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New York vs Washington

Cost-of-living comparison and salary equivalence. Enter your current salary to see what you'd need to earn to live equally well.

New York, NY vs Washington, DC at a glance — Washington, DC is 4% cheaper than New York, NY overall. Median 1-bed rent runs about $2,300/mo versus $3,800/mo. The top national income-tax rate is 37%.

$/ year

To keep the same standard of living in Washington, DC, you'd need

$72,160 / year

Washington, DC is 4% cheaper overall

Category breakdown (Washington, DC vs New York, NY)

  • Housing-15%
  • Food & groceries+6%
  • Transport+7%
  • Utilities+9%
  • Healthcare+13%
  • Goods & services+3%

◎ How New York, NY and Washington, DC compare

HousingFood & groceriesTransportUtilitiesHealthcareGoods & services
New York, NYWashington, DC

Index vs the US average — the line marks 100. Lower is cheaper.

▤ Full comparison

New York, NYWashington, DC
Cost of living
Overall cost index113108
Housing170144
Food8691
Transport8995
Utilities7986
Healthcare7787
Goods & services9497
Housing
Rent, 1-bed centre$3,800/mo$2,300/mo
Rent, 1-bed outside$2,600/mo$1,800/mo
Rent, 3-bed centre$7,500/mo$4,500/mo
Buy price / m² centre$15,000$8,500
Money & purchasing power
$1,000 goes as far as$887$922
Inexpensive meal$25$20
Monthly transit pass$132$100
Taxes
Income tax (top rate)37%37%
VAT / sales tax0%0%
Social security (employee)7.7%7.7%
Corporate tax21%21%
Capital gains20%20%
Economy & salaries
Avg net salary$4,300/mo$4,300/mo
Minimum wage$1,257/mo✓$1,257/mo✓
GDP per capita$90,027✓$90,027✓
Work & digital nomad
Digital-nomad visaNoNo
English proficiencyNativeNative
Coworking spaces20080
Time zoneUTC-5UTC-5
Quality of life
Quality of life (overall)6967
Safety index5550
Healthcare index7880
Pollution index5540
Internet speed200 Mbps200 Mbps
Walkability9077
Public transport8572
Family-friendly5562
Tap waterSafe to drinkSafe to drink
Health insurance$500/mo$470/mo
Life expectancy79 yr✓79 yr✓
LGBTQ+ acceptanceHighHigh
Climate
January avg0 °C+2 °C
July avg+25 °C+27 °C
Sunny days / year234203
Rainfall / year1,200 mm1,000 mm
Connectivity
Flight to nearest hub1 h1 h

Taxes & Economy & salaries: United States vs United States. Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.

✓ = official statistics (US DOL (federal), World Bank 2025, World Bank 2024). Unmarked figures are CostTrek estimates. How we calculate these figures →

Cost of living: New York vs Washington — in your currency

New YorkWashington
1-bed rent, city centre$3,800$2,300
1-bed rent, outside centre$2,600$1,800
Inexpensive meal$25$20
Monthly transit pass$132$100
Utilities (monthly)$180$170

Converted from USD at approximate rates (2026-09).

Good to know before you move to New York

The benchmark against which everywhere else feels cheap. World-class salaries and everything else, offset by the highest rents in the dataset.

Currency
US dollar ($ USD)
Languages
English
Time zone
UTC-5
Internet
200 Mbps
English
Native language
Safety
55/100
Climate
❄ 0°C · ☀ 25°C · 234 sunny days/yr
Tap water
Safe to drink
Power
A/B · 120V
Driving
Right-hand side
Popular areas
Manhattan · Brooklyn · Queens

Good to know before you move to Washington

The US capital — stable government and consulting jobs, a strong transit system and grand monuments.

Currency
US dollar ($ USD)
Languages
English
Time zone
UTC-5
Internet
200 Mbps
English
Native language
Safety
50/100
Climate
❄ 2°C · ☀ 27°C · 203 sunny days/yr
Tap water
Safe to drink
Power
A/B · 120V
Driving
Right-hand side
Popular areas
Dupont Circle · Georgetown · Shaw

? Frequently asked questions

Moving from New York to Washington: cheaper or more expensive?

Moving from New York to Washington, your cost of living will be roughly 4% cheaper. Washington’s cost-of-living index is 108 versus 113 for New York (US = 100). Use the salary tool above to see the income you’d need to keep the same lifestyle.

Is New York cheaper than Washington?

Washington is about 4% cheaper than New York overall — its cost-of-living index is 108 versus 113 for New York.

Which is more expensive, New York or Washington?

New York is more expensive than Washington. Its cost-of-living index is 113 vs 108 (US = 100) — about 5% higher.

Is rent cheaper in New York or Washington?

Rent is cheaper in Washington — about $2,300/month for a one-bedroom in the city centre, vs $3,800 in New York.

How much do you need to earn in Washington to live like in New York?

To keep the same standard of living, a $75,000 salary in New York is worth about $72,160 in Washington. Enter your own figure in the calculator above.

Which has lower taxes, New York or Washington?

Both cities are in the same country, so national income tax (37%) and VAT are identical; only local cost of living differs.

◷ More comparisons from New York

How we calculate these figures →

Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.