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Montreal vs New York

Cost-of-living comparison and salary equivalence. Enter your current salary to see what you'd need to earn to live equally well.

$/ year

To keep the same standard of living in New York, NY, you'd need

$85,501 / year

New York, NY is 14% more expensive overall

Category breakdown (New York, NY vs Montreal, CA)

  • Housing+67%
  • Food & groceries-19%
  • Transport+11%
  • Utilities-19%
  • Healthcare-4%
  • Goods & services-10%

β—Ž How Montreal, CA and New York, NY compare

HousingFood & groceriesTransportUtilitiesHealthcareGoods & services
Montreal, CANew York, NY

Index vs the US average β€” the line marks 100. Lower is cheaper.

β–€ Full comparison

Montreal, CANew York, NY
Cost of living
Overall cost index99113
Housing102170
Food10686
Transport8089
Utilities9879
Healthcare8077
Goods & services10594
Housing
Rent, 1-bed centre$1,150/mo$3,800/mo
Rent, 1-bed outside$900/mo$2,600/mo
Rent, 3-bed centre$2,200/mo$7,500/mo
Buy price / mΒ² centre$5,500$15,000
Money & purchasing power
$1,000 goes as far as$1,011$887
Inexpensive meal$18$25
Monthly transit pass$70$132
Taxes
Income tax (top rate)33%37%
VAT / sales tax5%0%
Social security (employee)β€”7.7%
Corporate tax26.5%21%
Capital gainsβ€”20%
Economy & salaries
Avg net salary$3,300/mo$4,300/mo
Minimum wage$1,900/mo$1,257/mo
GDP per capita$55,698$90,027
Inflation (annual)2.1%β€”
Work & digital nomad
Digital-nomad visaYesNo
English proficiencyHighNative
Coworking spaces50200
Time zoneUTC-5UTC-5
Quality of life
Safety index7255
Healthcare index7878
Pollution index3555
Internet speed180 Mbps200 Mbps
Walkability7890
Public transport7885
Family-friendly7455
Tap waterSafe to drinkSafe to drink
Health insuranceβ€”$500/mo
Life expectancy82 yr79 yr
LGBTQ+ acceptanceHighHigh
Climate
January avg-9 Β°C0 Β°C
July avg+21 Β°C+25 Β°C
Sunny days / year160234
Rainfall / year1,000 mm1,200 mm
Connectivity
Flight to nearest hub2 h1 h

Taxes & Economy & salaries: Canada vs United States. Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.

Good to know before you move to Montreal

A bilingual, European-flavoured metropolis and the most affordable of Canada's big cities β€” rents well below Toronto or Vancouver, a huge festival and food culture, and cheap universities. The catch is the long, brutally cold winter and Quebec's French-first bureaucracy.

Currency
Canadian dollar ($ CAD)
Languages
English, French
Time zone
UTC-5
Internet
180 Mbps
English
Widely spoken
Safety
72/100
Climate
❄ -9Β°C Β· β˜€ 21Β°C Β· 160 sunny days/yr
Tap water
Safe to drink
Power
A/B Β· 120V
Driving
Right-hand side
Popular areas
Plateau-Mont-Royal Β· Mile End Β· Griffintown Β· Rosemont

Good to know before you move to New York

The benchmark against which everywhere else feels cheap. World-class salaries and everything else, offset by the highest rents in the dataset.

Currency
US dollar ($ USD)
Languages
English
Time zone
UTC-5
Internet
200 Mbps
English
Native language
Safety
55/100
Climate
❄ 0Β°C Β· β˜€ 25Β°C Β· 234 sunny days/yr
Tap water
Safe to drink
Power
A/B Β· 120V
Driving
Right-hand side
Popular areas
Manhattan Β· Brooklyn Β· Queens

? Frequently asked questions

Moving from Montreal to New York: cheaper or more expensive?

Moving from Montreal to New York, your cost of living will be roughly 14% more expensive. New York’s cost-of-living index is 113 versus 99 for Montreal (US = 100). Use the salary tool above to see the income you’d need to keep the same lifestyle.

Is Montreal cheaper than New York?

New York is about 14% more expensive than Montreal overall β€” its cost-of-living index is 113 versus 99 for Montreal.

How much do you need to earn in New York to live like in Montreal?

To keep the same standard of living, a $75,000 salary in Montreal is worth about $85,501 in New York. Enter your own figure in the calculator above.

Which has lower taxes, Montreal or New York?

Canada has the lower top income-tax rate β€” 33% versus 37% in United States.

β—· More comparisons from Montreal

Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.