CostTrek

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Bali vs Warsaw

Cost-of-living comparison and salary equivalence. Enter your current salary to see what you'd need to earn to live equally well.

Bali, ID vs Warsaw, PL at a glance — Warsaw, PL is 56% more expensive than Bali, ID overall. Median 1-bed rent runs about $900/mo versus $600/mo. Top income tax: 32% vs 35%.

$/ year

To keep the same standard of living in Warsaw, PL, you'd need

$117,218 / year

Warsaw, PL is 56% more expensive overall

Category breakdown (Warsaw, PL vs Bali, ID)

  • Housing+80%
  • Food & groceries+56%
  • Transport+57%
  • Utilities+82%
  • Healthcare+44%
  • Goods & services+35%

◎ How Bali, ID and Warsaw, PL compare

HousingFood & groceriesTransportUtilitiesHealthcareGoods & services
Bali, IDWarsaw, PL

Index vs the US average — the line marks 100. Lower is cheaper.

▤ Full comparison

Bali, IDWarsaw, PL
Cost of living
Overall cost index4672
Housing4072
Food4570
Transport3555
Utilities55100
Healthcare4565
Goods & services5574
Housing
Rent, 1-bed centre$600/mo$900/mo
Rent, 1-bed outside$350/mo$650/mo
Rent, 3-bed centre$1,200/mo$1,700/mo
Buy price / m² centre$2,000$4,000
Money & purchasing power
$1,000 goes as far as$2,169$1,388
Inexpensive meal$3$8
Monthly transit pass—$30
Taxes
Income tax (top rate)35%32%
VAT / sales tax11%23%
Corporate tax22%19%
Capital gains—19%
Economy & salaries
Avg net salary$300/mo$1,200/mo
Avg annual wage (OECD, PPP)—$49,074✓
Minimum wage$200/mo$1,297/mo✓
GDP per capita$4,981✓$28,420✓
Inflation (annual)2.8%✓3.8%✓
Work & digital nomad
Digital-nomad visaYesNo
English proficiencyModerateModerate
Coworking spaces4050
Time zoneUTC+8UTC+1
Quality of life
Quality of life (overall)4867
Safety index6068
Healthcare index5572
Pollution index5555
Internet speed25 Mbps150 Mbps
Walkability3580
Public transport2082
Family-friendly6068
Tap waterUse cautionSafe to drink
Life expectancy71 yr✓78 yr✓
LGBTQ+ acceptanceLowLow
Climate
January avg+27 °C-2 °C
July avg+27 °C+19 °C
Sunny days / year24090
Rainfall / year1,700 mm550 mm
Connectivity
Flight to nearest hub2 h1.5 h

Taxes & Economy & salaries: Indonesia vs Poland. Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.

✓ = official statistics (OECD (PPP), Eurostat 2026, World Bank 2025, World Bank 2024). Unmarked figures are CostTrek estimates. How we calculate these figures →

Cost of living: Bali vs Warsaw — in your currency

BaliWarsaw
1-bed rent, city centre$600$900
1-bed rent, outside centre$350$650
Inexpensive meal$3$8
Utilities (monthly)$70$200

Converted from USD at approximate rates (2026-09).

Good to know before you move to Bali

The world's default digital-nomad island — Canggu cafés, Ubud rice terraces and Bukit surf breaks. Very low costs and a huge remote-work community, tempered by scooter-only transport, patchy infrastructure and visa runs.

Currency
Indonesian rupiah (Rp IDR)
Languages
Indonesian
Time zone
UTC+8
Internet
25 Mbps
English
Fairly common
Safety
60/100
Climate
❄ 27°C · ☀ 27°C · 240 sunny days/yr
Tap water
Bottled recommended
Power
C/F · 230V
Driving
Left-hand side
Popular areas
Canggu · Ubud · Seminyak · Sanur

Good to know before you move to Warsaw

Central Europe's fastest-rising business hub — modern, safe and affordable, with cold winters.

Currency
Polish złoty (zł PLN)
Languages
Polish
Time zone
UTC+1
Internet
150 Mbps
English
Fairly common
Safety
68/100
Climate
❄ -2°C · ☀ 19°C · 90 sunny days/yr
Tap water
Safe to drink
Power
E · 230V
Driving
Right-hand side
Popular areas
Śródmieście · Praga · Mokotów

? Frequently asked questions

Moving from Bali to Warsaw: cheaper or more expensive?

Moving from Bali to Warsaw, your cost of living will be roughly 56% more expensive. Warsaw’s cost-of-living index is 72 versus 46 for Bali (US = 100). Use the salary tool above to see the income you’d need to keep the same lifestyle.

Is Bali cheaper than Warsaw?

Warsaw is about 56% more expensive than Bali overall — its cost-of-living index is 72 versus 46 for Bali.

Which is more expensive, Bali or Warsaw?

Warsaw is more expensive than Bali. Its cost-of-living index is 72 vs 46 (US = 100) — about 57% higher.

Is rent cheaper in Bali or Warsaw?

Rent is cheaper in Bali — about $600/month for a one-bedroom in the city centre, vs $900 in Warsaw.

How much do you need to earn in Warsaw to live like in Bali?

To keep the same standard of living, a $75,000 salary in Bali is worth about $117,218 in Warsaw. Enter your own figure in the calculator above.

Which has lower taxes, Bali or Warsaw?

Poland has the lower top income-tax rate — 32% versus 35% in Indonesia.

◷ More comparisons from Bali

How we calculate these figures →

Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.