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Houston vs New York

Cost-of-living comparison and salary equivalence. Enter your current salary to see what you'd need to earn to live equally well.

Houston, TX vs New York, NY at a glance — New York, NY is 13% more expensive than Houston, TX overall. Median 1-bed rent runs about $3,800/mo versus $1,400/mo. The top national income-tax rate is 37%.

$/ year

To keep the same standard of living in New York, NY, you'd need

$84,781 / year

New York, NY is 13% more expensive overall

Category breakdown (New York, NY vs Houston, TX)

  • Housing+70%
  • Food & groceries-10%
  • Transport-13%
  • Utilities-25%
  • Healthcare-21%
  • Goods & services-5%

◎ How Houston, TX and New York, NY compare

HousingFood & groceriesTransportUtilitiesHealthcareGoods & services
Houston, TXNew York, NY

Index vs the US average — the line marks 100. Lower is cheaper.

▤ Full comparison

Houston, TXNew York, NY
Cost of living
Overall cost index100113
Housing100170
Food9686
Transport10289
Utilities10679
Healthcare9877
Goods & services9994
Housing
Rent, 1-bed centre$1,400/mo$3,800/mo
Rent, 1-bed outside$1,100/mo$2,600/mo
Rent, 3-bed centre$2,600/mo$7,500/mo
Buy price / m² centre$3,300$15,000
Money & purchasing power
$1,000 goes as far as$1,002$887
Inexpensive meal$16$25
Monthly transit pass$60$132
Taxes
Income tax (top rate)37%37%
VAT / sales tax0%0%
Social security (employee)7.7%7.7%
Corporate tax21%21%
Capital gains20%20%
Economy & salaries
Avg net salary$4,300/mo$4,300/mo
Minimum wage$1,257/mo✓$1,257/mo✓
GDP per capita$90,027✓$90,027✓
Work & digital nomad
Digital-nomad visaNoNo
English proficiencyNativeNative
Coworking spaces45200
Time zoneUTC-6UTC-5
Quality of life
Quality of life (overall)5969
Safety index4855
Healthcare index7878
Pollution index5055
Internet speed200 Mbps200 Mbps
Walkability4890
Public transport4285
Family-friendly6255
Tap waterSafe to drinkSafe to drink
Health insurance$450/mo$500/mo
Life expectancy79 yr✓79 yr✓
LGBTQ+ acceptanceHighHigh
Climate
January avg+12 °C0 °C
July avg+30 °C+25 °C
Sunny days / year204234
Rainfall / year1,260 mm1,200 mm
Connectivity
Flight to nearest hub1 h1 h

Taxes & Economy & salaries: United States vs United States. Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.

✓ = official statistics (US DOL (federal), World Bank 2025, World Bank 2024). Unmarked figures are CostTrek estimates. How we calculate these figures →

Cost of living: Houston vs New York — in your currency

HoustonNew York
1-bed rent, city centre$1,400$3,800
1-bed rent, outside centre$1,100$2,600
Inexpensive meal$16$25
Monthly transit pass$60$132
Utilities (monthly)$180$180

Converted from USD at approximate rates (2026-09).

Good to know before you move to Houston

America's energy capital — cheap, diverse and spread out, with hot, humid summers.

Currency
US dollar ($ USD)
Languages
English
Time zone
UTC-6
Internet
200 Mbps
English
Native language
Safety
48/100
Climate
❄ 12°C · ☀ 30°C · 204 sunny days/yr
Tap water
Safe to drink
Power
A/B · 120V
Driving
Right-hand side
Popular areas
Montrose · The Heights · Midtown

Good to know before you move to New York

The benchmark against which everywhere else feels cheap. World-class salaries and everything else, offset by the highest rents in the dataset.

Currency
US dollar ($ USD)
Languages
English
Time zone
UTC-5
Internet
200 Mbps
English
Native language
Safety
55/100
Climate
❄ 0°C · ☀ 25°C · 234 sunny days/yr
Tap water
Safe to drink
Power
A/B · 120V
Driving
Right-hand side
Popular areas
Manhattan · Brooklyn · Queens

? Frequently asked questions

Moving from Houston to New York: cheaper or more expensive?

Moving from Houston to New York, your cost of living will be roughly 13% more expensive. New York’s cost-of-living index is 113 versus 100 for Houston (US = 100). Use the salary tool above to see the income you’d need to keep the same lifestyle.

Is Houston cheaper than New York?

New York is about 13% more expensive than Houston overall — its cost-of-living index is 113 versus 100 for Houston.

Which is more expensive, Houston or New York?

New York is more expensive than Houston. Its cost-of-living index is 113 vs 100 (US = 100) — about 13% higher.

Is rent cheaper in Houston or New York?

Rent is cheaper in Houston — about $1,400/month for a one-bedroom in the city centre, vs $3,800 in New York.

How much do you need to earn in New York to live like in Houston?

To keep the same standard of living, a $75,000 salary in Houston is worth about $84,781 in New York. Enter your own figure in the calculator above.

Which has lower taxes, Houston or New York?

Both cities are in the same country, so national income tax (37%) and VAT are identical; only local cost of living differs.

◷ More comparisons from Houston

How we calculate these figures →

Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.