✦ Compare
Montreal vs
San Francisco
Cost-of-living comparison and salary equivalence. Enter your current salary to see what you'd need to earn to live equally well.
To keep the same standard of living in San Francisco, CA, you'd need
$89,663 / year
San Francisco, CA is 20% more expensive overall
Category breakdown (San Francisco, CA vs Montreal, CA)
- Housing+71%
- Food & groceries-11%
- Transport+15%
- Utilities-11%
- Healthcare+15%
- Goods & services-7%
Median 1-bed rent
$1,150 /mo
Montreal, CA overview →
Median 1-bed rent
$3,300 /mo
San Francisco, CA overview →
◎ How Montreal, CA and San Francisco, CA compare
Index vs the US average — the line marks 100. Lower is cheaper.
▤ Full comparison
| Montreal, CA | San Francisco, CA | |
|---|---|---|
| Cost of living | ||
| Overall cost index | 99 | 118 |
| Housing | 102 | 174 |
| Food | 106 | 94 |
| Transport | 80 | 92 |
| Utilities | 98 | 87 |
| Healthcare | 80 | 92 |
| Goods & services | 105 | 98 |
| Housing | ||
| Rent, 1-bed centre | $1,150/mo | $3,300/mo |
| Rent, 1-bed outside | $900/mo | $2,500/mo |
| Rent, 3-bed centre | $2,200/mo | $6,500/mo |
| Buy price / m² centre | $5,500 | $14,000 |
| Money & purchasing power | ||
| $1,000 goes as far as | $1,011 | $846 |
| Inexpensive meal | $18 | $22 |
| Monthly transit pass | $70 | $98 |
| Taxes | ||
| Income tax (top rate) | 33% | 37% |
| VAT / sales tax | 5% | 0% |
| Social security (employee) | — | 7.7% |
| Corporate tax | 26.5% | 21% |
| Capital gains | — | 20% |
| Economy & salaries | ||
| Avg net salary | $3,300/mo | $4,300/mo |
| Minimum wage | $1,900/mo | $1,257/mo |
| GDP per capita | $55,698 | $90,027 |
| Inflation (annual) | 2.1% | — |
| Work & digital nomad | ||
| Digital-nomad visa | Yes | No |
| English proficiency | High | Native |
| Coworking spaces | 50 | 150 |
| Time zone | UTC-5 | UTC-8 |
| Quality of life | ||
| Safety index | 72 | 45 |
| Healthcare index | 78 | 80 |
| Pollution index | 35 | 40 |
| Internet speed | 180 Mbps | 220 Mbps |
| Walkability | 78 | 88 |
| Public transport | 78 | 80 |
| Family-friendly | 74 | 55 |
| Tap water | Safe to drink | Safe to drink |
| Health insurance | — | $500/mo |
| Life expectancy | 82 yr | 79 yr |
| LGBTQ+ acceptance | High | High |
| Climate | ||
| January avg | -9 °C | +11 °C |
| July avg | +21 °C | +17 °C |
| Sunny days / year | 160 | 256 |
| Rainfall / year | 1,000 mm | 600 mm |
| Connectivity | ||
| Flight to nearest hub | 2 h | 1 h |
Taxes & Economy & salaries: Canada vs United States. Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.
Good to know before you move to Montreal
A bilingual, European-flavoured metropolis and the most affordable of Canada's big cities — rents well below Toronto or Vancouver, a huge festival and food culture, and cheap universities. The catch is the long, brutally cold winter and Quebec's French-first bureaucracy.
- Currency
- Canadian dollar ($ CAD)
- Languages
- English, French
- Time zone
- UTC-5
- Internet
- 180 Mbps
- English
- Widely spoken
- Safety
- 72/100
- Climate
- ❄ -9°C · ☀ 21°C · 160 sunny days/yr
- Tap water
- Safe to drink
- Power
- A/B · 120V
- Driving
- Right-hand side
- Popular areas
- Plateau-Mont-Royal · Mile End · Griffintown · Rosemont
Good to know before you move to San Francisco
Tech's global capital — the highest salaries in the US, and rents to match, wrapped in fog and hills.
- Currency
- US dollar ($ USD)
- Languages
- English
- Time zone
- UTC-8
- Internet
- 220 Mbps
- English
- Native language
- Safety
- 45/100
- Climate
- ❄ 11°C · ☀ 17°C · 256 sunny days/yr
- Tap water
- Safe to drink
- Power
- A/B · 120V
- Driving
- Right-hand side
- Popular areas
- Mission · SoMa · Hayes Valley
Plan your move to Montreal
Everything you will book for the move — sorted, and updated as we add partners.
- FlightsCheapvuelos
- FlightsAviasales
- Car rentalEconomybookings
- Airport transferKiwitaxi
- Tours & ticketsKlook
- InsuranceSafetyWing
- eSIM / dataAiralo
- Luggage storageRadical Storage
- Parking & carWay.com
Sponsored
Plan your move to San Francisco
Everything you will book for the move — sorted, and updated as we add partners.
- FlightsCheapvuelos
- FlightsAviasales
- HotelsNH Hotels
- Car rentalEconomybookings
- Airport transferKiwitaxi
- Tours & ticketsKlook
- eSIM / dataAiralo
- Luggage storageRadical Storage
- Parking & carWay.com
Sponsored
? Frequently asked questions
Moving from Montreal to San Francisco: cheaper or more expensive?
Moving from Montreal to San Francisco, your cost of living will be roughly 20% more expensive. San Francisco’s cost-of-living index is 118 versus 99 for Montreal (US = 100). Use the salary tool above to see the income you’d need to keep the same lifestyle.
Is Montreal cheaper than San Francisco?
San Francisco is about 20% more expensive than Montreal overall — its cost-of-living index is 118 versus 99 for Montreal.
How much do you need to earn in San Francisco to live like in Montreal?
To keep the same standard of living, a $75,000 salary in Montreal is worth about $89,663 in San Francisco. Enter your own figure in the calculator above.
Which has lower taxes, Montreal or San Francisco?
Canada has the lower top income-tax rate — 33% versus 37% in United States.
◷ More comparisons from Montreal
Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.