✦ Compare
New York vs
Philadelphia
Cost-of-living comparison and salary equivalence. Enter your current salary to see what you'd need to earn to live equally well.
New York, NY vs Philadelphia, PA at a glance — Philadelphia, PA is 8% cheaper than New York, NY overall. Median 1-bed rent runs about $1,600/mo versus $3,800/mo. The top national income-tax rate is 37%.
To keep the same standard of living in Philadelphia, PA, you'd need
$68,981 / year
Philadelphia, PA is 8% cheaper overall
Category breakdown (Philadelphia, PA vs New York, NY)
- Housing-33%
- Food & groceries+13%
- Transport+16%
- Utilities+25%
- Healthcare+29%
- Goods & services+5%
Median 1-bed rent
$3,800 /mo
New York, NY overview →
Median 1-bed rent
$1,600 /mo
Philadelphia, PA overview →
◎ How New York, NY and Philadelphia, PA compare
Index vs the US average — the line marks 100. Lower is cheaper.
▤ Full comparison
| New York, NY | Philadelphia, PA | |
|---|---|---|
| Cost of living | ||
| Overall cost index | 113 | 104 |
| Housing | 170 | 114 |
| Food | 86 | 97 |
| Transport | 89 | 103 |
| Utilities | 79 | 99 |
| Healthcare | 77 | 99 |
| Goods & services | 94 | 99 |
| Housing | ||
| Rent, 1-bed centre | $3,800/mo | $1,600/mo |
| Rent, 1-bed outside | $2,600/mo | $1,250/mo |
| Rent, 3-bed centre | $7,500/mo | $2,900/mo |
| Buy price / m² centre | $15,000 | $4,500 |
| Money & purchasing power | ||
| $1,000 goes as far as | $887 | $964 |
| Inexpensive meal | $25 | $18 |
| Monthly transit pass | $132 | $96 |
| Taxes | ||
| Income tax (top rate) | 37% | 37% |
| VAT / sales tax | 0% | 0% |
| Social security (employee) | 7.7% | 7.7% |
| Corporate tax | 21% | 21% |
| Capital gains | 20% | 20% |
| Economy & salaries | ||
| Avg net salary | $4,300/mo | $4,300/mo |
| Minimum wage | $1,257/mo✓ | $1,257/mo✓ |
| GDP per capita | $90,027✓ | $90,027✓ |
| Work & digital nomad | ||
| Digital-nomad visa | No | No |
| English proficiency | Native | Native |
| Coworking spaces | 200 | 50 |
| Time zone | UTC-5 | UTC-5 |
| Quality of life | ||
| Quality of life (overall) | 69 | 65 |
| Safety index | 55 | 45 |
| Healthcare index | 78 | 80 |
| Pollution index | 55 | 45 |
| Internet speed | 200 Mbps | 200 Mbps |
| Walkability | 90 | 79 |
| Public transport | 85 | 68 |
| Family-friendly | 55 | 60 |
| Tap water | Safe to drink | Safe to drink |
| Health insurance | $500/mo | $450/mo |
| Life expectancy | 79 yr✓ | 79 yr✓ |
| LGBTQ+ acceptance | High | High |
| Climate | ||
| January avg | 0 °C | +1 °C |
| July avg | +25 °C | +26 °C |
| Sunny days / year | 234 | 207 |
| Rainfall / year | 1,200 mm | 1,060 mm |
| Connectivity | ||
| Flight to nearest hub | 1 h | 1 h |
Taxes & Economy & salaries: United States vs United States. Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.
✓ = official statistics (US DOL (federal), World Bank 2025, World Bank 2024). Unmarked figures are CostTrek estimates. How we calculate these figures →
Cost of living: New York vs Philadelphia — in your currency
Converted from USD at approximate rates (2026-09).
Good to know before you move to New York
The benchmark against which everywhere else feels cheap. World-class salaries and everything else, offset by the highest rents in the dataset.
- Currency
- US dollar ($ USD)
- Languages
- English
- Time zone
- UTC-5
- Internet
- 200 Mbps
- English
- Native language
- Safety
- 55/100
- Climate
- ❄ 0°C · ☀ 25°C · 234 sunny days/yr
- Tap water
- Safe to drink
- Power
- A/B · 120V
- Driving
- Right-hand side
- Popular areas
- Manhattan · Brooklyn · Queens
Good to know before you move to Philadelphia
History, cheesesteaks and East-Coast walkability at a discount to New York, an hour away.
- Currency
- US dollar ($ USD)
- Languages
- English
- Time zone
- UTC-5
- Internet
- 200 Mbps
- English
- Native language
- Safety
- 45/100
- Climate
- ❄ 1°C · ☀ 26°C · 207 sunny days/yr
- Tap water
- Safe to drink
- Power
- A/B · 120V
- Driving
- Right-hand side
- Popular areas
- Center City · Fishtown · University City
Plan your move to New York
Everything you will book for the move — sorted, and updated as we add partners.
- FlightsCheapvuelos
- FlightsAviasales
- HotelsPlanetofhotels
- Car rentalEconomybookings
- Airport transferKiwitaxi
- Tours & ticketsKlook
- InsuranceSafetyWing
- eSIM / dataAiralo
- Luggage storageRadical Storage
- Parking & carWay.com
Sponsored
Plan your move to Philadelphia
Everything you will book for the move — sorted, and updated as we add partners.
- FlightsCheapvuelos
- FlightsAviasales
- HotelsPlanetofhotels
- Car rentalEconomybookings
- Airport transferKiwitaxi
- Tours & ticketsKlook
- eSIM / dataAiralo
- Luggage storageRadical Storage
- Parking & carWay.com
Sponsored
? Frequently asked questions
Moving from New York to Philadelphia: cheaper or more expensive?
Moving from New York to Philadelphia, your cost of living will be roughly 8% cheaper. Philadelphia’s cost-of-living index is 104 versus 113 for New York (US = 100). Use the salary tool above to see the income you’d need to keep the same lifestyle.
Is New York cheaper than Philadelphia?
Philadelphia is about 8% cheaper than New York overall — its cost-of-living index is 104 versus 113 for New York.
Which is more expensive, New York or Philadelphia?
New York is more expensive than Philadelphia. Its cost-of-living index is 113 vs 104 (US = 100) — about 9% higher.
Is rent cheaper in New York or Philadelphia?
Rent is cheaper in Philadelphia — about $1,600/month for a one-bedroom in the city centre, vs $3,800 in New York.
How much do you need to earn in Philadelphia to live like in New York?
To keep the same standard of living, a $75,000 salary in New York is worth about $68,981 in Philadelphia. Enter your own figure in the calculator above.
Which has lower taxes, New York or Philadelphia?
Both cities are in the same country, so national income tax (37%) and VAT are identical; only local cost of living differs.
◷ More comparisons from New York
How we calculate these figures →
Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.