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Athens vs San Francisco

Cost-of-living comparison and salary equivalence. Enter your current salary to see what you'd need to earn to live equally well.

Athens, GR vs San Francisco, CA at a glance — San Francisco, CA is 58% more expensive than Athens, GR overall. Median 1-bed rent runs about $3,300/mo versus $750/mo. Top income tax: 37% vs 44%.

$/ year

To keep the same standard of living in San Francisco, CA, you'd need

$118,434 / year

San Francisco, CA is 58% more expensive overall

Category breakdown (San Francisco, CA vs Athens, GR)

  • Housing+142%
  • Food & groceries+21%
  • Transport+67%
  • Utilities-13%
  • Healthcare+42%
  • Goods & services+23%

◎ How Athens, GR and San Francisco, CA compare

HousingFood & groceriesTransportUtilitiesHealthcareGoods & services
Athens, GRSan Francisco, CA

Index vs the US average — the line marks 100. Lower is cheaper.

▤ Full comparison

Athens, GRSan Francisco, CA
Cost of living
Overall cost index75118
Housing72174
Food7894
Transport5592
Utilities10087
Healthcare6592
Goods & services8098
Housing
Rent, 1-bed centre$750/mo$3,300/mo
Rent, 1-bed outside$550/mo$2,500/mo
Rent, 3-bed centre$1,400/mo$6,500/mo
Buy price / m² centre$2,800$14,000
Money & purchasing power
$1,000 goes as far as$1,335$846
Inexpensive meal$13$22
Monthly transit pass$30$98
Taxes
Income tax (top rate)44%37%
VAT / sales tax24%0%
Social security (employee)—7.7%
Corporate tax22%21%
Capital gains—20%
Economy & salaries
Avg net salary$1,000/mo$4,300/mo
Avg annual wage (OECD, PPP)$32,412✓$86,977✓
Minimum wage$1,244/mo✓$1,257/mo✓
GDP per capita$23,565✓$90,027✓
Inflation (annual)2.6%✓—
Work & digital nomad
Digital-nomad visaYesNo
English proficiencyModerateNative
Coworking spaces35150
Time zoneUTC+2UTC-8
Quality of life
Quality of life (overall)6670
Safety index6245
Healthcare index6580
Pollution index5540
Internet speed100 Mbps220 Mbps
Walkability7588
Public transport7280
Family-friendly6255
Tap waterSafe to drinkSafe to drink
Health insurance—$500/mo
Life expectancy82 yr✓79 yr✓
LGBTQ+ acceptanceModerateHigh
Climate
January avg+10 °C+11 °C
July avg+28 °C+17 °C
Sunny days / year250256
Rainfall / year400 mm600 mm
Connectivity
Flight to nearest hub2 h1 h

Taxes & Economy & salaries: Greece vs United States. Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.

✓ = official statistics (OECD (PPP), Eurostat 2026, US DOL (federal), World Bank 2025, World Bank 2024). Unmarked figures are CostTrek estimates. How we calculate these figures →

Cost of living: Athens vs San Francisco — in your currency

AthensSan Francisco
1-bed rent, city centre$750$3,300
1-bed rent, outside centre$550$2,500
Inexpensive meal$13$22
Monthly transit pass$30$98
Utilities (monthly)$190$170

Converted from USD at approximate rates (2026-09).

Good to know before you move to Athens

Ancient ruins, Mediterranean sun and a coastline on the doorstep — the cheapest of the big Western-European capitals, with a golden visa and a 50% tax break drawing nomads. Grittier than the postcard, and warming fast.

Currency
Euro (€ EUR)
Languages
Greek
Time zone
UTC+2
Internet
100 Mbps
English
Fairly common
Safety
62/100
Climate
❄ 10°C · ☀ 28°C · 250 sunny days/yr
Tap water
Safe to drink
Power
F · 230V
Driving
Right-hand side
Popular areas
Koukaki · Kolonaki · Exarchia · Glyfada

Good to know before you move to San Francisco

Tech's global capital — the highest salaries in the US, and rents to match, wrapped in fog and hills.

Currency
US dollar ($ USD)
Languages
English
Time zone
UTC-8
Internet
220 Mbps
English
Native language
Safety
45/100
Climate
❄ 11°C · ☀ 17°C · 256 sunny days/yr
Tap water
Safe to drink
Power
A/B · 120V
Driving
Right-hand side
Popular areas
Mission · SoMa · Hayes Valley

? Frequently asked questions

Moving from Athens to San Francisco: cheaper or more expensive?

Moving from Athens to San Francisco, your cost of living will be roughly 58% more expensive. San Francisco’s cost-of-living index is 118 versus 75 for Athens (US = 100). Use the salary tool above to see the income you’d need to keep the same lifestyle.

Is Athens cheaper than San Francisco?

San Francisco is about 58% more expensive than Athens overall — its cost-of-living index is 118 versus 75 for Athens.

Which is more expensive, Athens or San Francisco?

San Francisco is more expensive than Athens. Its cost-of-living index is 118 vs 75 (US = 100) — about 57% higher.

Is rent cheaper in Athens or San Francisco?

Rent is cheaper in Athens — about $750/month for a one-bedroom in the city centre, vs $3,300 in San Francisco.

How much do you need to earn in San Francisco to live like in Athens?

To keep the same standard of living, a $75,000 salary in Athens is worth about $118,434 in San Francisco. Enter your own figure in the calculator above.

Which has lower taxes, Athens or San Francisco?

United States has the lower top income-tax rate — 37% versus 44% in Greece.

◷ More comparisons from Athens

How we calculate these figures →

Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.