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Minneapolis vs San Francisco

Cost-of-living comparison and salary equivalence. Enter your current salary to see what you'd need to earn to live equally well.

Minneapolis, MN vs San Francisco, CA at a glance — San Francisco, CA is 14% more expensive than Minneapolis, MN overall. Median 1-bed rent runs about $3,300/mo versus $1,450/mo. The top national income-tax rate is 37%.

$/ year

To keep the same standard of living in San Francisco, CA, you'd need

$85,185 / year

San Francisco, CA is 14% more expensive overall

Category breakdown (San Francisco, CA vs Minneapolis, MN)

  • Housing+60%
  • Food & groceries-7%
  • Transport-11%
  • Utilities-9%
  • Healthcare-12%
  • Goods & services-5%

◎ How Minneapolis, MN and San Francisco, CA compare

HousingFood & groceriesTransportUtilitiesHealthcareGoods & services
Minneapolis, MNSan Francisco, CA

Index vs the US average — the line marks 100. Lower is cheaper.

▤ Full comparison

Minneapolis, MNSan Francisco, CA
Cost of living
Overall cost index104118
Housing109174
Food10194
Transport10392
Utilities9687
Healthcare10592
Goods & services10398
Housing
Rent, 1-bed centre$1,450/mo$3,300/mo
Rent, 1-bed outside$1,150/mo$2,500/mo
Rent, 3-bed centre$2,600/mo$6,500/mo
Buy price / m² centre$3,800$14,000
Money & purchasing power
$1,000 goes as far as$960$846
Inexpensive meal$18$22
Monthly transit pass$96$98
Taxes
Income tax (top rate)37%37%
VAT / sales tax0%0%
Social security (employee)7.7%7.7%
Corporate tax21%21%
Capital gains20%20%
Economy & salaries
Avg net salary$4,300/mo$4,300/mo
Minimum wage$1,257/mo✓$1,257/mo✓
GDP per capita$90,027✓$90,027✓
Work & digital nomad
Digital-nomad visaNoNo
English proficiencyNativeNative
Coworking spaces40150
Time zoneUTC-6UTC-8
Quality of life
Quality of life (overall)6570
Safety index5545
Healthcare index8280
Pollution index3540
Internet speed200 Mbps220 Mbps
Walkability7088
Public transport5880
Family-friendly7055
Tap waterSafe to drinkSafe to drink
Health insurance$450/mo$500/mo
Life expectancy79 yr✓79 yr✓
LGBTQ+ acceptanceHighHigh
Climate
January avg-8 °C+11 °C
July avg+23 °C+17 °C
Sunny days / year198256
Rainfall / year800 mm600 mm
Connectivity
Flight to nearest hub1.5 h1 h

Taxes & Economy & salaries: United States vs United States. Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.

✓ = official statistics (US DOL (federal), World Bank 2025, World Bank 2024). Unmarked figures are CostTrek estimates. How we calculate these figures →

Cost of living: Minneapolis vs San Francisco — in your currency

MinneapolisSan Francisco
1-bed rent, city centre$1,450$3,300
1-bed rent, outside centre$1,150$2,500
Inexpensive meal$18$22
Monthly transit pass$96$98
Utilities (monthly)$160$170

Converted from USD at approximate rates (2026-09).

Good to know before you move to Minneapolis

High quality of life, strong jobs and lakes everywhere — winters are seriously cold.

Currency
US dollar ($ USD)
Languages
English
Time zone
UTC-6
Internet
200 Mbps
English
Native language
Safety
55/100
Climate
❄ -8°C · ☀ 23°C · 198 sunny days/yr
Tap water
Safe to drink
Power
A/B · 120V
Driving
Right-hand side
Popular areas
North Loop · Uptown · Northeast

Good to know before you move to San Francisco

Tech's global capital — the highest salaries in the US, and rents to match, wrapped in fog and hills.

Currency
US dollar ($ USD)
Languages
English
Time zone
UTC-8
Internet
220 Mbps
English
Native language
Safety
45/100
Climate
❄ 11°C · ☀ 17°C · 256 sunny days/yr
Tap water
Safe to drink
Power
A/B · 120V
Driving
Right-hand side
Popular areas
Mission · SoMa · Hayes Valley

? Frequently asked questions

Moving from Minneapolis to San Francisco: cheaper or more expensive?

Moving from Minneapolis to San Francisco, your cost of living will be roughly 14% more expensive. San Francisco’s cost-of-living index is 118 versus 104 for Minneapolis (US = 100). Use the salary tool above to see the income you’d need to keep the same lifestyle.

Is Minneapolis cheaper than San Francisco?

San Francisco is about 14% more expensive than Minneapolis overall — its cost-of-living index is 118 versus 104 for Minneapolis.

Which is more expensive, Minneapolis or San Francisco?

San Francisco is more expensive than Minneapolis. Its cost-of-living index is 118 vs 104 (US = 100) — about 13% higher.

Is rent cheaper in Minneapolis or San Francisco?

Rent is cheaper in Minneapolis — about $1,450/month for a one-bedroom in the city centre, vs $3,300 in San Francisco.

How much do you need to earn in San Francisco to live like in Minneapolis?

To keep the same standard of living, a $75,000 salary in Minneapolis is worth about $85,185 in San Francisco. Enter your own figure in the calculator above.

Which has lower taxes, Minneapolis or San Francisco?

Both cities are in the same country, so national income tax (37%) and VAT are identical; only local cost of living differs.

◷ More comparisons from Minneapolis

How we calculate these figures →

Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.