

About

The Big Apple

The benchmark against which everywhere else feels cheap. World-class salaries and everything else, offset by the highest rents in the dataset.

Currency
US dollar · USD
Languages
English
Coordinates
40.71, -74.01
Emergency
911

What things cost

1-bed, city centre$3,800 /mo
1-bed, outside centre$2,600 /mo
Inexpensive meal$25
Dinner for two, mid-range$120
Cappuccino$5.5
Monthly transit pass$132
Taxi per km$2 /km
Utilities (85 m²)$180 /mo
Internet, 100 Mbps$65 /mo
Gym membership$100 /mo

Taxes

37%

Income tax

progressive

0%

VAT / sales

7.65%

Social (employee)

21%

Corporate

20%

Capital gains

$4,300

Avg net salary

per month

Federal; states add 0–13.3% on top.

Visas & residency

Employment-based (H-1B, L-1, O-1) and family routes; famously hard for the green card.

N/A for immigration; ESTA for short visits from VWP countries.

H-1B specialty workerwork

Lottery-based, employer-sponsored.

Max stay: 73 months

O-1 extraordinary abilitywork

For top talent; no lottery.

Green Card (permanent residence)residence

Citizenship after ~5 yrs. Naturalization after 5 years as LPR (3 if married to citizen).

Quality of life

Safety

55/100

Healthcare

78/100

Pollution

55/100

Internet

200 Mbps

Jan avg

0 °C

Jul avg

+25 °C

Sunny days

234/yr

Walkability

90/100

Relocation & documents

Coming soon

Where to look

RentStreetEasyBuyStreetEasyFlightsSkyscannerInsuranceSafetyWingCoworkingWeWork

Updated: 2026-08-14 · Sources: Cost/quality survey (placeholder) · National tax authority / OECD (headline figures)

? Frequently asked questions

How much does it cost to live in New York, NY?

New York, NY's cost-of-living index is 154 (US average = 100) — about 54% more expensive than a typical US city. A one-bedroom apartment in the centre costs around $3,800 per month.

What is the average rent in New York, NY?

A one-bedroom in the city centre averages about $3,800 per month, and around $2,600 outside the centre.

What taxes would I pay in United States?

United States has a top income-tax rate of 37% and a VAT or sales tax of 0%. See the taxes section above for the full breakdown.

What is the weather like in New York, NY?

New York, NY averages around 0 °C in January and +25 °C in July, with roughly 234 sunny days a year.

Compare New York with…

Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.