CostTrek

✦ Compare

Amsterdam vs Zurich

Cost-of-living comparison and salary equivalence. Enter your current salary to see what you'd need to earn to live equally well.

Amsterdam, NL vs Zurich, CH at a glance — Zurich, CH is 33% more expensive than Amsterdam, NL overall. Median 1-bed rent runs about $2,500/mo versus $2,100/mo. Top income tax: 40% vs 49.5%.

$/ year

To keep the same standard of living in Zurich, CH, you'd need

$99,906 / year

Zurich, CH is 33% more expensive overall

Category breakdown (Zurich, CH vs Amsterdam, NL)

  • Housing+24%
  • Food & groceries+43%
  • Transport+37%
  • Utilities+7%
  • Healthcare+50%
  • Goods & services+45%

◎ How Amsterdam, NL and Zurich, CH compare

HousingFood & groceriesTransportUtilitiesHealthcareGoods & services
Amsterdam, NLZurich, CH

Index vs the US average — the line marks 100. Lower is cheaper.

▤ Full comparison

Amsterdam, NLZurich, CH
Cost of living
Overall cost index127169
Housing165205
Food112160
Transport95130
Utilities122130
Healthcare100150
Goods & services116168
Housing
Rent, 1-bed centre$2,100/mo$2,500/mo
Rent, 1-bed outside$1,500/mo$1,900/mo
Rent, 3-bed centre$4,000/mo$5,000/mo
Buy price / m² centre$9,000$18,000
Money & purchasing power
$1,000 goes as far as$787$591
Inexpensive meal$20$30
Monthly transit pass$100$90
Taxes
Income tax (top rate)49.5%40%
VAT / sales tax21%8.1%
Corporate tax25.8%15%
Capital gains—0%
Economy & salaries
Avg net salary$3,100/mo$6,000/mo
Minimum wage$2,710/mo✓—
GDP per capita$73,684✓$114,769✓
Inflation (annual)3.3%✓0.2%✓
Work & digital nomad
Digital-nomad visaNoNo
English proficiencyHighHigh
Coworking spaces9040
Time zoneUTC+1UTC+1
Quality of life
Quality of life (overall)7582
Safety index6882
Healthcare index8090
Pollution index4025
Internet speed160 Mbps200 Mbps
Walkability9085
Public transport8895
Family-friendly7075
Tap waterSafe to drinkSafe to drink
Health insurance—$350/mo
Life expectancy82 yr✓84 yr✓
LGBTQ+ acceptanceHighHigh
Climate
January avg+4 °C0 °C
July avg+18 °C+18 °C
Sunny days / year6065
Rainfall / year840 mm1,080 mm
Connectivity
Flight to nearest hub1 h1 h

Taxes & Economy & salaries: Netherlands vs Switzerland. Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.

✓ = official statistics (Eurostat 2026, World Bank 2025, World Bank 2024). Unmarked figures are CostTrek estimates. How we calculate these figures →

Cost of living: Amsterdam vs Zurich — in your currency

AmsterdamZurich
1-bed rent, city centre$2,100$2,500
1-bed rent, outside centre$1,500$1,900
Inexpensive meal$20$30
Monthly transit pass$100$90
Utilities (monthly)$200$220

Converted from USD at approximate rates (2026-09).

Good to know before you move to Amsterdam

Compact, bike-first and very English-friendly — a favourite expat landing pad, if you can win the tight housing lottery.

Currency
Euro (€ EUR)
Languages
Dutch
Time zone
UTC+1
Internet
160 Mbps
English
Widely spoken
Safety
68/100
Climate
❄ 4°C · ☀ 18°C · 60 sunny days/yr
Tap water
Safe to drink
Power
F · 230V
Driving
Right-hand side
Popular areas
Jordaan · De Pijp · Oost

Good to know before you move to Zurich

The world's benchmark for expensive — but salaries are sky-high, mandatory health insurance aside, and quality of life is unmatched.

Currency
Swiss franc (Fr. CHF)
Languages
German, French, Italian
Time zone
UTC+1
Internet
200 Mbps
English
Widely spoken
Safety
82/100
Climate
❄ 0°C · ☀ 18°C · 65 sunny days/yr
Tap water
Safe to drink
Power
J · 230V
Driving
Right-hand side
Popular areas
Kreis 4 · Kreis 5 · Seefeld

? Frequently asked questions

Moving from Amsterdam to Zurich: cheaper or more expensive?

Moving from Amsterdam to Zurich, your cost of living will be roughly 33% more expensive. Zurich’s cost-of-living index is 169 versus 127 for Amsterdam (US = 100). Use the salary tool above to see the income you’d need to keep the same lifestyle.

Is Amsterdam cheaper than Zurich?

Zurich is about 33% more expensive than Amsterdam overall — its cost-of-living index is 169 versus 127 for Amsterdam.

Which is more expensive, Amsterdam or Zurich?

Zurich is more expensive than Amsterdam. Its cost-of-living index is 169 vs 127 (US = 100) — about 33% higher.

Is rent cheaper in Amsterdam or Zurich?

Rent is cheaper in Amsterdam — about $2,100/month for a one-bedroom in the city centre, vs $2,500 in Zurich.

How much do you need to earn in Zurich to live like in Amsterdam?

To keep the same standard of living, a $75,000 salary in Amsterdam is worth about $99,906 in Zurich. Enter your own figure in the calculator above.

Which has lower taxes, Amsterdam or Zurich?

Switzerland has the lower top income-tax rate — 40% versus 49.5% in Netherlands.

◷ More comparisons from Amsterdam

How we calculate these figures →

Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.