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Milan vs San Francisco

Cost-of-living comparison and salary equivalence. Enter your current salary to see what you'd need to earn to live equally well.

Milan, IT vs San Francisco, CA at a glance — San Francisco, CA is 7% more expensive than Milan, IT overall. Median 1-bed rent runs about $3,300/mo versus $1,500/mo. Top income tax: 37% vs 43%.

$/ year

To keep the same standard of living in San Francisco, CA, you'd need

$79,985 / year

San Francisco, CA is 7% more expensive overall

Category breakdown (San Francisco, CA vs Milan, IT)

  • Housing+29%
  • Food & groceries-10%
  • Transport+15%
  • Utilities-28%
  • Healthcare+12%
  • Goods & services-8%

◎ How Milan, IT and San Francisco, CA compare

HousingFood & groceriesTransportUtilitiesHealthcareGoods & services
Milan, ITSan Francisco, CA

Index vs the US average — the line marks 100. Lower is cheaper.

▤ Full comparison

Milan, ITSan Francisco, CA
Cost of living
Overall cost index111118
Housing135174
Food10594
Transport8092
Utilities12087
Healthcare8292
Goods & services10698
Housing
Rent, 1-bed centre$1,500/mo$3,300/mo
Rent, 1-bed outside$1,150/mo$2,500/mo
Rent, 3-bed centre$3,000/mo$6,500/mo
Buy price / m² centre$8,500$14,000
Money & purchasing power
$1,000 goes as far as$902$846
Inexpensive meal$16$22
Monthly transit pass$42$98
Taxes
Income tax (top rate)43%37%
VAT / sales tax22%0%
Social security (employee)—7.7%
Corporate tax24%21%
Capital gains26%20%
Economy & salaries
Avg net salary$1,900/mo$4,300/mo
Minimum wage—$1,257/mo✓
GDP per capita$43,309✓$90,027✓
Inflation (annual)1.5%✓—
Work & digital nomad
Digital-nomad visaYesNo
English proficiencyModerateNative
Coworking spaces60150
Time zoneUTC+1UTC-8
Quality of life
Quality of life (overall)6670
Safety index5545
Healthcare index8080
Pollution index7040
Internet speed120 Mbps220 Mbps
Walkability8588
Public transport8280
Family-friendly6455
Tap waterSafe to drinkSafe to drink
Health insurance—$500/mo
Life expectancy84 yr✓79 yr✓
LGBTQ+ acceptanceModerateHigh
Climate
January avg+3 °C+11 °C
July avg+24 °C+17 °C
Sunny days / year130256
Rainfall / year1,000 mm600 mm
Connectivity
Flight to nearest hub1 h1 h

Taxes & Economy & salaries: Italy vs United States. Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.

✓ = official statistics (US DOL (federal), World Bank 2025, World Bank 2024). Unmarked figures are CostTrek estimates. How we calculate these figures →

Cost of living: Milan vs San Francisco — in your currency

MilanSan Francisco
1-bed rent, city centre$1,500$3,300
1-bed rent, outside centre$1,150$2,500
Inexpensive meal$16$22
Monthly transit pass$42$98
Utilities (monthly)$190$170

Converted from USD at approximate rates (2026-09).

Good to know before you move to Milan

Italy's business, finance and fashion capital — the country's best job market, at its highest prices.

Currency
Euro (€ EUR)
Languages
Italian
Time zone
UTC+1
Internet
120 Mbps
English
Fairly common
Safety
55/100
Climate
❄ 3°C · ☀ 24°C · 130 sunny days/yr
Tap water
Safe to drink
Power
F/L · 230V
Driving
Right-hand side
Popular areas
Navigli · Brera · Isola

Good to know before you move to San Francisco

Tech's global capital — the highest salaries in the US, and rents to match, wrapped in fog and hills.

Currency
US dollar ($ USD)
Languages
English
Time zone
UTC-8
Internet
220 Mbps
English
Native language
Safety
45/100
Climate
❄ 11°C · ☀ 17°C · 256 sunny days/yr
Tap water
Safe to drink
Power
A/B · 120V
Driving
Right-hand side
Popular areas
Mission · SoMa · Hayes Valley

? Frequently asked questions

Moving from Milan to San Francisco: cheaper or more expensive?

Moving from Milan to San Francisco, your cost of living will be roughly 7% more expensive. San Francisco’s cost-of-living index is 118 versus 111 for Milan (US = 100). Use the salary tool above to see the income you’d need to keep the same lifestyle.

Is Milan cheaper than San Francisco?

San Francisco is about 7% more expensive than Milan overall — its cost-of-living index is 118 versus 111 for Milan.

Which is more expensive, Milan or San Francisco?

San Francisco is more expensive than Milan. Its cost-of-living index is 118 vs 111 (US = 100) — about 6% higher.

Is rent cheaper in Milan or San Francisco?

Rent is cheaper in Milan — about $1,500/month for a one-bedroom in the city centre, vs $3,300 in San Francisco.

How much do you need to earn in San Francisco to live like in Milan?

To keep the same standard of living, a $75,000 salary in Milan is worth about $79,985 in San Francisco. Enter your own figure in the calculator above.

Which has lower taxes, Milan or San Francisco?

United States has the lower top income-tax rate — 37% versus 43% in Italy.

◷ More comparisons from Milan

How we calculate these figures →

Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.