✦ Compare
London vs
San Francisco
Cost-of-living comparison and salary equivalence. Enter your current salary to see what you'd need to earn to live equally well.
London, UK vs San Francisco, CA at a glance — San Francisco, CA is 14% cheaper than London, UK overall. Median 1-bed rent runs about $3,300/mo versus $2,600/mo. Top income tax: 37% vs 45%.
To keep the same standard of living in San Francisco, CA, you'd need
$64,505 / year
San Francisco, CA is 14% cheaper overall
Category breakdown (San Francisco, CA vs London, UK)
- Housing-2%
- Food & groceries-20%
- Transport-29%
- Utilities-33%
- Healthcare+5%
- Goods & services-20%
Median 1-bed rent
$2,600 /mo
London, UK overview →
Median 1-bed rent
$3,300 /mo
San Francisco, CA overview →
◎ How London, UK and San Francisco, CA compare
Index vs the US average — the line marks 100. Lower is cheaper.
▤ Full comparison
| London, UK | San Francisco, CA | |
|---|---|---|
| Cost of living | ||
| Overall cost index | 138 | 118 |
| Housing | 178 | 174 |
| Food | 118 | 94 |
| Transport | 130 | 92 |
| Utilities | 130 | 87 |
| Healthcare | 88 | 92 |
| Goods & services | 122 | 98 |
| Housing | ||
| Rent, 1-bed centre | $2,600/mo | $3,300/mo |
| Rent, 1-bed outside | $1,850/mo | $2,500/mo |
| Rent, 3-bed centre | $5,200/mo | $6,500/mo |
| Buy price / m² centre | $16,000 | $14,000 |
| Money & purchasing power | ||
| $1,000 goes as far as | $727 | $846 |
| Inexpensive meal | $20 | $22 |
| Monthly transit pass | $200 | $98 |
| Taxes | ||
| Income tax (top rate) | 45% | 37% |
| VAT / sales tax | 20% | 0% |
| Social security (employee) | 8% | 7.7% |
| Corporate tax | 25% | 21% |
| Capital gains | 24% | 20% |
| Economy & salaries | ||
| Avg net salary | $2,900/mo | $4,300/mo |
| Minimum wage | $2,050/mo | $1,257/mo✓ |
| GDP per capita | $57,602✓ | $90,027✓ |
| Inflation (annual) | 3.9%✓ | — |
| Work & digital nomad | ||
| Digital-nomad visa | No | No |
| English proficiency | Native | Native |
| Coworking spaces | 250 | 150 |
| Time zone | UTC+0 | UTC-8 |
| Quality of life | ||
| Quality of life (overall) | 68 | 70 |
| Safety index | 55 | 45 |
| Healthcare index | 74 | 80 |
| Pollution index | 60 | 40 |
| Internet speed | 90 Mbps | 220 Mbps |
| Walkability | 88 | 88 |
| Public transport | 92 | 80 |
| Family-friendly | 62 | 55 |
| Tap water | Safe to drink | Safe to drink |
| Health insurance | — | $500/mo |
| Life expectancy | 81 yr✓ | 79 yr✓ |
| LGBTQ+ acceptance | High | High |
| Climate | ||
| January avg | +5 °C | +11 °C |
| July avg | +19 °C | +17 °C |
| Sunny days / year | 106 | 256 |
| Rainfall / year | 690 mm | 600 mm |
| Connectivity | ||
| Flight to nearest hub | 1 h | 1 h |
Taxes & Economy & salaries: United Kingdom vs United States. Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.
✓ = official statistics (US DOL (federal), World Bank 2025, World Bank 2024). Unmarked figures are CostTrek estimates. How we calculate these figures →
Cost of living: London vs San Francisco — in your currency
Converted from USD at approximate rates (2026-09).
Good to know before you move to London
Europe's financial capital — unmatched jobs, culture and connections, paid for with some of the highest rents on the continent.
- Currency
- Pound sterling (£ GBP)
- Languages
- English
- Time zone
- UTC+0
- Internet
- 90 Mbps
- English
- Native language
- Safety
- 55/100
- Climate
- ❄ 5°C · ☀ 19°C · 106 sunny days/yr
- Tap water
- Safe to drink
- Power
- G · 230V
- Driving
- Left-hand side
- Popular areas
- Shoreditch · Camden · Clapham
Good to know before you move to San Francisco
Tech's global capital — the highest salaries in the US, and rents to match, wrapped in fog and hills.
- Currency
- US dollar ($ USD)
- Languages
- English
- Time zone
- UTC-8
- Internet
- 220 Mbps
- English
- Native language
- Safety
- 45/100
- Climate
- ❄ 11°C · ☀ 17°C · 256 sunny days/yr
- Tap water
- Safe to drink
- Power
- A/B · 120V
- Driving
- Right-hand side
- Popular areas
- Mission · SoMa · Hayes Valley
Plan your move to London
Everything you will book for the move — sorted, and updated as we add partners.
- FlightsCheapvuelos
- FlightsAviasales
- HotelsPlanetofhotels
- Car rentalEconomybookings
- Airport transferKiwitaxi
- Tours & ticketsKlook
- Tours & ticketsTiqets
- InsuranceSafetyWing
- eSIM / dataAiralo
- Luggage storageRadical Storage
- Flight compensationAirHelp
Sponsored
Plan your move to San Francisco
Everything you will book for the move — sorted, and updated as we add partners.
- FlightsCheapvuelos
- FlightsAviasales
- HotelsPlanetofhotels
- Car rentalEconomybookings
- Airport transferKiwitaxi
- Tours & ticketsKlook
- eSIM / dataAiralo
- Luggage storageRadical Storage
- Parking & carWay.com
Sponsored
? Frequently asked questions
Moving from London to San Francisco: cheaper or more expensive?
Moving from London to San Francisco, your cost of living will be roughly 14% cheaper. San Francisco’s cost-of-living index is 118 versus 138 for London (US = 100). Use the salary tool above to see the income you’d need to keep the same lifestyle.
Is London cheaper than San Francisco?
San Francisco is about 14% cheaper than London overall — its cost-of-living index is 118 versus 138 for London.
Which is more expensive, London or San Francisco?
London is more expensive than San Francisco. Its cost-of-living index is 138 vs 118 (US = 100) — about 17% higher.
Is rent cheaper in London or San Francisco?
Rent is cheaper in London — about $2,600/month for a one-bedroom in the city centre, vs $3,300 in San Francisco.
How much do you need to earn in San Francisco to live like in London?
To keep the same standard of living, a $75,000 salary in London is worth about $64,505 in San Francisco. Enter your own figure in the calculator above.
Which has lower taxes, London or San Francisco?
United States has the lower top income-tax rate — 37% versus 45% in United Kingdom.
◷ More comparisons from London
How we calculate these figures →
Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.