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New York vs San Antonio

Cost-of-living comparison and salary equivalence. Enter your current salary to see what you'd need to earn to live equally well.

New York, NY vs San Antonio, TX at a glance — San Antonio, TX is 17% cheaper than New York, NY overall. Median 1-bed rent runs about $1,250/mo versus $3,800/mo. The top national income-tax rate is 37%.

$/ year

To keep the same standard of living in San Antonio, TX, you'd need

$62,330 / year

San Antonio, TX is 17% cheaper overall

Category breakdown (San Antonio, TX vs New York, NY)

  • Housing-46%
  • Food & groceries+7%
  • Transport+10%
  • Utilities+25%
  • Healthcare+22%
  • Goods & services0%

◎ How New York, NY and San Antonio, TX compare

HousingFood & groceriesTransportUtilitiesHealthcareGoods & services
New York, NYSan Antonio, TX

Index vs the US average — the line marks 100. Lower is cheaper.

▤ Full comparison

New York, NYSan Antonio, TX
Cost of living
Overall cost index11394
Housing17091
Food8692
Transport8998
Utilities7999
Healthcare7794
Goods & services9494
Housing
Rent, 1-bed centre$3,800/mo$1,250/mo
Rent, 1-bed outside$2,600/mo$1,000/mo
Rent, 3-bed centre$7,500/mo$2,200/mo
Buy price / m² centre$15,000$3,000
Money & purchasing power
$1,000 goes as far as$887$1,067
Inexpensive meal$25$15
Monthly transit pass$132$38
Taxes
Income tax (top rate)37%37%
VAT / sales tax0%0%
Social security (employee)7.7%7.7%
Corporate tax21%21%
Capital gains20%20%
Economy & salaries
Avg net salary$4,300/mo$4,300/mo
Minimum wage$1,257/mo✓$1,257/mo✓
GDP per capita$90,027✓$90,027✓
Work & digital nomad
Digital-nomad visaNoNo
English proficiencyNativeNative
Coworking spaces20025
Time zoneUTC-5UTC-6
Quality of life
Quality of life (overall)6958
Safety index5555
Healthcare index7874
Pollution index5545
Internet speed200 Mbps200 Mbps
Walkability9037
Public transport8538
Family-friendly5564
Tap waterSafe to drinkSafe to drink
Health insurance$500/mo$450/mo
Life expectancy79 yr✓79 yr✓
LGBTQ+ acceptanceHighHigh
Climate
January avg0 °C+11 °C
July avg+25 °C+30 °C
Sunny days / year234220
Rainfall / year1,200 mm810 mm
Connectivity
Flight to nearest hub1 h1.5 h

Taxes & Economy & salaries: United States vs United States. Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.

✓ = official statistics (US DOL (federal), World Bank 2025, World Bank 2024). Unmarked figures are CostTrek estimates. How we calculate these figures →

Cost of living: New York vs San Antonio — in your currency

New YorkSan Antonio
1-bed rent, city centre$3,800$1,250
1-bed rent, outside centre$2,600$1,000
Inexpensive meal$25$15
Monthly transit pass$132$38
Utilities (monthly)$180$170

Converted from USD at approximate rates (2026-09).

Good to know before you move to New York

The benchmark against which everywhere else feels cheap. World-class salaries and everything else, offset by the highest rents in the dataset.

Currency
US dollar ($ USD)
Languages
English
Time zone
UTC-5
Internet
200 Mbps
English
Native language
Safety
55/100
Climate
❄ 0°C · ☀ 25°C · 234 sunny days/yr
Tap water
Safe to drink
Power
A/B · 120V
Driving
Right-hand side
Popular areas
Manhattan · Brooklyn · Queens

Good to know before you move to San Antonio

Big, affordable and rich in Tex-Mex culture with no state income tax — hot and car-oriented.

Currency
US dollar ($ USD)
Languages
English
Time zone
UTC-6
Internet
200 Mbps
English
Native language
Safety
55/100
Climate
❄ 11°C · ☀ 30°C · 220 sunny days/yr
Tap water
Safe to drink
Power
A/B · 120V
Driving
Right-hand side
Popular areas
Pearl · Southtown · Alamo Heights

? Frequently asked questions

Moving from New York to San Antonio: cheaper or more expensive?

Moving from New York to San Antonio, your cost of living will be roughly 17% cheaper. San Antonio’s cost-of-living index is 94 versus 113 for New York (US = 100). Use the salary tool above to see the income you’d need to keep the same lifestyle.

Is New York cheaper than San Antonio?

San Antonio is about 17% cheaper than New York overall — its cost-of-living index is 94 versus 113 for New York.

Which is more expensive, New York or San Antonio?

New York is more expensive than San Antonio. Its cost-of-living index is 113 vs 94 (US = 100) — about 20% higher.

Is rent cheaper in New York or San Antonio?

Rent is cheaper in San Antonio — about $1,250/month for a one-bedroom in the city centre, vs $3,800 in New York.

How much do you need to earn in San Antonio to live like in New York?

To keep the same standard of living, a $75,000 salary in New York is worth about $62,330 in San Antonio. Enter your own figure in the calculator above.

Which has lower taxes, New York or San Antonio?

Both cities are in the same country, so national income tax (37%) and VAT are identical; only local cost of living differs.

◷ More comparisons from New York

How we calculate these figures →

Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.