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San Francisco vs Seattle

Cost-of-living comparison and salary equivalence. Enter your current salary to see what you'd need to earn to live equally well.

San Francisco, CA vs Seattle, WA at a glance — Seattle, WA is 4% cheaper than San Francisco, CA overall. Median 1-bed rent runs about $2,100/mo versus $3,300/mo. The top national income-tax rate is 37%.

$/ year

To keep the same standard of living in Seattle, WA, you'd need

$71,759 / year

Seattle, WA is 4% cheaper overall

Category breakdown (Seattle, WA vs San Francisco, CA)

  • Housing-16%
  • Food & groceries+5%
  • Transport+11%
  • Utilities-2%
  • Healthcare+11%
  • Goods & services+3%

◎ How San Francisco, CA and Seattle, WA compare

HousingFood & groceriesTransportUtilitiesHealthcareGoods & services
San Francisco, CASeattle, WA

Index vs the US average — the line marks 100. Lower is cheaper.

▤ Full comparison

San Francisco, CASeattle, WA
Cost of living
Overall cost index118113
Housing174146
Food9499
Transport92102
Utilities8785
Healthcare92102
Goods & services98101
Housing
Rent, 1-bed centre$3,300/mo$2,100/mo
Rent, 1-bed outside$2,500/mo$1,650/mo
Rent, 3-bed centre$6,500/mo$4,200/mo
Buy price / m² centre$14,000$9,500
Money & purchasing power
$1,000 goes as far as$846$884
Inexpensive meal$22$20
Monthly transit pass$98$99
Taxes
Income tax (top rate)37%37%
VAT / sales tax0%0%
Social security (employee)7.7%7.7%
Corporate tax21%21%
Capital gains20%20%
Economy & salaries
Avg net salary$4,300/mo$4,300/mo
Minimum wage$1,257/mo✓$1,257/mo✓
GDP per capita$90,027✓$90,027✓
Work & digital nomad
Digital-nomad visaNoNo
English proficiencyNativeNative
Coworking spaces15070
Time zoneUTC-8UTC-8
Quality of life
Quality of life (overall)7069
Safety index4552
Healthcare index8080
Pollution index4030
Internet speed220 Mbps200 Mbps
Walkability8874
Public transport8070
Family-friendly5562
Tap waterSafe to drinkSafe to drink
Health insurance$500/mo$450/mo
Life expectancy79 yr✓79 yr✓
LGBTQ+ acceptanceHighHigh
Climate
January avg+11 °C+5 °C
July avg+17 °C+19 °C
Sunny days / year256152
Rainfall / year600 mm950 mm
Connectivity
Flight to nearest hub1 h1.5 h

Taxes & Economy & salaries: United States vs United States. Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.

✓ = official statistics (US DOL (federal), World Bank 2025, World Bank 2024). Unmarked figures are CostTrek estimates. How we calculate these figures →

Cost of living: San Francisco vs Seattle — in your currency

San FranciscoSeattle
1-bed rent, city centre$3,300$2,100
1-bed rent, outside centre$2,500$1,650
Inexpensive meal$22$20
Monthly transit pass$98$99
Utilities (monthly)$170$180

Converted from USD at approximate rates (2026-09).

Good to know before you move to San Francisco

Tech's global capital — the highest salaries in the US, and rents to match, wrapped in fog and hills.

Currency
US dollar ($ USD)
Languages
English
Time zone
UTC-8
Internet
220 Mbps
English
Native language
Safety
45/100
Climate
❄ 11°C · ☀ 17°C · 256 sunny days/yr
Tap water
Safe to drink
Power
A/B · 120V
Driving
Right-hand side
Popular areas
Mission · SoMa · Hayes Valley

Good to know before you move to Seattle

Big tech without state income tax, ringed by mountains and water — bring a rain jacket.

Currency
US dollar ($ USD)
Languages
English
Time zone
UTC-8
Internet
200 Mbps
English
Native language
Safety
52/100
Climate
❄ 5°C · ☀ 19°C · 152 sunny days/yr
Tap water
Safe to drink
Power
A/B · 120V
Driving
Right-hand side
Popular areas
Capitol Hill · Ballard · Fremont

? Frequently asked questions

Moving from San Francisco to Seattle: cheaper or more expensive?

Moving from San Francisco to Seattle, your cost of living will be roughly 4% cheaper. Seattle’s cost-of-living index is 113 versus 118 for San Francisco (US = 100). Use the salary tool above to see the income you’d need to keep the same lifestyle.

Is San Francisco cheaper than Seattle?

Seattle is about 4% cheaper than San Francisco overall — its cost-of-living index is 113 versus 118 for San Francisco.

Which is more expensive, San Francisco or Seattle?

San Francisco is more expensive than Seattle. Its cost-of-living index is 118 vs 113 (US = 100) — about 4% higher.

Is rent cheaper in San Francisco or Seattle?

Rent is cheaper in Seattle — about $2,100/month for a one-bedroom in the city centre, vs $3,300 in San Francisco.

How much do you need to earn in Seattle to live like in San Francisco?

To keep the same standard of living, a $75,000 salary in San Francisco is worth about $71,759 in Seattle. Enter your own figure in the calculator above.

Which has lower taxes, San Francisco or Seattle?

Both cities are in the same country, so national income tax (37%) and VAT are identical; only local cost of living differs.

◷ More comparisons from San Francisco

How we calculate these figures →

Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.