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Frankfurt vs New York

Cost-of-living comparison and salary equivalence. Enter your current salary to see what you'd need to earn to live equally well.

Frankfurt, DE vs New York, NY at a glance — New York, NY is 1% cheaper than Frankfurt, DE overall. Median 1-bed rent runs about $3,800/mo versus $1,350/mo. Top income tax: 37% vs 45%.

$/ year

To keep the same standard of living in New York, NY, you'd need

$74,498 / year

New York, NY is 1% cheaper overall

Category breakdown (New York, NY vs Frankfurt, DE)

  • Housing+26%
  • Food & groceries-19%
  • Transport+1%
  • Utilities-38%
  • Healthcare-19%
  • Goods & services-11%

◎ How Frankfurt, DE and New York, NY compare

HousingFood & groceriesTransportUtilitiesHealthcareGoods & services
Frankfurt, DENew York, NY

Index vs the US average — the line marks 100. Lower is cheaper.

▤ Full comparison

Frankfurt, DENew York, NY
Cost of living
Overall cost index114113
Housing135170
Food10686
Transport8889
Utilities12879
Healthcare9577
Goods & services10694
Housing
Rent, 1-bed centre$1,350/mo$3,800/mo
Rent, 1-bed outside$950/mo$2,600/mo
Rent, 3-bed centre$2,600/mo$7,500/mo
Buy price / m² centre$8,500$15,000
Money & purchasing power
$1,000 goes as far as$881$887
Inexpensive meal$15$25
Monthly transit pass$100$132
Taxes
Income tax (top rate)45%37%
VAT / sales tax19%0%
Social security (employee)20%7.7%
Corporate tax30%21%
Capital gains26.4%20%
Economy & salaries
Avg net salary$2,900/mo$4,300/mo
Avg annual wage (OECD, PPP)$76,285✓$86,977✓
Minimum wage$2,716/mo✓$1,257/mo✓
GDP per capita$60,496✓$90,027✓
Inflation (annual)2.2%✓—
Work & digital nomad
Digital-nomad visaNoNo
English proficiencyHighNative
Coworking spaces45200
Time zoneUTC+1UTC-5
Quality of life
Quality of life (overall)7469
Safety index6855
Healthcare index8478
Pollution index4055
Internet speed150 Mbps200 Mbps
Walkability7890
Public transport8585
Family-friendly7255
Tap waterSafe to drinkSafe to drink
Health insurance—$500/mo
Life expectancy81 yr✓79 yr✓
LGBTQ+ acceptanceHighHigh
Climate
January avg+3 °C0 °C
July avg+20 °C+25 °C
Sunny days / year110234
Rainfall / year650 mm1,200 mm
Connectivity
Flight to nearest hub1 h1 h

Taxes & Economy & salaries: Germany vs United States. Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.

✓ = official statistics (OECD (PPP), Eurostat 2026, US DOL (federal), World Bank 2025, World Bank 2024). Unmarked figures are CostTrek estimates. How we calculate these figures →

Cost of living: Frankfurt vs New York — in your currency

FrankfurtNew York
1-bed rent, city centre$1,350$3,800
1-bed rent, outside centre$950$2,600
Inexpensive meal$15$25
Monthly transit pass$100$132
Utilities (monthly)$260$180

Converted from USD at approximate rates (2026-09).

Good to know before you move to Frankfurt

Germany's banking capital and its only real skyline — home to the ECB, the country's biggest airport and a compact, international core. Costs run high for Germany but sit below Munich, and the airport makes it the easiest base for anyone who flies a lot.

Currency
Euro (€ EUR)
Languages
German
Time zone
UTC+1
Internet
150 Mbps
English
Widely spoken
Safety
68/100
Climate
❄ 3°C · ☀ 20°C · 110 sunny days/yr
Tap water
Safe to drink
Power
F · 230V
Driving
Right-hand side
Popular areas
Nordend · Bornheim · Sachsenhausen · Westend

Good to know before you move to New York

The benchmark against which everywhere else feels cheap. World-class salaries and everything else, offset by the highest rents in the dataset.

Currency
US dollar ($ USD)
Languages
English
Time zone
UTC-5
Internet
200 Mbps
English
Native language
Safety
55/100
Climate
❄ 0°C · ☀ 25°C · 234 sunny days/yr
Tap water
Safe to drink
Power
A/B · 120V
Driving
Right-hand side
Popular areas
Manhattan · Brooklyn · Queens

? Frequently asked questions

Moving from Frankfurt to New York: cheaper or more expensive?

Moving from Frankfurt to New York, your cost of living will be roughly 1% cheaper. New York’s cost-of-living index is 113 versus 114 for Frankfurt (US = 100). Use the salary tool above to see the income you’d need to keep the same lifestyle.

Is Frankfurt cheaper than New York?

New York is about 1% cheaper than Frankfurt overall — its cost-of-living index is 113 versus 114 for Frankfurt.

Which is more expensive, Frankfurt or New York?

Frankfurt is more expensive than New York. Its cost-of-living index is 114 vs 113 (US = 100) — about 1% higher.

Is rent cheaper in Frankfurt or New York?

Rent is cheaper in Frankfurt — about $1,350/month for a one-bedroom in the city centre, vs $3,800 in New York.

How much do you need to earn in New York to live like in Frankfurt?

To keep the same standard of living, a $75,000 salary in Frankfurt is worth about $74,498 in New York. Enter your own figure in the calculator above.

Which has lower taxes, Frankfurt or New York?

United States has the lower top income-tax rate — 37% versus 45% in Germany.

◷ More comparisons from Frankfurt

How we calculate these figures →

Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.