CostTrek

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San Francisco vs Sydney

Cost-of-living comparison and salary equivalence. Enter your current salary to see what you'd need to earn to live equally well.

San Francisco, CA vs Sydney, AU at a glance — Sydney, AU is 8% more expensive than San Francisco, CA overall. Median 1-bed rent runs about $2,200/mo versus $3,300/mo. Top income tax: 45% vs 37%.

$/ year

To keep the same standard of living in Sydney, AU, you'd need

$80,923 / year

Sydney, AU is 8% more expensive overall

Category breakdown (Sydney, AU vs San Francisco, CA)

  • Housing-7%
  • Food & groceries+22%
  • Transport+14%
  • Utilities+26%
  • Healthcare+3%
  • Goods & services+22%

◎ How San Francisco, CA and Sydney, AU compare

HousingFood & groceriesTransportUtilitiesHealthcareGoods & services
San Francisco, CASydney, AU

Index vs the US average — the line marks 100. Lower is cheaper.

▤ Full comparison

San Francisco, CASydney, AU
Cost of living
Overall cost index118128
Housing174162
Food94115
Transport92105
Utilities87110
Healthcare9295
Goods & services98120
Housing
Rent, 1-bed centre$3,300/mo$2,200/mo
Rent, 1-bed outside$2,500/mo$1,650/mo
Rent, 3-bed centre$6,500/mo$4,200/mo
Buy price / m² centre$14,000$12,000
Money & purchasing power
$1,000 goes as far as$846$784
Inexpensive meal$22$18
Monthly transit pass$98$130
Taxes
Income tax (top rate)37%45%
VAT / sales tax0%10%
Social security (employee)7.7%—
Corporate tax21%30%
Capital gains20%—
Economy & salaries
Avg net salary$4,300/mo$3,900/mo
Minimum wage$1,257/mo✓$2,600/mo
GDP per capita$90,027✓$65,130✓
Inflation (annual)—2.9%✓
Work & digital nomad
Digital-nomad visaNoNo
English proficiencyNativeNative
Coworking spaces15090
Time zoneUTC-8UTC+10
Quality of life
Quality of life (overall)7074
Safety index4574
Healthcare index8085
Pollution index4030
Internet speed220 Mbps90 Mbps
Walkability8878
Public transport8080
Family-friendly5576
Tap waterSafe to drinkSafe to drink
Health insurance$500/mo—
Life expectancy79 yr✓83 yr✓
LGBTQ+ acceptanceHighHigh
Climate
January avg+11 °C+23 °C
July avg+17 °C+13 °C
Sunny days / year256236
Rainfall / year600 mm1,210 mm
Connectivity
Flight to nearest hub1 h3 h

Taxes & Economy & salaries: United States vs Australia. Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.

✓ = official statistics (US DOL (federal), World Bank 2025, World Bank 2024). Unmarked figures are CostTrek estimates. How we calculate these figures →

Cost of living: San Francisco vs Sydney — in your currency

San FranciscoSydney
1-bed rent, city centre$3,300$2,200
1-bed rent, outside centre$2,500$1,650
Inexpensive meal$22$18
Monthly transit pass$98$130
Utilities (monthly)$170$150

Converted from USD at approximate rates (2026-09).

Good to know before you move to San Francisco

Tech's global capital — the highest salaries in the US, and rents to match, wrapped in fog and hills.

Currency
US dollar ($ USD)
Languages
English
Time zone
UTC-8
Internet
220 Mbps
English
Native language
Safety
45/100
Climate
❄ 11°C · ☀ 17°C · 256 sunny days/yr
Tap water
Safe to drink
Power
A/B · 120V
Driving
Right-hand side
Popular areas
Mission · SoMa · Hayes Valley

Good to know before you move to Sydney

Beaches, sunshine and a high quality of life — for a price, with housing among the least affordable in the developed world.

Currency
Australian dollar ($ AUD)
Languages
English
Time zone
UTC+10
Internet
90 Mbps
English
Native language
Safety
74/100
Climate
❄ 23°C · ☀ 13°C · 236 sunny days/yr
Tap water
Safe to drink
Power
I · 230V
Driving
Left-hand side
Popular areas
Surry Hills · Bondi · Newtown

? Frequently asked questions

Moving from San Francisco to Sydney: cheaper or more expensive?

Moving from San Francisco to Sydney, your cost of living will be roughly 8% more expensive. Sydney’s cost-of-living index is 128 versus 118 for San Francisco (US = 100). Use the salary tool above to see the income you’d need to keep the same lifestyle.

Is San Francisco cheaper than Sydney?

Sydney is about 8% more expensive than San Francisco overall — its cost-of-living index is 128 versus 118 for San Francisco.

Which is more expensive, San Francisco or Sydney?

Sydney is more expensive than San Francisco. Its cost-of-living index is 128 vs 118 (US = 100) — about 8% higher.

Is rent cheaper in San Francisco or Sydney?

Rent is cheaper in Sydney — about $2,200/month for a one-bedroom in the city centre, vs $3,300 in San Francisco.

How much do you need to earn in Sydney to live like in San Francisco?

To keep the same standard of living, a $75,000 salary in San Francisco is worth about $80,923 in Sydney. Enter your own figure in the calculator above.

Which has lower taxes, San Francisco or Sydney?

United States has the lower top income-tax rate — 37% versus 45% in Australia.

◷ More comparisons from San Francisco

How we calculate these figures →

Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.