✦ Cost of living
Warsaw
Warsaw, Poland
US = 100
In plain terms: Warsaw is about 28% cheaper than a typical US city. A one-bedroom in the centre runs around $900/month.
▤ Category breakdown
Index vs the US average — the line marks 100. Lower is cheaper.
- Housing72−28%
- Food & groceries70−30%
- Transport55−45%
- Utilities100−0%
- Healthcare65−35%
- Goods & services74−26%
About
Central Europe's fastest-rising business hub — modern, safe and affordable, with cold winters.
- Currency
- Polish złoty · PLN
- Languages
- Polish
- Coordinates
- 52.23, 21.01
- Emergency
- 112
What things cost
Taxes
32%
Income tax
progressive
23%
VAT / sales
19%
Corporate
19%
Capital gains
$1,200
Avg net salary
per month
Plus 4% solidarity levy on high incomes.
Visas & residency
Type A work permit and EU Blue Card; part of Schengen.
✈ Schengen 90/180 for many passports.
Permanent residence after ~5 yrs. Citizenship after ~3 yrs.
Quality of life
Safety
68/100
Healthcare
72/100
Pollution
55/100
Internet
150 Mbps
Jan avg
-2 °C
Jul avg
+19 °C
Sunny days
90/yr
Walkability
80/100
Relocation & documents
Coming soonWhere to look
Updated: 2026-08-14 · Sources: Cost/quality survey (placeholder) · National tax authority / OECD (headline figures)
? Frequently asked questions
How much does it cost to live in Warsaw, PL?
Warsaw, PL's cost-of-living index is 72 (US average = 100) — about 28% cheaper than a typical US city. A one-bedroom apartment in the centre costs around $900 per month.
What is the average rent in Warsaw, PL?
A one-bedroom in the city centre averages about $900 per month, and around $650 outside the centre.
What taxes would I pay in Poland?
Poland has a top income-tax rate of 32% and a VAT or sales tax of 23%. See the taxes section above for the full breakdown.
What is the weather like in Warsaw, PL?
Warsaw, PL averages around -2 °C in January and +19 °C in July, with roughly 90 sunny days a year.
❖ Compare Warsaw with…
Estimates use approximate cost-of-living indices (US average = 100) and are for general guidance only.