CostTrek

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San Francisco vs Tokyo

Cost-of-living comparison and salary equivalence. Enter your current salary to see what you'd need to earn to live equally well.

San Francisco, CA vs Tokyo, JP at a glance — Tokyo, JP is 9% cheaper than San Francisco, CA overall. Median 1-bed rent runs about $1,300/mo versus $3,300/mo. Top income tax: 45% vs 37%.

$/ year

To keep the same standard of living in Tokyo, JP, you'd need

$68,493 / year

Tokyo, JP is 9% cheaper overall

Category breakdown (Tokyo, JP vs San Francisco, CA)

  • Housing-30%
  • Food & groceries+12%
  • Transport-2%
  • Utilities+32%
  • Healthcare-8%
  • Goods & services+8%

◎ How San Francisco, CA and Tokyo, JP compare

HousingFood & groceriesTransportUtilitiesHealthcareGoods & services
San Francisco, CATokyo, JP

Index vs the US average — the line marks 100. Lower is cheaper.

▤ Full comparison

San Francisco, CATokyo, JP
Cost of living
Overall cost index118108
Housing174122
Food94105
Transport9290
Utilities87115
Healthcare9285
Goods & services98106
Housing
Rent, 1-bed centre$3,300/mo$1,300/mo
Rent, 1-bed outside$2,500/mo$900/mo
Rent, 3-bed centre$6,500/mo$2,800/mo
Buy price / m² centre$14,000$11,000
Money & purchasing power
$1,000 goes as far as$846$926
Inexpensive meal$22$8
Monthly transit pass$98$90
Taxes
Income tax (top rate)37%45%
VAT / sales tax0%10%
Social security (employee)7.7%—
Corporate tax21%30%
Capital gains20%20.3%
Economy & salaries
Avg net salary$4,300/mo$2,600/mo
Minimum wage$1,257/mo✓$1,300/mo
GDP per capita$90,027✓$35,951✓
Inflation (annual)—3.2%✓
Work & digital nomad
Digital-nomad visaNoYes
English proficiencyNativeLow
Coworking spaces15090
Time zoneUTC-8UTC+9
Quality of life
Quality of life (overall)7081
Safety index4582
Healthcare index8085
Pollution index4045
Internet speed220 Mbps220 Mbps
Walkability8892
Public transport8098
Family-friendly5572
Tap waterSafe to drinkSafe to drink
Health insurance$500/mo$40/mo
Life expectancy79 yr✓84 yr✓
LGBTQ+ acceptanceHighModerate
Climate
January avg+11 °C+6 °C
July avg+17 °C+27 °C
Sunny days / year256130
Rainfall / year600 mm1,520 mm
Connectivity
Flight to nearest hub1 h1 h

Taxes & Economy & salaries: United States vs Japan. Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.

✓ = official statistics (US DOL (federal), World Bank 2025, World Bank 2024). Unmarked figures are CostTrek estimates. How we calculate these figures →

Cost of living: San Francisco vs Tokyo — in your currency

San FranciscoTokyo
1-bed rent, city centre$3,300$1,300
1-bed rent, outside centre$2,500$900
Inexpensive meal$22$8
Monthly transit pass$98$90
Utilities (monthly)$170$200

Converted from USD at approximate rates (2026-09).

Good to know before you move to San Francisco

Tech's global capital — the highest salaries in the US, and rents to match, wrapped in fog and hills.

Currency
US dollar ($ USD)
Languages
English
Time zone
UTC-8
Internet
220 Mbps
English
Native language
Safety
45/100
Climate
❄ 11°C · ☀ 17°C · 256 sunny days/yr
Tap water
Safe to drink
Power
A/B · 120V
Driving
Right-hand side
Popular areas
Mission · SoMa · Hayes Valley

Good to know before you move to Tokyo

Astonishingly safe, clean and well-connected for a megacity — and, thanks to a weak yen, cheaper than most Western capitals right now.

Currency
Japanese yen (¥ JPY)
Languages
Japanese
Time zone
UTC+9
Internet
220 Mbps
English
Rarely spoken
Safety
82/100
Climate
❄ 6°C · ☀ 27°C · 130 sunny days/yr
Tap water
Safe to drink
Power
A/B · 100V
Driving
Left-hand side
Popular areas
Shibuya · Shinjuku · Setagaya

? Frequently asked questions

Moving from San Francisco to Tokyo: cheaper or more expensive?

Moving from San Francisco to Tokyo, your cost of living will be roughly 9% cheaper. Tokyo’s cost-of-living index is 108 versus 118 for San Francisco (US = 100). Use the salary tool above to see the income you’d need to keep the same lifestyle.

Is San Francisco cheaper than Tokyo?

Tokyo is about 9% cheaper than San Francisco overall — its cost-of-living index is 108 versus 118 for San Francisco.

Which is more expensive, San Francisco or Tokyo?

San Francisco is more expensive than Tokyo. Its cost-of-living index is 118 vs 108 (US = 100) — about 9% higher.

Is rent cheaper in San Francisco or Tokyo?

Rent is cheaper in Tokyo — about $1,300/month for a one-bedroom in the city centre, vs $3,300 in San Francisco.

How much do you need to earn in Tokyo to live like in San Francisco?

To keep the same standard of living, a $75,000 salary in San Francisco is worth about $68,493 in Tokyo. Enter your own figure in the calculator above.

Which has lower taxes, San Francisco or Tokyo?

United States has the lower top income-tax rate — 37% versus 45% in Japan.

◷ More comparisons from San Francisco

How we calculate these figures →

Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.