✦ Compare
Ho Chi Minh City vs
San Francisco
Cost-of-living comparison and salary equivalence. Enter your current salary to see what you'd need to earn to live equally well.
Ho Chi Minh City, VN vs San Francisco, CA at a glance — San Francisco, CA is 162% more expensive than Ho Chi Minh City, VN overall. Median 1-bed rent runs about $3,300/mo versus $500/mo. Top income tax: 37% vs 35%.
To keep the same standard of living in San Francisco, CA, you'd need
$196,619 / year
San Francisco, CA is 162% more expensive overall
Category breakdown (San Francisco, CA vs Ho Chi Minh City, VN)
- Housing+358%
- Food & groceries+124%
- Transport+163%
- Utilities+58%
- Healthcare+104%
- Goods & services+78%
Median 1-bed rent
$500 /mo
Ho Chi Minh City, VN overview →
Median 1-bed rent
$3,300 /mo
San Francisco, CA overview →
◎ How Ho Chi Minh City, VN and San Francisco, CA compare
Index vs the US average — the line marks 100. Lower is cheaper.
▤ Full comparison
| Ho Chi Minh City, VN | San Francisco, CA | |
|---|---|---|
| Cost of living | ||
| Overall cost index | 45 | 118 |
| Housing | 38 | 174 |
| Food | 42 | 94 |
| Transport | 35 | 92 |
| Utilities | 55 | 87 |
| Healthcare | 45 | 92 |
| Goods & services | 55 | 98 |
| Housing | ||
| Rent, 1-bed centre | $500/mo | $3,300/mo |
| Rent, 1-bed outside | $320/mo | $2,500/mo |
| Rent, 3-bed centre | $1,000/mo | $6,500/mo |
| Buy price / m² centre | $3,500 | $14,000 |
| Money & purchasing power | ||
| $1,000 goes as far as | $2,217 | $846 |
| Inexpensive meal | $3 | $22 |
| Monthly transit pass | — | $98 |
| Taxes | ||
| Income tax (top rate) | 35% | 37% |
| VAT / sales tax | 10% | 0% |
| Social security (employee) | — | 7.7% |
| Corporate tax | 20% | 21% |
| Capital gains | — | 20% |
| Economy & salaries | ||
| Avg net salary | $500/mo | $4,300/mo |
| Avg annual wage (OECD, PPP) | — | $86,977✓ |
| Minimum wage | $200/mo | $1,257/mo✓ |
| GDP per capita | $4,347✓ | $90,027✓ |
| Inflation (annual) | 3.6%✓ | — |
| Work & digital nomad | ||
| Digital-nomad visa | No | No |
| English proficiency | Moderate | Native |
| Coworking spaces | 40 | 150 |
| Time zone | UTC+7 | UTC-8 |
| Quality of life | ||
| Quality of life (overall) | 48 | 70 |
| Safety index | 60 | 45 |
| Healthcare index | 55 | 80 |
| Pollution index | 65 | 40 |
| Internet speed | 90 Mbps | 220 Mbps |
| Walkability | 40 | 88 |
| Public transport | 35 | 80 |
| Family-friendly | 55 | 55 |
| Tap water | Use caution | Safe to drink |
| Health insurance | — | $500/mo |
| Life expectancy | 75 yr✓ | 79 yr✓ |
| LGBTQ+ acceptance | Moderate | High |
| Climate | ||
| January avg | +27 °C | +11 °C |
| July avg | +28 °C | +17 °C |
| Sunny days / year | 220 | 256 |
| Rainfall / year | 1,900 mm | 600 mm |
| Connectivity | ||
| Flight to nearest hub | 2 h | 1 h |
Taxes & Economy & salaries: Vietnam vs United States. Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.
✓ = official statistics (OECD (PPP), US DOL (federal), World Bank 2025, World Bank 2024). Unmarked figures are CostTrek estimates. How we calculate these figures →
Cost of living: Ho Chi Minh City vs San Francisco — in your currency
Converted from USD at approximate rates (2026-09).
Good to know before you move to Ho Chi Minh City
Saigon runs on motorbikes, coffee and relentless energy — one of Asia's cheapest big cities, with a fast-growing nomad and startup scene in District 1 and Thao Dien. No dedicated visa yet, so most stay on rolling e-visas.
- Currency
- Vietnamese dong (₫ VND)
- Languages
- Vietnamese
- Time zone
- UTC+7
- Internet
- 90 Mbps
- English
- Fairly common
- Safety
- 60/100
- Climate
- ❄ 27°C · ☀ 28°C · 220 sunny days/yr
- Tap water
- Bottled recommended
- Power
- A/C/F · 220V
- Driving
- Right-hand side
- Popular areas
- District 1 · Thao Dien · Binh Thanh · Phu Nhuan
Good to know before you move to San Francisco
Tech's global capital — the highest salaries in the US, and rents to match, wrapped in fog and hills.
- Currency
- US dollar ($ USD)
- Languages
- English
- Time zone
- UTC-8
- Internet
- 220 Mbps
- English
- Native language
- Safety
- 45/100
- Climate
- ❄ 11°C · ☀ 17°C · 256 sunny days/yr
- Tap water
- Safe to drink
- Power
- A/B · 120V
- Driving
- Right-hand side
- Popular areas
- Mission · SoMa · Hayes Valley
Plan your move to Ho Chi Minh City
Everything you will book for the move — sorted, and updated as we add partners.
- FlightsCheapvuelos
- FlightsAviasales
- HotelsPlanetofhotels
- Car rentalLocalrent
- Scooter rentalBikesBooking
- Airport transferKiwitaxi
- Tours & ticketsKlook
- InsuranceSafetyWing
- eSIM / dataAiralo
- Luggage storageRadical Storage
Sponsored
Plan your move to San Francisco
Everything you will book for the move — sorted, and updated as we add partners.
- FlightsCheapvuelos
- FlightsAviasales
- HotelsPlanetofhotels
- Car rentalDiscoverCars
- Airport transferKiwitaxi
- Tours & ticketsKlook
- eSIM / dataAiralo
- Luggage storageRadical Storage
- Parking & carWay.com
Sponsored
? Frequently asked questions
Moving from Ho Chi Minh City to San Francisco: cheaper or more expensive?
Moving from Ho Chi Minh City to San Francisco, your cost of living will be roughly 162% more expensive. San Francisco’s cost-of-living index is 118 versus 45 for Ho Chi Minh City (US = 100). Use the salary tool above to see the income you’d need to keep the same lifestyle.
Is Ho Chi Minh City cheaper than San Francisco?
San Francisco is about 162% more expensive than Ho Chi Minh City overall — its cost-of-living index is 118 versus 45 for Ho Chi Minh City.
Which is more expensive, Ho Chi Minh City or San Francisco?
San Francisco is more expensive than Ho Chi Minh City. Its cost-of-living index is 118 vs 45 (US = 100) — about 162% higher.
Is rent cheaper in Ho Chi Minh City or San Francisco?
Rent is cheaper in Ho Chi Minh City — about $500/month for a one-bedroom in the city centre, vs $3,300 in San Francisco.
How much do you need to earn in San Francisco to live like in Ho Chi Minh City?
To keep the same standard of living, a $75,000 salary in Ho Chi Minh City is worth about $196,619 in San Francisco. Enter your own figure in the calculator above.
Which has lower taxes, Ho Chi Minh City or San Francisco?
Vietnam has the lower top income-tax rate — 35% versus 37% in United States.
◷ More comparisons from Ho Chi Minh City
How we calculate these figures →
Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.