✦ Compare
Mumbai vs
San Francisco
Cost-of-living comparison and salary equivalence. Enter your current salary to see what you'd need to earn to live equally well.
Mumbai, IN vs San Francisco, CA at a glance — San Francisco, CA is 106% more expensive than Mumbai, IN overall. Median 1-bed rent runs about $3,300/mo versus $700/mo. Top income tax: 37% vs 30%.
To keep the same standard of living in San Francisco, CA, you'd need
$154,656 / year
San Francisco, CA is 106% more expensive overall
Category breakdown (San Francisco, CA vs Mumbai, IN)
- Housing+190%
- Food & groceries+88%
- Transport+104%
- Utilities+2%
- Healthcare+67%
- Goods & services+75%
Median 1-bed rent
$700 /mo
Mumbai, IN overview →
Median 1-bed rent
$3,300 /mo
San Francisco, CA overview →
◎ How Mumbai, IN and San Francisco, CA compare
Index vs the US average — the line marks 100. Lower is cheaper.
▤ Full comparison
| Mumbai, IN | San Francisco, CA | |
|---|---|---|
| Cost of living | ||
| Overall cost index | 57 | 118 |
| Housing | 60 | 174 |
| Food | 50 | 94 |
| Transport | 45 | 92 |
| Utilities | 85 | 87 |
| Healthcare | 55 | 92 |
| Goods & services | 56 | 98 |
| Housing | ||
| Rent, 1-bed centre | $700/mo | $3,300/mo |
| Rent, 1-bed outside | $400/mo | $2,500/mo |
| Rent, 3-bed centre | $1,800/mo | $6,500/mo |
| Buy price / m² centre | $8,000 | $14,000 |
| Money & purchasing power | ||
| $1,000 goes as far as | $1,744 | $846 |
| Inexpensive meal | $3 | $22 |
| Monthly transit pass | $15 | $98 |
| Taxes | ||
| Income tax (top rate) | 30% | 37% |
| VAT / sales tax | 18% | 0% |
| Social security (employee) | — | 7.7% |
| Corporate tax | 25% | 21% |
| Capital gains | — | 20% |
| Economy & salaries | ||
| Avg net salary | $500/mo | $4,300/mo |
| Minimum wage | $150/mo | $1,257/mo✓ |
| GDP per capita | $2,702✓ | $90,027✓ |
| Inflation (annual) | 2.4%✓ | — |
| Work & digital nomad | ||
| Digital-nomad visa | No | No |
| English proficiency | High | Native |
| Coworking spaces | 80 | 150 |
| Time zone | UTC+5.5 | UTC-8 |
| Quality of life | ||
| Quality of life (overall) | 50 | 70 |
| Safety index | 50 | 45 |
| Healthcare index | 60 | 80 |
| Pollution index | 85 | 40 |
| Internet speed | 70 Mbps | 220 Mbps |
| Walkability | 60 | 88 |
| Public transport | 60 | 80 |
| Family-friendly | 55 | 55 |
| Tap water | Use caution | Safe to drink |
| Health insurance | $30/mo | $500/mo |
| Life expectancy | 72 yr✓ | 79 yr✓ |
| LGBTQ+ acceptance | Low | High |
| Climate | ||
| January avg | +24 °C | +11 °C |
| July avg | +28 °C | +17 °C |
| Sunny days / year | 200 | 256 |
| Rainfall / year | 2,400 mm | 600 mm |
| Connectivity | ||
| Flight to nearest hub | 3 h | 1 h |
Taxes & Economy & salaries: India vs United States. Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.
✓ = official statistics (US DOL (federal), World Bank 2025, World Bank 2024). Unmarked figures are CostTrek estimates. How we calculate these figures →
Cost of living: Mumbai vs San Francisco — in your currency
Converted from USD at approximate rates (2026-09).
Good to know before you move to Mumbai
India's financial and Bollywood capital — intense, fast and cheap by global standards, if crowded and humid.
- Currency
- Indian rupee (₹ INR)
- Languages
- Hindi, English
- Time zone
- UTC+5.5
- Internet
- 70 Mbps
- English
- Widely spoken
- Safety
- 50/100
- Climate
- ❄ 24°C · ☀ 28°C · 200 sunny days/yr
- Tap water
- Bottled recommended
- Power
- C/D/M · 230V
- Driving
- Left-hand side
- Popular areas
- Bandra · Andheri · Lower Parel
Good to know before you move to San Francisco
Tech's global capital — the highest salaries in the US, and rents to match, wrapped in fog and hills.
- Currency
- US dollar ($ USD)
- Languages
- English
- Time zone
- UTC-8
- Internet
- 220 Mbps
- English
- Native language
- Safety
- 45/100
- Climate
- ❄ 11°C · ☀ 17°C · 256 sunny days/yr
- Tap water
- Safe to drink
- Power
- A/B · 120V
- Driving
- Right-hand side
- Popular areas
- Mission · SoMa · Hayes Valley
Plan your move to Mumbai
Everything you will book for the move — sorted, and updated as we add partners.
- FlightsCheapvuelos
- FlightsAviasales
- HotelsPlanetofhotels
- Car rentalEconomybookings
- Airport transferKiwitaxi
- Tours & ticketsKlook
- InsuranceSafetyWing
- eSIM / dataAiralo
- Luggage storageRadical Storage
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Plan your move to San Francisco
Everything you will book for the move — sorted, and updated as we add partners.
- FlightsCheapvuelos
- FlightsAviasales
- HotelsPlanetofhotels
- Car rentalEconomybookings
- Airport transferKiwitaxi
- Tours & ticketsKlook
- eSIM / dataAiralo
- Luggage storageRadical Storage
- Parking & carWay.com
Sponsored
? Frequently asked questions
Moving from Mumbai to San Francisco: cheaper or more expensive?
Moving from Mumbai to San Francisco, your cost of living will be roughly 106% more expensive. San Francisco’s cost-of-living index is 118 versus 57 for Mumbai (US = 100). Use the salary tool above to see the income you’d need to keep the same lifestyle.
Is Mumbai cheaper than San Francisco?
San Francisco is about 106% more expensive than Mumbai overall — its cost-of-living index is 118 versus 57 for Mumbai.
Which is more expensive, Mumbai or San Francisco?
San Francisco is more expensive than Mumbai. Its cost-of-living index is 118 vs 57 (US = 100) — about 107% higher.
Is rent cheaper in Mumbai or San Francisco?
Rent is cheaper in Mumbai — about $700/month for a one-bedroom in the city centre, vs $3,300 in San Francisco.
How much do you need to earn in San Francisco to live like in Mumbai?
To keep the same standard of living, a $75,000 salary in Mumbai is worth about $154,656 in San Francisco. Enter your own figure in the calculator above.
Which has lower taxes, Mumbai or San Francisco?
India has the lower top income-tax rate — 30% versus 37% in United States.
◷ More comparisons from Mumbai
How we calculate these figures →
Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.