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Amsterdam vs Toronto

Cost-of-living comparison and salary equivalence. Enter your current salary to see what you'd need to earn to live equally well.

Amsterdam, NL vs Toronto, CA at a glance — Toronto, CA is 6% cheaper than Amsterdam, NL overall. Median 1-bed rent runs about $1,900/mo versus $2,100/mo. Top income tax: 33% vs 49.5%.

$/ year

To keep the same standard of living in Toronto, CA, you'd need

$70,259 / year

Toronto, CA is 6% cheaper overall

Category breakdown (Toronto, CA vs Amsterdam, NL)

  • Housing-8%
  • Food & groceries-4%
  • Transport+5%
  • Utilities-14%
  • Healthcare-15%
  • Goods & services-5%

◎ How Amsterdam, NL and Toronto, CA compare

HousingFood & groceriesTransportUtilitiesHealthcareGoods & services
Amsterdam, NLToronto, CA

Index vs the US average — the line marks 100. Lower is cheaper.

▤ Full comparison

Amsterdam, NLToronto, CA
Cost of living
Overall cost index127119
Housing165152
Food112108
Transport95100
Utilities122105
Healthcare10085
Goods & services116110
Housing
Rent, 1-bed centre$2,100/mo$1,900/mo
Rent, 1-bed outside$1,500/mo$1,500/mo
Rent, 3-bed centre$4,000/mo$3,800/mo
Buy price / m² centre$9,000$9,000
Money & purchasing power
$1,000 goes as far as$787$840
Inexpensive meal$20$18
Monthly transit pass$100$115
Taxes
Income tax (top rate)49.5%33%
VAT / sales tax21%5%
Corporate tax25.8%26.5%
Economy & salaries
Avg net salary$3,100/mo$3,300/mo
Minimum wage$2,710/mo✓$1,900/mo
GDP per capita$73,684✓$55,698✓
Inflation (annual)3.3%✓2.1%✓
Work & digital nomad
Digital-nomad visaNoYes
English proficiencyHighNative
Coworking spaces9090
Time zoneUTC+1UTC-5
Quality of life
Quality of life (overall)7572
Safety index6870
Healthcare index8082
Pollution index4040
Internet speed160 Mbps180 Mbps
Walkability9080
Public transport8878
Family-friendly7072
Tap waterSafe to drinkSafe to drink
Life expectancy82 yr✓82 yr✓
LGBTQ+ acceptanceHighHigh
Climate
January avg+4 °C-4 °C
July avg+18 °C+22 °C
Sunny days / year60100
Rainfall / year840 mm830 mm
Connectivity
Flight to nearest hub1 h1.5 h

Taxes & Economy & salaries: Netherlands vs Canada. Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.

✓ = official statistics (Eurostat 2026, World Bank 2025, World Bank 2024). Unmarked figures are CostTrek estimates. How we calculate these figures →

Cost of living: Amsterdam vs Toronto — in your currency

AmsterdamToronto
1-bed rent, city centre$2,100$1,900
1-bed rent, outside centre$1,500$1,500
Inexpensive meal$20$18
Monthly transit pass$100$115
Utilities (monthly)$200$150

Converted from USD at approximate rates (2026-09).

Good to know before you move to Amsterdam

Compact, bike-first and very English-friendly — a favourite expat landing pad, if you can win the tight housing lottery.

Currency
Euro (€ EUR)
Languages
Dutch
Time zone
UTC+1
Internet
160 Mbps
English
Widely spoken
Safety
68/100
Climate
❄ 4°C · ☀ 18°C · 60 sunny days/yr
Tap water
Safe to drink
Power
F · 230V
Driving
Right-hand side
Popular areas
Jordaan · De Pijp · Oost

Good to know before you move to Toronto

Canada's diverse economic engine — a smooth immigration path and strong salaries, weighed against steep rents and long winters.

Currency
Canadian dollar ($ CAD)
Languages
English, French
Time zone
UTC-5
Internet
180 Mbps
English
Native language
Safety
70/100
Climate
❄ -4°C · ☀ 22°C · 100 sunny days/yr
Tap water
Safe to drink
Power
A/B · 120V
Driving
Right-hand side
Popular areas
Downtown · Leslieville · West End

? Frequently asked questions

Moving from Amsterdam to Toronto: cheaper or more expensive?

Moving from Amsterdam to Toronto, your cost of living will be roughly 6% cheaper. Toronto’s cost-of-living index is 119 versus 127 for Amsterdam (US = 100). Use the salary tool above to see the income you’d need to keep the same lifestyle.

Is Amsterdam cheaper than Toronto?

Toronto is about 6% cheaper than Amsterdam overall — its cost-of-living index is 119 versus 127 for Amsterdam.

Which is more expensive, Amsterdam or Toronto?

Amsterdam is more expensive than Toronto. Its cost-of-living index is 127 vs 119 (US = 100) — about 7% higher.

Is rent cheaper in Amsterdam or Toronto?

Rent is cheaper in Toronto — about $1,900/month for a one-bedroom in the city centre, vs $2,100 in Amsterdam.

How much do you need to earn in Toronto to live like in Amsterdam?

To keep the same standard of living, a $75,000 salary in Amsterdam is worth about $70,259 in Toronto. Enter your own figure in the calculator above.

Which has lower taxes, Amsterdam or Toronto?

Canada has the lower top income-tax rate — 33% versus 49.5% in Netherlands.

◷ More comparisons from Amsterdam

How we calculate these figures →

Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.