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Cologne vs San Francisco

Cost-of-living comparison and salary equivalence. Enter your current salary to see what you'd need to earn to live equally well.

Cologne, DE vs San Francisco, CA at a glance — San Francisco, CA is 12% more expensive than Cologne, DE overall. Median 1-bed rent runs about $3,300/mo versus $1,050/mo. Top income tax: 37% vs 45%.

$/ year

To keep the same standard of living in San Francisco, CA, you'd need

$84,023 / year

San Francisco, CA is 12% more expensive overall

Category breakdown (San Francisco, CA vs Cologne, DE)

  • Housing+55%
  • Food & groceries-10%
  • Transport+10%
  • Utilities-31%
  • Healthcare-3%
  • Goods & services-7%

How Cologne, DE and San Francisco, CA compare

HousingFood & groceriesTransportUtilitiesHealthcareGoods & services
Cologne, DESan Francisco, CA

Index vs the US average — the line marks 100. Lower is cheaper.

Full comparison

Cologne, DESan Francisco, CA
Cost of living
Overall cost index106118
Housing112174
Food10594
Transport8492
Utilities12687
Healthcare9592
Goods & services10598
Housing
Rent, 1-bed centre$1,050/mo$3,300/mo
Rent, 1-bed outside$780/mo$2,500/mo
Rent, 3-bed centre$2,000/mo$6,500/mo
Buy price / m² centre$6,500$14,000
Money & purchasing power
$1,000 goes as far as$947$846
Inexpensive meal$14$22
Monthly transit pass$115$98
Taxes
Income tax (top rate)45%37%
VAT / sales tax19%0%
Social security (employee)20%7.7%
Corporate tax30%21%
Capital gains26.4%20%
Economy & salaries
Avg net salary$2,900/mo$4,300/mo
Minimum wage$2,200/mo$1,257/mo
GDP per capita$60,496$90,027
Inflation (annual)2.2%
Work & digital nomad
Digital-nomad visaNoNo
English proficiencyHighNative
Coworking spaces35150
Time zoneUTC+1UTC-8
Quality of life
Safety index6645
Healthcare index8480
Pollution index4040
Internet speed150 Mbps220 Mbps
Walkability7888
Public transport8080
Family-friendly7255
Tap waterSafe to drinkSafe to drink
Health insurance$500/mo
Life expectancy81 yr79 yr
LGBTQ+ acceptanceHighHigh
Climate
January avg+3 °C+11 °C
July avg+19 °C+17 °C
Sunny days / year105256
Rainfall / year800 mm600 mm
Connectivity
Flight to nearest hub1 h1 h

Taxes & Economy & salaries: Germany vs United States. Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.

Good to know before you move to Cologne

An easy-going media and culture city on the Rhine, crowned by its Gothic cathedral and famous for carnival and a warm, open crowd. More affordable and less corporate than Munich or Frankfurt, with a lively creative and startup scene.

Currency
Euro (€ EUR)
Languages
German
Time zone
UTC+1
Internet
150 Mbps
English
Widely spoken
Safety
66/100
Climate
❄ 3°C · ☀ 19°C · 105 sunny days/yr
Tap water
Safe to drink
Power
F · 230V
Driving
Right-hand side
Popular areas
Ehrenfeld · Belgisches Viertel · Südstadt · Nippes

Good to know before you move to San Francisco

Tech's global capital — the highest salaries in the US, and rents to match, wrapped in fog and hills.

Currency
US dollar ($ USD)
Languages
English
Time zone
UTC-8
Internet
220 Mbps
English
Native language
Safety
45/100
Climate
❄ 11°C · ☀ 17°C · 256 sunny days/yr
Tap water
Safe to drink
Power
A/B · 120V
Driving
Right-hand side
Popular areas
Mission · SoMa · Hayes Valley

? Frequently asked questions

Moving from Cologne to San Francisco: cheaper or more expensive?

Moving from Cologne to San Francisco, your cost of living will be roughly 12% more expensive. San Francisco’s cost-of-living index is 118 versus 106 for Cologne (US = 100). Use the salary tool above to see the income you’d need to keep the same lifestyle.

Is Cologne cheaper than San Francisco?

San Francisco is about 12% more expensive than Cologne overall — its cost-of-living index is 118 versus 106 for Cologne.

How much do you need to earn in San Francisco to live like in Cologne?

To keep the same standard of living, a $75,000 salary in Cologne is worth about $84,023 in San Francisco. Enter your own figure in the calculator above.

Which has lower taxes, Cologne or San Francisco?

United States has the lower top income-tax rate — 37% versus 45% in Germany.

More comparisons from Cologne

Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.